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COIFFURE MONEL

Active
Private limited company (pre-2019)founded 200718 yrs activeKeizer Karellaan 175, 1083 Ganshoren, BelgiumKBO/BCE: BE 0894.356.826

COIFFURE MONEL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 87% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 15.05 in 2024; short-term debt: 20.9% and cash: 30.5% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.8%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€20k▼ 6.9%
2024 · €22k
2018: €20k 2019: €24k 2020: €30k 2021: €37k 2022: €27k 2023: €21k 2024: €22k
2018 → 2025
Total assets
€26k▲ 11.1%
2024 · €23k
2018: €21k 2019: €26k 2020: €32k 2021: €38k 2022: €28k 2023: €22k 2024: €23k
2018 → 2025
Net result
€2k▲ 107%
2024 · €1k
2018: €3k 2019: €4k 2020: €7k 2021: €7k 2022: €-10k 2023: €-7k 2024: €1k
2018 → 2025
Working capital
€18k▼ 7.4%
2024 · €19k
2018: €18k 2019: €21k 2020: €28k 2021: €35k 2022: €25k 2023: €18k 2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€37k-€27k▼ 26.4%€21k▼ 23.9%€22k▲ 4.9%€20k▼ 6.9%
Operating result€7k-€-10k€-6k▲ 34.8%€1k€2k▲ 121%
Net result€7k-€-10k€-7k▲ 33.3%€1k€2k▲ 107%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5kOperating result 2021: €7k€7kNet result 2021: €7k€7kOperating result 2022: €-10k€-10kNet result 2022: €-10k€-10kOperating result 2023: €-6k€-6kNet result 2023: €-7k€-7kOperating result 2024: €1k€1kNet result 2024: €1k€1kOperating result 2025: €2k€2kNet result 2025: €2k€2k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets €2k=
Current assets €23k▲ 12.3%
Equity and liabilities €26k
Equity €20k▼ 6.9%
Debt €5k▲ 294%
The debt ratio rises from 6.0% to 21.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Solvency
78.8%
2024 · 94.0%
Current ratio
4.34
2024 · 15.05
Quick ratio
4.29
2024 · 14.85
Debt / equity
0.27
2024 · 0.06
ROE
10.4%
2024 · 4.7%
ROA
8.2%
2024 · 4.4%
Debt
€5k
2024 · €1k
Debt ≤ 1 year
€5k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€23k€26k
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€21k€23k
Amounts receivable after more than one year29€14k€14k
Other amounts receivable291€14k€14k
Stocks and contracts in progress3€270€257
Stocks30/36€270€257
Amounts receivable within one year40/41€945€1k
Trade receivables40€900€1k
Other amounts receivable41€44€44=
Cash at bank and in hand54/58€6k€8k
Equity and liabilities
Total equity and liabilities10/49€23k€26k
Equity10/15€22k€20k
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€19k€15k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€13k
Profit (loss) carried forward14€-3k€-905
Amounts payable17/49€1k€5k
Amounts payable within one year42/48€1k€5k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€1k€1k
Remuneration and social security454/9-€500
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€71
Income statement Code20242025
Other operating charges640/8€1k€1,000
Gross operating margin9900€2k€3k
Operating profit (loss)9901€1k€2k
Financial income75/76B€277€276
Recurring financial income75€277€276
Financial charges65/66B€309€491
Recurring financial charges65€309€491
Profit (loss) for the period before taxes9903€1k€2k
Profit (loss) for the period9904€1k€2k
Profit (loss) for the period to be appropriated9905€1k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-905
Profit (loss) brought forward from the previous period14P€-4k€-3k
Transfer from equity791/2-€4k
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €1k
Net result €1k after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-10k ▼249%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Highest result since 2018net €7k ▲78.9%
Operating result €8k, net result €7k, both a record.
29-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Keizer Karellaan 1751083 Ganshoren
Ground area
132 m²
Building footprint
78 m²
Volume, LiDAR
831 m³
Parcel 21392B0100/00N000, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Keizer Karellaan 175, 1083 Ganshoren
Hairdressing
since 20082.167.822.811
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21392B0100/00N000 Brussels 132 m² 1 · 78 m² 14.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 2,363 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-2007
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.