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COGITOS

Active
Private limited companyfounded 201610 yrs activePastoor Dergentstraat 17, 2440 Geel, BelgiumKBO/BCE: BE 0652.864.141
Summary

COGITOS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229,944 and a net result of €144,395. Its solvency ranks better than 90% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+39
Solvency100=
Growth78
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 11.39 against 9.94 in 2024; short-term debt: 8.7% and cash: 61.8% of total assets), and 8.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.3%
Return on assets
57.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
13 d early
2024
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COGITOS was incorporated on 22 April 2016.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€229,944▲ 38.9%
2024 · €165,549
Total assets
€251,722▲ 38.0%
2024 · €182,358
Net result
€144,395▲ 2,235%
2024 · €6,184
Working capital
€226,173▲ 50.5%
2024 · €150,246
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€13,820-€167,830▲ 1,114%
Net result€6,184within the sector's middle half-€144,395above the sector's middle half▲ 2,235%
Equity€165,549within the sector's middle half-€229,944above the sector's middle half▲ 38.9%
Total assets€182,358below the sector's middle half-€251,722within the sector's middle half▲ 38.0%
Debt€16,809-€21,778▲ 29.6%
Working capital€150,246within the sector's middle half-€226,173above the sector's middle half▲ 50.5%
Solvency90.8%above the sector's middle half-91.3%above the sector's middle half▲ 0.6pp
Current ratio9.94above the sector's middle half-11.39above the sector's middle half▲ 1.45
Return on assets (ROA)3.4%within the sector's middle half-57.4%above the sector's middle half▲ 54.0pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2025 Net result +2,235% on 2024. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2024: €13,820€13,820Net result 2024: €6,184€6,184Operating result 2025: €167,830€167,830Net result 2025: €144,395€144,39520242025€0€50,000€100,000€150,000Operating result 2024: €13,820€13,800Net result 2024: €6,184€6,180Operating result 2025: €167,830€168,000Net result 2025: €144,395€144,00020242025
The operating result rises in 2025; 2025 is 1,114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251,722
Fixed assets €3,771 ▼ 75.4%
Current assets €247,952 ▲ 48.4%
Equity and liabilities €251,722
Equity €229,944 ▲ 38.9%
Debt €21,778 ▲ 29.6%
Debt's share of the balance-sheet total falls from 9.2% to 8.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€170,087▲
2024 · €16,075
Cash flow
€146,652▲
2024 · €8,439
Debt to equity
0.09▼
2024 · 0.10
ROE
62.8%▲
2024 · 3.7%
Interest coverage
184.60▲
2024 · 4.61
Debt ≤ 1 year
€21,778▲
2024 · €16,809
Income taxes
€24,738▲
2024 · €6,454
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€182,358€251,722▲
Fixed assets21/28€15,303€3,771▼
Tangible fixed assets22/27€6,028€3,771▼
Land and buildings22€4,535€3,023▼
Plant, machinery and equipment23€1,493€748▼
Financial fixed assets28€9,275-
Current assets29/58€167,055€247,952▲
Amounts receivable after more than one year29€72,418€69,223▼
Other amounts receivable291€72,418€69,223▼
Amounts receivable within one year40/41€33,263€21,103▼
Trade receivables40€30,162€17,908▼
Other amounts receivable41€3,101€3,195▲
Cash at bank and in hand54/58€60,639€155,610▲
Deferred charges and accrued income490/1€735€2,015▲
Equity and liabilities
Total equity and liabilities10/49€182,358€251,722▲
Equity10/15€165,549€229,944▲
Contributions10/11€3,000€3,000=
Reserves13€82,781€82,781=
Non-distributable reserves130/1€300-
Reserves not available under the articles1311€300-
Distributable reserves133€82,481€82,781▲
Profit (loss) carried forward14€79,768€144,163▲
Amounts payable17/49€16,809€21,778▲
Amounts payable within one year42/48€16,809€21,778▲
Trade debts44€6,055€3,564▼
Suppliers440/4€6,055€3,564▼
Taxes, remuneration and social security45€10,754€11,450▲
