COLDEBA
Open bankruptcyA bankruptcy procedure is open for COLDEBA according to publications in the Belgian State Gazette; curator: ANTHONY BOCHON.
Summary
The 2024 annual accounts show equity of €77k and a net result of €-23k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
21 d late
2022
17 d late
2021
21 d late
2020
31 d late
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€77k▼ 22.6%
2023 · €100k
2019: €218k
2020: €197k
2021: €196k
2022: €157k
2023: €100k
2019 → 2024
Total assets
€139k▼ 15.0%
2023 · €164k
2019: €287k
2020: €241k
2021: €248k
2022: €213k
2023: €164k
2019 → 2024
Net result
€-23k▲ 60.7%
2023 · €-57k
2019: €1k
2020: €-21k
2021: €-1k
2022: €-38k
2023: €-57k
2019 → 2024
Working capital
€69k▼ 24.0%
2023 · €91k
2019: €207k
2020: €185k
2021: €180k
2022: €147k
2023: €91k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€197k-€196k▼ 0.5%€157k▼ 19.6%€100k▼ 36.5%€77k▼ 22.6%
Operating result€-18k-€343€-36k€-54k▼ 50.1%€-19k▲ 64.3%
Net result€-21k-€-1k▲ 95.0%€-38k▼ 3,606%€-57k▼ 49.5%€-23k▲ 60.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2024 against €54k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €139k
Fixed assets
€8k ▼ 8.1%
Current assets
€131k ▼ 15.4%
Equity and liabilities €139k
Equity
€77k ▼ 22.6%
Debt
€62k ▼ 3.0%
Debt's share of the balance-sheet total rises from 39.0% to 44.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▲
2023 · €-53k
Cash flow
€-22k▲
2023 · €-56k
Current ratio
2.12▼
2023 · 2.43
Quick ratio
0.32▼
2023 · 0.41
Debt to equity
0.80▲
2023 · 0.64
ROE
-29.2%▲
2023 · -57.5%
ROA
-16.2%▲
2023 · -35.1%
Interest coverage
-6.29▲
2023 · -19.35
Debt ≤ 1 year
€62k▼
2023 · €64k
Income taxes
€210▼
2023 · €288
Staff costs
€99k▼
2023 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€164k€139k▼
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€6k€6k=
Current assets29/58€155k€131k▼
Stocks and contracts in progress3€128k€111k▼
Stocks30/36€128k€111k▼
Cash at bank and in hand54/58€23k€16k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€164k€139k▼
Equity10/15€100k€77k▼
Contributions10/11€223k€223k=
Capital10€223k€223k=
Issued capital100€223k€223k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Profit (loss) carried forward14€-127k€-150k▼
Amounts payable17/49€64k€62k▼
Amounts payable within one year42/48€64k€62k▼
Trade debts44€36k€36k▼
Suppliers440/4€36k€36k▼
Taxes, remuneration and social security45€21k€19k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€16k€15k▼
Other amounts payable47/48€7k€7k▲
Income statement
Code20232024
Non-recurring operating income76A€452-
Remuneration, social security and pensions62€106k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€717▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€292▲
Other operating charges640/8€1k€906▼
Gross operating margin9900€52k€81k▲
Operating profit (loss)9901€-54k€-19k▲
Financial income75/76B€22€53▲
Recurring financial income75€22€53▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-57k€-22k▲
Income taxes67/77€288€210▼
Profit (loss) for the period9904€-57k€-23k▲
Profit (loss) for the period to be appropriated9905€-57k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-127k€-150k▼
Profit (loss) brought forward from the previous period14P€-70k€-127k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-04
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SA COLDEBA CLOS DE LA BALLADE 23, 1140 EVERE · event 30-03-2026
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2019
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
2015
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Balladegaarde 231140 EvereGround area
1.0 ha
Building footprint
3,345 m²
Volume, LiDAR
31,358 m³
2 parcels, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Passage Linthout 42, 1200 Sint-Lambrechts-Woluwe
since 19922.018.559.211
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0159/00K011 | Brussels | 8,192 m² | 1 · 3,084 m² | 21.1 m · 2 fl. |
| 21372C0007/00K000 | Brussels | 2,056 m² | 1 · 260 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ANTHONY BOCHON AVENUE LOUISE 480 BOITE 11,
1050 IXELLES |
30-03-2026 → present |
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Of 519 companies in sector 47714 we hold annual accounts for 263. 233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-02-1981
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsOrdinary general meeting
1. Approbation des comptes annuels au 31 mars 2011. 2. Décharge à donner aux administrateurs. 3. Affectation du résultat. 4. Divers.
Ordinary general meeting
1. Approbation des comptes annuels au 31 mars 2010. 2. Décharge à donner aux administrateurs. 3. Affectation du résultat. 4. Divers.