Result
€161,630 ▼ 57.3%
The result fell in 2025 from €378,136 to €161,630.
CoGiVa
Lifetime
10 annual accounts with figures on one time axisGross marginpeak €990,894 (2018)
€312,249▼ 53.9%
Resultlowest -€83,433 (2021)
€161,630▼ 57.3%
Equitypeak €1.5m (2025)
€1.5m▲ 11.6%
Debts
€2.2m▼ 37.0%
Staffpeak 0 FTE (2017)
0 FTE
Board4 names since 2015
2 directorsPureC bv and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
03-07-202628 days before the deadline
2025abbreviated format
Gross margin from €676,689 to €312,249Result from €378,136 to €161,630Debts from €3.4m to €2.2m
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 53% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.4%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.5 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 6.42, cash €92,439
lowers risk
Size: total assets €3.7m
Figures for financial year 2025 (filed on 03-07-2026)
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 41% of them on solvency, 40% on liquidity, 53% on profitability and 78% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as CoGiVa has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of CoGiVa itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for CoGiVa. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.42 (2.79 in 2024), above the usual 1.5. Short-term debt is 15.5% and cash 2.5% of total assets. However, 58.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
31 days early
2023
35 days early
2022
48 days early
2021
138 days early
2020
30 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 49 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KB
KoncKwent BV
Managing director, Peter Breesch
PB
PureC bv
Director
- PureC 44.25%score 54equity -€399,662 (2024) · 2024 annual accounts of PureC
- KONcKWENT 16.67%score 83equity €712,360 (2025) · 2025 annual accounts of KONcKWENT
Shares in 1 company, Meurop 2020
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0632804640
Environmental permit granted
Bouwen of herbouwen, Functiewijziging, Slopen van niet vrijstaande gebouwen of constructies · Mechelen
Registered office moved within Keerbergen
New registered office: Putsebaan 50, 3140 Keerbergen · Previous registered office: Putsebaan 43, 3140 Keerbergen · Permanent representatives: Paul Cordier and Peter Breesch · Gazette deed
Capital increase of €150,034
40 new shares · Appointments: BARTIFY (additional director) and KONcKWENT BV (managing director) · Permanent representatives: ADAM Bart André and Peter Breesch · General meeting of 17-03-2022 · Gazette deed
Official details
Source: KBO- Status
- Active since 26-06-2015Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.243.556.5503140 Keerbergen, since 26-06-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Turnover
- ≈ €740,000estimated
- Total assets
- €3.7m▼ 23.0%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on CoGiVa
CoGiVa files the abbreviated format. That format states no turnover. The gross margin rose from €60,842 in 2016 to €312,249 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CoGiVa
- What is the company number of CoGiVa?
- The company number of CoGiVa is 0632.804.640. The VAT number is the same number with BE in front: BE 0632.804.640.
- Where is CoGiVa based?
- The registered office is at Putsebaan 50, 3140 Keerbergen.Company details
- What is the legal form of CoGiVa?
- CoGiVa is a private limited company (BV).
- When was CoGiVa founded?
- CoGiVa was founded on 26-06-2015.
- Is CoGiVa still active?
- Yes, CoGiVa is an active enterprise in the KBO register.
- What is the turnover of CoGiVa?
- The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €312,249 and 2,281 comparable companies of the same size. It probably lies between €440,000 and €1.3m. It is a rough estimate.Financials
- Is CoGiVa profitable?
- In financial year 2025, CoGiVa made a profit of €161,630.
- Where can I find the annual accounts of CoGiVa?
- CoGiVa filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CoGiVa due?
- CoGiVa must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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