Financials
- Fiscal year
- 2025
- Total assets
- €89,367
- Loss
- -€22,821
- Solvency
- -22.2%
Coldwell - Van Nuffel
ActiveSummary
The computed 12-month bankruptcy probability of Coldwell - Van Nuffel is 5.3% (elevated). The 2025 annual accounts show negative equity (-€19,821) and a net result of -€22,821. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known
Size
€89,367total assets 2025
- Equity
- -€19,821
- Loss
- -€22,821
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late
Why 35- No establishment unit in the KBO- Founded in 2025- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €89,367Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 19% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
3
equity -22.2% of total assets
Liquidity
51
short-term debt 21.1% · cash 6.5%
Profitability
0
return on assets -25.5%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 4.0%lowest value
07-2026: 4.1%▲ +2.5% vs 06-2026
08-2026: 4.8%▲ +17.7% vs 07-2026
09-2026: 5.1%▲ +5.8% vs 08-2026
10-2026: 5.3%▲ +3.0% vs 09-2026highest value
- Size: total assets €89,367 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
- Founded in 2025 raises the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.31; short-term debt: 21.1% and cash: 6.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 10%, liquidity 43%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 05-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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