COLETTE
ActiveSummary
COLETTE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,714 and a net result of €93,641. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 4695 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency38▼-32
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.65 against 1.87 in 2024; short-term debt: 77.8% and cash: 35.5% of total assets), and 86.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
59.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
19 d late
2023
25 d early
2022
3 d early
2021
4 d late
2020
6 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€20,714▼ 74.8%
2024 · €82,073
Total assets
€157,180▼ 12.9%
2024 · €180,493
Net result
€93,641▲ 20.8%
2024 · €77,522
Working capital
-€42,374
2024 · €77,469
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€57,154▲ 260%€75,044▲ 31.3%€78,896▲ 5.1%€98,066▲ 24.3%€128,166▲ 30.7%
Net result€43,160▲ 323%€62,011▲ 43.7%€60,502▼ 2.4%€77,522▲ 28.1%€93,641▲ 20.8%
Equity€72,838▲ 74.8%€80,849▲ 11.0%€103,551▲ 28.1%€82,073▼ 20.7%€20,714▼ 74.8%
Total assets€120,096▲ 71.7%€166,987▲ 39.0%€200,715▲ 20.2%€180,493▼ 10.1%€157,180▼ 12.9%
Debt€47,258▲ 67.2%€86,138▲ 82.3%€97,164▲ 12.8%€98,420▲ 1.3%€136,466▲ 38.7%
Working capital€63,615▲ 120%€74,439▲ 17.0%€103,021▲ 38.4%€77,469▼ 24.8%-€42,374
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157,180
Fixed assets
€77,309 ▲ 436%
Current assets
€79,871 ▼ 51.9%
Equity and liabilities €157,180
Equity
€20,714 ▼ 74.8%
Debt
€136,466 ▲ 38.7%
Debt's share of the balance-sheet total rises from 54.5% to 86.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€139,929▲
2024 · €104,003
Cash flow
€105,404▲
2024 · €83,459
Current ratio
0.65▼
2024 · 1.87
Quick ratio
0.61▼
2024 · 1.82
Debt to equity
6.59▲
2024 · 1.20
ROE
452.1%▲
2024 · 94.5%
ROA
59.6%▲
2024 · 43.0%
Interest coverage
30.21▼
2024 · 587.59
Debt ≤ 1 year
€122,245▲
2024 · €88,614
Income taxes
€30,673▲
2024 · €20,995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €10,570 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,458 | €4,754 | €5,138 | €5,937 | €11,763 | ▲ 98.1% |
| Other operating charges640/8 | €824 | €771 | €870 | €853 | €182 | ▼ 78.7% |
| Gross operating margin9900 | €62,436 | €80,569 | €84,904 | €104,856 | €140,111 | ▲ 33.6% |
| Operating profit (loss)9901 | €57,154 | €75,044 | €78,896 | €98,066 | €128,166 | ▲ 30.7% |
| Financial income75/76B | €63 | €42 | €342 | €628 | €780 | ▲ 24.2% |
| Recurring financial income75 | €63 | €42 | €342 | €628 | €780 | ▲ 24.2% |
| Financial charges65/66B | €885 | €862 | €2,670 | €177 | €4,632 | ▲ 2,517% |
| Recurring financial charges65 | €885 | €862 | €2,670 | €177 | €4,632 | ▲ 2,517% |
| Profit (loss) for the period before taxes9903 | €56,332 | €74,224 | €76,568 | €98,517 | €124,314 | ▲ 26.2% |
| Income taxes67/77 | €13,172 | €12,213 | €16,066 | €20,995 | €30,673 | ▲ 46.1% |
| Profit (loss) for the period9904 | €43,160 | €62,011 | €60,502 | €77,522 | €93,641 | ▲ 20.8% |
| Profit (loss) for the period to be appropriated9905 | €43,160 | €62,011 | €60,502 | €77,522 | €93,641 | ▲ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120,096 | €166,987 | €200,715 | €180,493 | €157,180 | ▼ 12.9% |
| Fixed assets21/28 | €15,896 | €13,730 | €10,336 | €14,410 | €77,309 | ▲ 436% |
| Tangible fixed assets22/27 | €15,896 | €13,730 | €10,336 | €14,410 | €77,309 | ▲ 436% |
