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COGNITIO

Active
Private limited companyfounded 200917 yrs activeRue des Haleurs, H.-par-delà 20, 5541 Hastière, BelgiumKBO/BCE: BE 0810.489.438

COGNITIO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €30k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+75
Solvency72▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 3.41 in 2024; short-term debt: 19.1% and cash: 31.5% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.8%
Return on assets
10.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
27 d late
2023
12 d late
2022
16 d late
2021
4 d early
2020
20 d late
2019
17 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k
2024 · €-28k
2018: €76k 2019: €28k 2020: €-26k 2021: €24k 2022: €19k 2023: €12k 2024: €-28k
2018 → 2025
Working capital
€75k▲ 34.7%
2024 · €56k
2018: €90k 2019: €129k 2020: €106k 2021: €135k 2022: €83k 2023: €87k 2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€109k-€128k▲ 17.4%€133k▲ 4.4%€105k▼ 20.9%€135k▲ 28.3%
Operating result€27k-€21k▼ 21.4%€21k▼ 1.8%€27k▲ 29.6%€33k▲ 21.1%
Net result€24k-€19k▼ 22.6%€12k▼ 36.0%€-28k€30k
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €27k€27kNet result 2021: €24k€24kOperating result 2022: €21k€21kNet result 2022: €19k€19kOperating result 2023: €21k€21kNet result 2023: €12k€12kOperating result 2024: €27k€27kNet result 2024: €-28k€-28kOperating result 2025: €33k€33kNet result 2025: €30k€30k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets €159k▲ 16.4%
Current assets €130k▲ 65.2%
Equity and liabilities €289k
Equity €135k▲ 28.3%
Debt €154k▲ 40.0%
The debt ratio rises from 51.0% to 53.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39k
2024 · €32k
Cash flow
€36k
2024 · €-23k
Solvency
46.8%
2024 · 49.0%
Current ratio
2.36
2024 · 3.41
Quick ratio
2.36
2024 · 3.41
Debt / equity
1.14
2024 · 1.04
ROE
22.1%
2024 · -26.5%
ROA
10.3%
2024 · -13.0%
Interest coverage
13.11
2024 · 0.59
Debt
€154k
2024 · €110k
Debt ≤ 1 year
€55k
2024 · €23k
Debt > 1 year
€98k
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€215k€289k
Fixed assets21/28€136k€159k
Tangible fixed assets22/27€136k€159k
Land and buildings22€135k€130k
Furniture and vehicles24€1k€28k
Financial fixed assets28€25€25=
Current assets29/58€79k€130k
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Amounts receivable within one year40/41€6k€38k
Trade receivables40€2k€30k
Other amounts receivable41€4k€8k
Cash at bank and in hand54/58€71k€91k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€215k€289k
Equity10/15€105k€135k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€85k€115k
Amounts payable17/49€110k€154k
Amounts payable after more than one year17€87k€98k
Financial debts170/4€87k€98k
Amounts payable within one year42/48€23k€55k
Current portion of amounts payable after more than one year42€7k€12k
Trade debts44€63€27k
Suppliers440/4€63€27k
Taxes, remuneration and social security45€0€296
Taxes450/3€0€296
Other amounts payable47/48€16k€16k=
Accrued charges and deferred income492/3-€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k
Other operating charges640/8€3k€6k
Gross operating margin9900€35k€45k
Operating profit (loss)9901€27k€33k
Financial income75/76B€73€206
Recurring financial income75€73€206
Financial charges65/66B€55k€3k
Recurring financial charges65€55k€3k
Profit (loss) for the period before taxes9903€-28k€30k
Profit (loss) for the period9904€-28k€30k
Profit (loss) for the period to be appropriated9905€-28k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€115k
Profit (loss) brought forward from the previous period14P€113k€85k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €30k
Net result €30k after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Weakest financial yearnet €-28k ▼330%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
12-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial Equity above €100kEq €109k ▲29%
Equity rises from €84k to €109k.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
17-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial Equity above €100kEq €111k ▲57.2%
2 profitable years in a row build equity to €111k.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hastière · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Haleurs, H.-par-delà 205541 Hastière
Ground area
9,573 m²
Building footprint
1,744 m²
Volume, LiDAR
18,571 m³
Parcel 91062A0110/00Y000, Wallonia · tallest building 29.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cognitio
Rue des Haleurs, H.-par-delà 20, 5541 HastièrePre-press and pre-media services
since 20092.177.559.829
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91062A0110/00Y000 Wallonia 9,573 m² 1 · 1,744 m² 29.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,572 companies in sector 82300 we hold annual accounts for 1,671. 1,290 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-03-2009
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
55204Guest rooms (bed and breakfast)
56210Event catering
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.