CoHarvest
ActiveCoHarvest has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-62k) and a net result of €-35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-4
Solvency22▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.11 in 2024; short-term debt: 21.2% and cash: 3.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.4%
Return on assets
-1.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-62k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
19 d early
2022
4 d late
2021
33 d early
2020
29 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-62k▼ 127%
2024 · €-27k
2018: €48k
2019: €45k
2020: €15k
2021: €13k
2022: €12k
2023: €10k
2024: €-27k
2018 → 2025
Total assets
€1.83M▲ 26.1%
2024 · €1.45M
2018: €250k
2019: €139k
2020: €96k
2021: €13k
2022: €12k
2023: €10k
2024: €1.45M
2018 → 2025
Net result
€-35k▲ 8.0%
2024 · €-38k
2018: €6k
2019: €-3k
2020: €13k
2021: €-3k
2022: €-434
2023: €-2k
2024: €-38k
2018 → 2025
Working capital
€-325k▼ 54.6%
2024 · €-210k
2018: €47k
2019: €44k
2020: €15k
2021: €13k
2024: €-210k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€12k▼ 3.4%€10k▼ 17.2%€-27k€-62k▼ 127%
Operating result€-3k-€-301▲ 88.0%€-2k▼ 570%€-21k▼ 915%€52k
Net result€-3k-€-434▲ 83.2%€-2k▼ 394%€-38k▼ 1,654%€-35k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €21k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.83M
Fixed assets
€1.77M▲ 23.8%
Current assets
€64k▲ 155%
Key figures and ratios
EBITDA
€111k
Cash flow
€24k
Solvency
-3.4%▼
2024 · -1.9%
Current ratio
0.16▲
2024 · 0.11
Quick ratio
0.16▲
2024 · 0.11
Debt / equity
-30.57▲
2024 · -54.19
ROA
-1.9%▲
2024 · -2.6%
Interest coverage
1.28
Debt
€1.89M▲
2024 · €1.48M
Debt ≤ 1 year
€389k▲
2024 · €235k
Debt > 1 year
€1.49M▲
2024 · €1.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.83M▲
Fixed assets21/28€1.43M€1.77M▲
Tangible fixed assets22/27€1.43M€1.77M▲
Land and buildings22€405k€1.75M▲
Assets under construction and advance payments27€1.02M€23k▼
Current assets29/58€25k€64k▲
Amounts receivable within one year40/41€19k€74▼
Trade receivables40-€74
Other amounts receivable41€19k-
Cash at bank and in hand54/58€6k€63k▲
Deferred charges and accrued income490/1-€699
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.83M▲
Equity10/15€-27k€-62k▼
Contributions10/11€14k€14k=
Profit (loss) carried forward14€-42k€-76k▼
Amounts payable17/49€1.48M€1.89M▲
Amounts payable after more than one year17€1.25M€1.49M▲
Financial debts170/4€1.25M€1.49M▲
Amounts payable within one year42/48€235k€389k▲
Current portion of amounts payable after more than one year42-€62k
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€35k€89k▲
Suppliers440/4€35k€89k▲
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€200k€223k▲
Accrued charges and deferred income492/3-€13k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€59k
Other operating charges640/8€2k€818▼
Gross operating margin9900€-18k€111k▲
Operating profit (loss)9901€-21k€52k▲
Financial charges65/66B€17k€87k▲
Recurring financial charges65€17k€87k▲
Profit (loss) for the period before taxes9903€-38k€-35k▲
Profit (loss) for the period9904€-38k€-35k▲
Profit (loss) for the period to be appropriated9905€-38k€-35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-76k▼
Profit (loss) brought forward from the previous period14P€-4k€-42k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 119current ratio 141.50
Current ratio from 1.19 to 141.50; short-term debt falls from €81k to €92.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Philippeville 2846001 CharleroiGround area
8,419 m²
Building footprint
2,024 m²
Volume, LiDAR
8,764 m³
Parcel 52045A0558/00X002, Wallonia · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Avenue de Philippeville 284, 6001 Charleroi
since 20172.259.956.973
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0558/00X002 | Wallonia | 8,419 m² | 1 · 2,024 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HARB Consultancy
BE 0762.608.555
Antwerpen · Eq €10k
BALIVO MANAGEMENT
BE 0757.481.908
Fleurus · Eq €10k
JUST ART CONSULT
BE 0775.405.429
Zottegem · Eq €10k
FLUPKE
BE 0536.812.945
Watermaal-Bosvoorde · Eq €10k
VAN HOPPLYNUS MANAGEMENT
BE 0759.993.515
Ukkel · Eq €10k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 23,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.