| Plant, machinery and equipment23 | €296 | - | €639 | €375 | €110 | ▼ 70.7% |
| Furniture and vehicles24 | €15,600 | €13,730 | €9,697 | €4,879 | €69,155 | ▲ 1,317% |
| Other tangible fixed assets26 | - | - | - | €9,156 | €8,044 | ▼ 12.1% |
| Current assets29/58 | €104,200 | €153,257 | €190,379 | €166,083 | €79,871 | ▼ 51.9% |
| Stocks and contracts in progress3 | €1,273 | €5,802 | €5,256 | €5,176 | €4,692 | ▼ 9.4% |
| Stocks30/36 | €1,273 | €5,802 | €5,256 | €5,176 | €4,692 | ▼ 9.4% |
| Amounts receivable within one year40/41 | €16,276 | €7,750 | €14,464 | €21,869 | €19,401 | ▼ 11.3% |
| Trade receivables40 | €16,267 | €5,670 | €14,371 | €18,566 | €18,651 | ▲ 0.5% |
| Other amounts receivable41 | €9 | €2,080 | €93 | €3,303 | €750 | ▼ 77.3% |
| Cash at bank and in hand54/58 | €86,615 | €139,705 | €170,659 | €139,038 | €55,778 | ▼ 59.9% |
| Deferred charges and accrued income490/1 | €36 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120,096 | €166,987 | €200,715 | €180,493 | €157,180 | ▼ 12.9% |
| Equity10/15 | €72,838 | €80,849 | €103,551 | €82,073 | €20,714 | ▼ 74.8% |
| Contributions10/11 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,927 | €1,927 | €1,927 | €1,927 | €1,927 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €67 | €67 | €67 | €67 | €67 | = |
| Profit (loss) carried forward14 | €58,511 | €66,522 | €83,024 | €61,546 | €187 | ▼ 99.7% |
| Amounts payable17/49 | €47,258 | €86,138 | €97,164 | €98,420 | €136,466 | ▲ 38.7% |
| Amounts payable within one year42/48 | €40,585 | €78,818 | €87,358 | €88,614 | €122,245 | ▲ 38.0% |
| Trade debts44 | €3,866 | €4,703 | €9,242 | €4,503 | €4,787 | ▲ 6.3% |
| Suppliers440/4 | €3,866 | €4,703 | €9,242 | €4,503 | €4,787 | ▲ 6.3% |
| Taxes, remuneration and social security45 | €10,476 | €19,217 | €6,520 | €15,357 | €14,732 | ▼ 4.1% |
| Taxes450/3 | €10,476 | €19,217 | €6,520 | €15,357 | €14,732 | ▼ 4.1% |
| Other amounts payable47/48 | €26,243 | €54,898 | €71,596 | €68,754 | €102,726 | ▲ 49.4% |
| Accrued charges and deferred income492/3 | €6,673 | €7,320 | €9,806 | €9,806 | €14,221 | ▲ 45.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,160 | €62,011 | €60,502 | €77,522 | €93,641 | ▲ 20.8% |
| + Depreciation and write-downs630 | €4,458 | €4,754 | €5,138 | €5,937 | €11,763 | ▲ 98.1% |
| Operating cash flow (approximation) | €47,618 | €66,765 | €65,640 | €83,459 | €105,404 | ▲ 26.3% |
| Investment in fixed assets (approximation) | - | -€2,588 | -€1,744 | -€10,011 | -€74,662 | ▼ 646% |
| Change in cash | - | €53,090 | €30,954 | -€31,621 | -€83,260 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €93,641 ▲20.8%
Operating result €128,166, net result €93,641, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €103,551 ▲28.1%
6 profitable years in a row build equity to €103,551.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2014
Ground area
1,823 m²
Building footprint
212 m²
Volume, LiDAR
1,100 m³
Parcel 13020C0709/00F000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schoonheidssalon Colette
since 20142.236.718.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020C0709/00F000 | Flanders | 1,823 m² | 1 · 212 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,865 companies in sector 96220 we hold annual accounts for 1,441. 1,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0566939066
Also
9925:BE0566939066
Registered
18-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.