Equity
€229,944 ▲ 38.9%
COGITOS paid out €80,000 in dividends. That is 55% of the 2025 profit.
COGITOS
Lifetime
2 annual accounts with figures on one time axispeak €170,682 (2025)
€170,682▲ 861%
peak €144,395 (2025)
€144,395▲ 23×
peak €229,944 (2025)
€229,944▲ 38.9%
€21,778▲ 29.6%
Board2 names since 2016
2 directorsJeroen MOONEN and 1 other
Documentsfilings and deeds
18-01-202613 days before the deadline
2025micro format
Gross margin from €17,760 to €170,682Result from €6,184 to €144,395Dividend €80,000Equity from €165,549 to €229,944Debts from €16,809 to €21,778Cash from €60,639 to €155,610
Key points
from the 2025 annual accountsResult
€144,395 ▲ 23×
The result rose in 2025: different schema filed.
Position in the sector
€144,395
Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
98
Excellent
Financially stronger than 85% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%highest value
01-2025: 0.4%● unchanged vs 12-2024highest value
02-2025: < 0.1%▼ -0.4 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 11.39, cash €155,610
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €229,944 (91.3% of total assets)
Size: total assets €251,722
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 82% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as COGITOS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of COGITOS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for COGITOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.39 (9.94 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 61.8% of total assets. 8.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
13 days early
2024
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 12 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0652864141
2 directors appointed, 1 resignation
Resignation: Jeroen MOONEN (statutory director) · Appointments: Goedele REYNDERS (statutory director) and Jeroen MOONEN (statutory director) · “Het installeren en onderhouden van verwarmingssystemen onder welke vorm ook,installaties op basis van…” (deed in Dutch) · General meeting of 18-12-2023 · Gazette deed
Resignation: Goedele Reynders (manager)
General meeting of 31-01-2021 · Gazette deed
Appointment: Goedele Reynders (manager)
General meeting of 29-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COGITOS Geel | €251,722 | €170,682 | 91.3% | - |
| SCOLAR CONSULTING Lint | €264,066 | €160,831 | 7.9% | - |
| mc²i Belgium Brussels | €246,702 | €179,014 | 37.6% | 1.7 |
| DATABASE BUSINESS PARTNERS Hannut | €232,428 | €165,005 | 44.2% | - |
| WECARE 360 Ixelles | €266,164 | €152,183 | -22.4% | - |
| PPY Consultancy Nazareth-De Pinte | €227,304 | €185,225 | 0.9% | - |
| Itmax Consulting Anderlecht | €218,836 | €163,596 | 13.8% | - |
These companies have the same main activity as COGITOS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €219,000 and €266,000, founded between 2015 and 2016.
Official details
Source: KBO- Status
- Active since 22-04-2016Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.252.601.0092440 Geel, since 22-04-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 28-07-2024
Annual accounts to 30-06-2025
- ≈ €260,000estimated
- €251,722▲ 38.0%
- Filing
- Filed on 18-01-2026, 13 days before the end of the filing period
Insights on COGITOS
COGITOS has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229,944 and a net result of €144,395.
Its solvency ranks better than 90% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COGITOS
- What is the company number of COGITOS?
- The company number of COGITOS is 0652.864.141. The VAT number is the same number with BE in front: BE 0652.864.141.
- Where is COGITOS based?
- The registered office is at Pastoor Dergentstraat 17, 2440 Geel.Company details
- What does COGITOS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of COGITOS?
- COGITOS is a private limited company (BV).
- When was COGITOS founded?
- COGITOS was founded on 22-04-2016.
- Is COGITOS still active?
- Yes, COGITOS is an active enterprise in the KBO register.
- What is the turnover of COGITOS?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €170,682 and 42 comparable companies (NACE 62200). It probably lies between €240,000 and €330,000.Financials
- Is COGITOS profitable?
- In financial year 2025, COGITOS made a profit of €144,395.
- Where can I find the annual accounts of COGITOS?
- COGITOS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COGITOS due?
- COGITOS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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