Coiffure Elégance
ActiveCoiffure Elégance has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €14k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-2
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 5.9 in 2024; short-term debt: 29.2% and cash: 33.3% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
26 d early
2022
4 d early
2021
2 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▼ 6.9%
2024 · €170k
2018: €55k
2019: €82k
2020: €105k
2021: €139k
2022: €170k
2023: €161k
2024: €170k
2018 → 2025
Total assets
€224k▲ 5.3%
2024 · €213k
2018: €95k
2019: €103k
2020: €120k
2021: €165k
2022: €197k
2023: €211k
2024: €213k
2018 → 2025
Net result
€14k▼ 18.8%
2024 · €18k
2018: €9k
2019: €26k
2020: €24k
2021: €33k
2022: €32k
2023: €12k
2024: €18k
2018 → 2025
Working capital
€157k▼ 9.9%
2024 · €174k
2018: €49k
2019: €81k
2020: €103k
2021: €137k
2022: €166k
2023: €158k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€170k▲ 22.8%€161k▼ 5.3%€170k▲ 5.6%€159k▼ 6.9%
Operating result€48k-€47k▼ 0.9%€18k▼ 62.9%€27k▲ 53.3%€19k▼ 28.1%
Net result€33k-€32k▼ 5.4%€12k▼ 62.4%€18k▲ 49.0%€14k▼ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€2k▼ 39.0%
Current assets
€222k▲ 6.0%
Equity and liabilities €224k
Equity
€159k▼ 6.9%
Debt
€65k▲ 54.4%
The debt ratio rises from 19.9% to 29.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €28k
Cash flow
€16k▼
2024 · €19k
Solvency
70.8%▼
2024 · 80.1%
Current ratio
3.40▼
2024 · 5.90
Quick ratio
3.27▼
2024 · 5.63
Debt / equity
0.41▲
2024 · 0.25
ROE
9.1%▼
2024 · 10.4%
ROA
6.4%▼
2024 · 8.3%
Interest coverage
7.68▲
2024 · 7.25
Debt
€65k▲
2024 · €42k
Debt ≤ 1 year
€65k▲
2024 · €36k
Income taxes
€7k▼
2024 · €9k
Staff costs
€74k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€224k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€248€248=
Current assets29/58€210k€222k▲
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€1k€1k▼
Other amounts receivable41€896€2k▲
Current investments50/53€39k€135k▲
Cash at bank and in hand54/58€159k€75k▼
Equity and liabilities
Total equity and liabilities10/49€213k€224k▲
Equity10/15€170k€159k▼
Contributions10/11€19k€19k=
Reserves13€152k€140k▼
Distributable reserves133€152k€140k▼
Amounts payable17/49€42k€65k▲
Amounts payable within one year42/48€36k€65k▲
Trade debts44€769€3k▲
Suppliers440/4€769€3k▲
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€23k€47k▲
Accrued charges and deferred income492/3€7k-
Income statement
Code20242025
Remuneration, social security and pensions62€85k€74k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€169€-688▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€114k€95k▼
Operating profit (loss)9901€27k€19k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€27k€21k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€18k€14k▼
Profit (loss) for the period to be appropriated9905€18k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€14k▼
Transfer from equity791/2€9k€26k▲
Transfer to equity691/2€18k€14k▼
To other reserves6921€18k€14k▼
Profit to be distributed694/7€9k€26k▲
Return on contributions (dividend)694€9k€26k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €170k ▲22.8%
5 profitable years in a row build equity to €170k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲40.6%
Operating result €48k, net result €33k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €105k ▲29.1%
3 profitable years in a row build equity to €105k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 4.85
Current ratio from 2.26 to 4.85; short-term debt falls from €39k to €21k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkerksestraat 398460 OudenburgGround area
385 m²
Building footprint
168 m²
Volume, LiDAR
838 m³
Parcel 35015A0238/00Z003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Westkerksestraat 39, 8460 Oudenburg
since 20092.181.607.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35015A0238/00Z003 | Flanders | 385 m² | 1 · 168 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 1,524 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2009
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@elegance-coiffure.be