Col & MacArthur
ActiveThe annual accounts of Col & MacArthur for fiscal year 2025 show a net loss of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €74k and a net result of €-295k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 10289 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-56
Solvency29▼-20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.34 in 2024; short-term debt: 71.9% and cash: 1.4% of total assets), and 95.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 10289 sector peers (2025).
NBB · sector comparisonPosition among 10289 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
40 d late
2024
9 d early
2023
53 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-295k
2024 · €51k
2018: €12k
2019: €5k
2020: €9k
2021: €27k
2022: €107k
2023: €110k
2024: €51k
2018 → 2025
Working capital
€-39k
2024 · €256k
2018: €41k
2019: €74k
2020: €145k
2021: €70k
2022: €116k
2023: €441k
2024: €256k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€208k▲ 119%€318k▲ 52.8%€369k▲ 16.0%€74k▼ 79.9%
Operating result€56k-€196k▲ 254%€182k▼ 7.3%€108k▼ 40.5%€-235k
Net result€27k-€107k▲ 294%€110k▲ 2.6%€51k▼ 53.6%€-295k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €235k after €108k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€543k▲ 4.1%
Current assets
€1.26M▲ 23.7%
Equity and liabilities €1.80M
Equity
€74k▼ 79.9%
Debt
€1.73M▲ 47.3%
The debt ratio rises from 76.1% to 95.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-105k▼
2024 · €196k
Cash flow
€-165k▼
2024 · €139k
Solvency
4.1%▼
2024 · 23.9%
Current ratio
0.97▼
2024 · 1.34
Quick ratio
0.31▼
2024 · 0.35
Debt / equity
23.38▲
2024 · 3.19
ROE
-398.1%▼
2024 · 13.8%
ROA
-16.3%▼
2024 · 3.3%
Interest coverage
-1.68▼
2024 · 4.02
Debt
€1.73M▲
2024 · €1.17M
Debt ≤ 1 year
€1.30M▲
2024 · €762k
Debt > 1 year
€433k▲
2024 · €401k
Income taxes
€213▼
2024 · €9k
Staff costs
€217k▲
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€1.80M▲
Formation expenses20€4k€3k▼
Fixed assets21/28€522k€543k▲
Intangible fixed assets21€464k€519k▲
Tangible fixed assets22/27€53k€18k▼
Plant, machinery and equipment23€357€0▼
Furniture and vehicles24€24k€18k▼
Assets under construction and advance payments27€29k€0▼
Financial fixed assets28€5k€6k▲
Current assets29/58€1.02M€1.26M▲
Stocks and contracts in progress3€749k€853k▲
Stocks30/36€749k€853k▲
Amounts receivable within one year40/41€177k€378k▲
Trade receivables40€114k€338k▲
Other amounts receivable41€63k€40k▼
Current investments50/53€0-
Cash at bank and in hand54/58€84k€26k▼
Deferred charges and accrued income490/1€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.80M▲
Equity10/15€369k€74k▼
Contributions10/11€63k€63k=
Reserves13€33k€33k=
Non-distributable reserves130/1€0-
Own shares acquired1312€0-
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€273k€-21k▼
Amounts payable17/49€1.17M€1.73M▲
Amounts payable after more than one year17€401k€433k▲
Financial debts170/4€401k€433k▲
Amounts payable within one year42/48€762k€1.30M▲
Current portion of amounts payable after more than one year42€85k€139k▲
Financial debts43€252k€525k▲
Credit institutions430/8€250k€525k▲
Other loans439€2k€0▼
Trade debts44€268k€431k▲
Suppliers440/4€268k€431k▲
Taxes, remuneration and social security45€65k€59k▼
Taxes450/3€49k€25k▼
Remuneration and social security454/9€16k€34k▲
Other amounts payable47/48€91k€144k▲
Accrued charges and deferred income492/3€12k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€105k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€130k▲
Other operating charges640/8€16k€32k▲
Gross operating margin9900€317k€144k▼
Operating profit (loss)9901€108k€-235k▼
Financial income75/76B€647€3k▲
Recurring financial income75€647€3k▲
Financial charges65/66B€49k€63k▲
Recurring financial charges65€49k€63k▲
Profit (loss) for the period before taxes9903€60k€-295k▼
Income taxes67/77€9k€213▼
Profit (loss) for the period9904€51k€-295k▼
Profit (loss) for the period to be appropriated9905€51k€-295k▼
Appropriation of the result
Profit (loss) to be appropriated9906€273k€-21k▼
Profit (loss) brought forward from the previous period14P€223k€273k▲
Social balance
Average headcount (FTE)90872.14.9▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 40 days late
2025
31-12
Financial
Weakest financial yearnet €-295k ▼679%
Net result drops to €-295k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 53 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2023
31-12
Financial
Highest result since 2018net €110k ▲2.6%
Net result €110k, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Equity above €200kEq €208k ▲119%
5 profitable years in a row build equity to €208k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Informatique 94432 AnsGround area
7,397 m²
Building footprint
2,222 m²
Volume, LiDAR
11,784 m³
Parcel 62001B0336/00F000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COL & MACARTHUR
since 20132.220.838.160
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B0336/00F000 | Wallonia | 7,397 m² | 1 · 2,222 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZAHIA
BE 0823.083.008
Antwerpen · Eq €74k
ELIANE & MIKELLA
BE 0647.813.708
Antwerpen · Eq €73k
BEAULIEU ANTWERP
BE 0448.806.033
Antwerpen · Eq €73k
THWAINI JUWELIER
BE 1001.269.434
Antwerpen · Eq €73k
BIJOUTERIE OZKAN
BE 0464.724.228
Sint-Joost-ten-Node · Eq €75k
Of 2,016 companies in sector 47770 we hold annual accounts for 898. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2013
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.