COHCONSULT
ActiveCOHCONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €-2k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 14.71 against 6.61 in 2024; short-term debt: 6.7% and cash: 97.3% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
2023
16 d early
2022
14 d late
2021
21 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 2.1%
2024 · €84k
2020: €37k
2021: €63k
2022: €77k
2023: €75k
2024: €84k
2020 → 2025
Total assets
€88k▼ 9.9%
2024 · €98k
2020: €51k
2021: €80k
2022: €97k
2023: €85k
2024: €98k
2020 → 2025
Net result
€-2k
2024 · €9k
2020: €27k
2021: €25k
2022: €14k
2023: €-2k
2024: €9k
2020 → 2025
Working capital
€81k▲ 4.2%
2024 · €77k
2020: €28k
2021: €57k
2022: €58k
2023: €63k
2024: €77k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€77k▲ 22.8%€75k▼ 2.3%€84k▲ 11.6%€82k▼ 2.1%
Operating result€34k-€18k▼ 46.5%€-2k€11k€-2k
Net result€25k-€14k▼ 43.7%€-2k€9k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€1k▼ 77.0%
Current assets
€87k▼ 5.1%
Equity and liabilities €88k
Equity
€82k▼ 2.1%
Debt
€6k▼ 57.3%
The debt ratio falls from 14.1% to 6.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €17k
Cash flow
€3k▼
2024 · €14k
Solvency
93.3%▲
2024 · 85.9%
Current ratio
14.71▲
2024 · 6.61
Quick ratio
14.71▲
2024 · 6.61
Debt / equity
0.07▼
2024 · 0.16
ROE
-2.1%▼
2024 · 10.4%
ROA
-2.0%▼
2024 · 8.9%
Interest coverage
59.02▼
2024 · 419.36
Debt
€6k▼
2024 · €14k
Debt ≤ 1 year
€6k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€88k▼
Formation expenses20€0€0=
Fixed assets21/28€6k€1k▼
Tangible fixed assets22/27€6k€1k▼
Furniture and vehicles24€6k€1k▼
Current assets29/58€91k€87k▼
Amounts receivable within one year40/41€6k€0▼
Trade receivables40€6k€0▼
Other amounts receivable41€3€0▼
Cash at bank and in hand54/58€85k€86k▲
Deferred charges and accrued income490/1€446€900▲
Equity and liabilities
Total equity and liabilities10/49€98k€88k▼
Equity10/15€84k€82k▼
Contributions10/11€10k€10k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€49k€47k▼
Amounts payable17/49€14k€6k▼
Amounts payable within one year42/48€14k€6k▼
Trade debts44€28€326▲
Suppliers440/4€28€326▲
Taxes, remuneration and social security45€5k€667▼
Taxes450/3€5k€667▼
Other amounts payable47/48€9k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€815€527▼
Gross operating margin9900€17k€4k▼
Operating profit (loss)9901€11k€-2k▼
Financial charges65/66B€40€56▲
Recurring financial charges65€40€56▲
Profit (loss) for the period before taxes9903€11k€-2k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€9k€-2k▼
Profit (loss) for the period to be appropriated9905€9k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€47k▼
Profit (loss) brought forward from the previous period14P€40k€49k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 14.71
Current ratio from 6.61 to 14.71; short-term debt falls from €14k to €6k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼113%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Géloury 194050 ChaudfontaineGround area
995 m²
Building footprint
184 m²
Volume, LiDAR
823 m³
Parcel 62022B0010/00M000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022B0010/00M000 | Wallonia | 995 m² | 1 · 184 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:cohconsult@gmail.com