Taxes450/3€10,754€11,450▲
Other amounts payable47/48-€6,764
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,255€2,257▲
Other operating charges640/8€1,685€595▼
Gross operating margin9900€17,760€170,682▲
Operating profit (loss)9901€13,820€167,830▲
Financial income75/76B€2,307€2,225▼
Recurring financial income75€2,307€2,225▼
Financial charges65/66B€3,489€921▼
Recurring financial charges65€3,489€921▼
Profit (loss) for the period before taxes9903€12,638€169,133▲
Income taxes67/77€6,454€24,738▲
Profit (loss) for the period9904€6,184€144,395▲
Profit (loss) for the period to be appropriated9905€6,184€144,395▲
Appropriation of the result
Profit (loss) to be appropriated9906€79,768€224,163▲
Profit (loss) brought forward from the previous period14P€73,584€79,768▲
Profit to be distributed694/7-€80,000
Return on contributions (dividend)694-€80,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,255€2,257▲ 0.1%
Other operating charges640/8€1,685€595▼ 64.7%
Gross operating margin9900€17,760€170,682▲ 861%
Operating profit (loss)9901€13,820€167,830▲ 1,114%
Financial income75/76B€2,307€2,225▼ 3.6%
Recurring financial income75€2,307€2,225▼ 3.6%
Financial charges65/66B€3,489€921▼ 73.6%
Recurring financial charges65€3,489€921▼ 73.6%
Profit (loss) for the period before taxes9903€12,638€169,133▲ 1,238%
Income taxes67/77€6,454€24,738▲ 283%
Profit (loss) for the period9904€6,184€144,395▲ 2,235%
Profit (loss) for the period to be appropriated9905€6,184€144,395▲ 2,235%
Line20242025Change
Assets
Total assets20/58€182,358€251,722▲ 38.0%
Fixed assets21/28€15,303€3,771▼ 75.4%
Tangible fixed assets22/27€6,028€3,771▼ 37.4%
Land and buildings22€4,535€3,023▼ 33.3%
Plant, machinery and equipment23€1,493€748▼ 49.9%
Financial fixed assets28€9,275--
Current assets29/58€167,055€247,952▲ 48.4%
Amounts receivable after more than one year29€72,418€69,223▼ 4.4%
Other amounts receivable291€72,418€69,223▼ 4.4%
Amounts receivable within one year40/41€33,263€21,103▼ 36.6%
Trade receivables40€30,162€17,908▼ 40.6%
Other amounts receivable41€3,101€3,195▲ 3.0%
Cash at bank and in hand54/58€60,639€155,610▲ 157%
Deferred charges and accrued income490/1€735€2,015▲ 174%
Equity and liabilities
Total equity and liabilities10/49€182,358€251,722▲ 38.0%
Equity10/15€165,549€229,944▲ 38.9%
Contributions10/11€3,000€3,000=
Reserves13€82,781€82,781=
Non-distributable reserves130/1€300--
Reserves not available under the articles1311€300--
Distributable reserves133€82,481€82,781▲ 0.4%
Profit (loss) carried forward14€79,768€144,163▲ 80.7%
Amounts payable17/49€16,809€21,778▲ 29.6%
Amounts payable within one year42/48€16,809€21,778▲ 29.6%
Trade debts44€6,055€3,564▼ 41.1%
Suppliers440/4€6,055€3,564▼ 41.1%
Taxes, remuneration and social security45€10,754€11,450▲ 6.5%
Taxes450/3€10,754€11,450▲ 6.5%
Other amounts payable47/48-€6,764-
Line20242025Change
Profit (loss) for the period9904€6,184€144,395▲ 2,235%
+ Depreciation and write-downs630€2,255€2,257▲ 0.1%
Operating cash flow (approximation)€8,439€146,652▲ 1,638%
Investment in fixed assets (approximation)-€9,275-
Change in cash-€94,972-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
18-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Equity above €200,000Eq €229,944 ▲38.9%
2 profitable years in a row build equity to €229,944.
21-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
218 m²
Building footprint
97 m²
Parcel 13008H1481/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
COGITOS
Pastoor Dergentstraat 17, 2440 GeelRepair, maintenance and installation of machinery and equipment
since 20162.252.601.009
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H1481/00W000 Flanders 218 m² 1 · 97 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2024 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2024 of COGITOS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0652864141
Registered 28-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.