COHO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.27M and a net result of €10k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 8018 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
1 d early
2023
on the day
2022
on the day
2021
34 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.27M▲ 0.5%
2024 · €2.26M
2019: €976k
2020: €1.16M
2021: €2.27M
2022: €2.25M
2023: €2.25M
2024: €2.26M
2019 → 2025
Net result
€10k▼ 39.2%
2024 · €17k
2019: €54k
2020: €187k
2021: €1.11M
2022: €-26k
2023: €-2k
2024: €17k
2019 → 2025
Total assets
€3.07M▲ 1.0%
2024 · €3.04M
2019: €1.72M
2020: €1.93M
2021: €3.09M
2022: €2.99M
2023: €2.99M
2024: €3.04M
2019 → 2025
Solvency
74.1%▼ 0.4pp
2024 · 74.5%
2019: 56.7%
2020: 60.2%
2021: 73.6%
2022: 75.2%
2023: 75.2%
2024: 74.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.27M-€2.25M▼ 1.1%€2.25M▼ 0.1%€2.26M▲ 0.7%€2.27M▲ 0.5%
Operating result€1.00M-€1k▼ 99.9%€12k▲ 864%€19k▲ 64.1%€21k▲ 8.6%
Net result€1.11M-€-26k€-2k▲ 92.3%€17k€10k▼ 39.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.07M
Fixed assets
€259k▼ 1.1%
Current assets
€2.81M▲ 1.2%
Equity and liabilities €3.07M
Equity
€2.27M▲ 0.5%
Debt
€796k▲ 2.8%
The debt ratio rises from 25.5% to 25.9%. Equity and debt are higher.
Key figures and ratios
Solvency
74.1%▼
2024 · 74.5%
ROE
0.4%▼
2024 · 0.7%
ROA
0.3%▼
2024 · 0.6%
Debt
€796k▲
2024 · €774k
Debt ≤ 1 year
€28k▲
2024 · €24k
Debt > 1 year
€709k=
2024 · €709k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.04M€3.07M▲
Fixed assets21/28€262k€259k▼
Tangible fixed assets22/27€112k€109k▼
Plant, machinery and equipment23€2k€2k▼
Other tangible fixed assets26€110k€107k▼
Financial fixed assets28€150k€150k=
Current assets29/58€2.77M€2.81M▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€1k€769▼
Other amounts receivable41€12k€14k▲
Current investments50/53€2.45M€2.61M▲
Cash at bank and in hand54/58€299k€178k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€3.04M€3.07M▲
Equity10/15€2.26M€2.27M▲
Contributions10/11€129k€129k=
Reserves13€2.12M€2.13M▲
Tax-exempt reserves132€23k€21k▼
Distributable reserves133€2.10M€2.11M▲
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€774k€796k▲
Amounts payable after more than one year17€709k€709k=
Financial debts170/4€709k€709k=
Amounts payable within one year42/48€24k€28k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Advances received on contracts in progress46€2k€2k▲
Taxes, remuneration and social security45€397-
Taxes450/3€397-
Other amounts payable47/48€18k€22k▲
Accrued charges and deferred income492/3€41k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€29k€30k▲
Operating profit (loss)9901€19k€21k▲
Financial income75/76B€43k€51k▲
Recurring financial income75€43k€51k▲
Financial charges65/66B€42k€59k▲
Recurring financial charges65€42k€59k▲
Profit (loss) for the period before taxes9903€20k€13k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€17k€10k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€19k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€26k▼
Profit (loss) brought forward from the previous period14P€14k€14k=
Transfer to equity691/2€19k€12k▼
To other reserves6921€19k€12k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-26k ▼102%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 14current ratio 516.21
Current ratio from 36.65 to 516.21; short-term debt falls from €77k to €5k.
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2019net €1.11M ▲493%
Operating result €1.00M, net result €1.11M, both a record.
31-03
Financial
Equity above €2MEq €2.27M ▲95.5%
3 profitable years in a row build equity to €2.27M.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.16M ▲19.2%
2 profitable years in a row build equity to €1.16M.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kampenhoutsebaan 741910 KampenhoutGround area
635 m²
Building footprint
164 m²
Volume, LiDAR
790 m³
Parcel 23008A0072/00F000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COHO
since 20092.183.507.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23008A0072/00F000 | Flanders | 634 m² | 1 · 164 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500EC4ED537EC5820
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2009
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.