COLLARD Paysage
ActiveCOLLARD Paysage has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €26k. Its solvency ranks better than 13% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.67; short-term debt: 33.5% and cash: 8.1% of total assets), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.1%
Return on assets
5.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 1193 sector peers (2025).
NBB · sector comparisonPosition among 1193 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€41k
Total assets
€515k
Net result
€26k
Working capital
€-58k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €515k
Fixed assets
€400k
Current assets
€115k
Equity and liabilities €515k
Equity
€41k
Debt
€474k
Debt finances 91.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€126k
Cash flow
€110k
Solvency
8.1%
Current ratio
0.67
Quick ratio
0.51
Debt / equity
11.42
ROE
63.8%
ROA
5.1%
Interest coverage
13.22
Debt
€474k
Debt ≤ 1 year
€173k
Debt > 1 year
€294k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€515k
Fixed assets21/28€400k
Tangible fixed assets22/27€400k
Land and buildings22€22k
Plant, machinery and equipment23€100k
Furniture and vehicles24€219k
Leasing and similar rights25€54k
Other tangible fixed assets26€5k
Financial fixed assets28€135
Current assets29/58€115k
Stocks and contracts in progress3€28k
Stocks30/36€28k
Amounts receivable within one year40/41€42k
Trade receivables40€41k
Other amounts receivable41€549
Cash at bank and in hand54/58€42k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€515k
Equity10/15€41k
Contributions10/11€15k
Reserves13€26k
Distributable reserves133€26k
Profit (loss) carried forward14€89
Amounts payable17/49€474k
Amounts payable after more than one year17€294k
Financial debts170/4€294k
Amounts payable within one year42/48€173k
Current portion of amounts payable after more than one year42€66k
Trade debts44€25k
Suppliers440/4€25k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€75k
Accrued charges and deferred income492/3€7k
Income statement
Code2025
Non-recurring operating income76A€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k
Other operating charges640/8€2k
Non-recurring operating charges66A€2k
Gross operating margin9900€135k
Operating profit (loss)9901€43k
Financial income75/76B€114
Recurring financial income75€114
Financial charges65/66B€10k
Recurring financial charges65€10k
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€7k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Prée,Ambly 56953 NassogneGround area
1,227 m²
Building footprint
176 m²
Parcel 83342A0087/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
COLLARD Paysage
since 20242.364.145.465
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83342A0087/00G000 | Wallonia | 1,227 m² | 1 · 176 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B&B GRONDWERKEN
BE 0740.546.104
Geetbets · Eq €41k
BANFI GARDEN
BE 1021.842.441
Antwerpen · Eq €41k
JARDIN 2000
BE 0437.809.302
Waterloo · Eq €42k
ELGOO
BE 0790.577.318
Beernem · Eq €41k
NIKOLAS MATTHIJS
BE 0668.421.753
Lochristi · Eq €42k
Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43350Other building finishing work
47761Retail sale of flowers, plants, seeds and fertilisers
71113Urban planning and landscape architecture
77320Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.