Result
-€48,614 -€48,614
From profit to loss in 2025, after a profit of €2,647 in 2024.
Cojacks
Lifetime
12 annual accounts with figures on one time axispeak €75,929 (2018)
€2,439▲ 5.9%
lowest -€48,614 (2025)
-€48,614▼ €51,261
peak €170,654 (2020)
€112,821▼ 30.1%
€20,895▼ 30.7%
Board1 name since 2013
1 directorVERSCHUEREN Philippe
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Loss of €48,614Equity from €161,435 to €112,821Debts from €30,146 to €20,895Cash from €17,350 to €23,047
Key points
from the 2025 annual accountsFilings
12 annual accounts since 2014
Eight of the last ten came late. The 2019 accounts came latest: 38 days after the end of the period.
Position in the sector
-€48,614
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.
Checked score
88
Excellent
Financially stronger than 35% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €48,614 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €176,152
Liquidity: current ratio 8.22, cash €23,047
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 59% of them on solvency, 58% on liquidity, 4% on profitability and 18% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as Cojacks has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Cojacks itself is lower: 0.2% within 12 months. It rests on far more data about Cojacks than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for Cojacks. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.22 (6.04 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 13.1% of total assets. 36% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
26 days late
2023
27 days late
2022
7 days early
2021
31 days late
2020
3 days late
2019
38 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VP
VERSCHUEREN Philippe
Director, since 14-02-2013
Shares in 2 companies, WATTMAN and BATTMAN 1
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0504985463
Incorporation · Founder
Gazette deed
Incorporation
published on 20-02-2013 · Gazette deed
First establishment
Vennebosstraat 4, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cojacks Schilde | €176,152 | €2,439 | 64.0% | - |
| Kwalire – nopnob - Mobilité & Parking Charleroi | €169,319 | €2,658 | 94.8% | - |
| ALL 3 INVEST Houthalen-Helchteren | €158,381 | €2,411 | -42.3% | - |
| KARUNA Zandhoven | €123,853 | €2,681 | 72.8% | - |
| Atelerix Mechelen | €145,297 | €1,940 | 40.6% | - |
| Bonder Antwerp | €173,419 | €3,369 | 30.4% | - |
| Stravigo Woluwe-Saint-Pierre | €147,713 | €2,848 | 79.0% | - |
These companies have the same main activity as Cojacks: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €124,000 and €173,000, founded between 2011 and 2016.
Official details
Source: KBO- Status
- Active since 18-02-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.217.471.5672970 Schilde, since 18-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Insights on Cojacks
Cojacks files the micro format. That format states no turnover. The gross margin fell from €64,537 in 2014 to €2,439 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cojacks
- What is the company number of Cojacks?
- The company number of Cojacks is 0504.985.463. The VAT number is the same number with BE in front: BE 0504.985.463.
- Where is Cojacks based?
- The registered office is at Vennebosstraat 4, 2970 Schilde.Company details
- What does Cojacks do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Cojacks?
- Cojacks is a private limited company (pre-2019) (BVBA).
- When was Cojacks founded?
- Cojacks was founded on 18-02-2013.
- Is Cojacks still active?
- Yes, Cojacks is an active enterprise in the KBO register.
- How many employees does Cojacks have?
- Cojacks had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Cojacks?
- The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €2,439 and 204 comparable companies (NACE 70200). It probably lies between €5,400 and €23,000. It is a rough estimate.
- Is Cojacks profitable?
- In financial year 2025, Cojacks made a loss of €48,614.
- Where can I find the annual accounts of Cojacks?
- Cojacks filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cojacks due?
- Cojacks must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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