Cogito
ActiveSummary
Cogito has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7k and a net result of €10k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 8095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency74▲+74
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96; short-term debt: 51% and cash: 12.4% of total assets), and 51% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49%
Return on assets
67.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-03-2025, 133 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
133 d early
2023
20 d early
2022
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€7k
2023 · €-3k
2022: €6k
2023: €-3k▼ -146% vs 2022lowest in 3 years
2024: €7k▲ +362% vs 2023highest in 3 years
2022 → 2024
Total assets
€15k▲ 593%
2023 · €2k
2022: €12k
2023: €2k▼ -81.9% vs 2022lowest in 3 years
2024: €15k▲ +593% vs 2023highest in 3 years
2022 → 2024
Net result
€10k
2023 · €-9k
2022: €8k
2023: €-9k▼ -211% vs 2022lowest in 3 years
2024: €10k▲ +213% vs 2023highest in 3 years
2022 → 2024
Working capital
€-276▲ 90.2%
2023 · €-3k
2022: €6khighest in 3 years
2023: €-3k▼ -146% vs 2022lowest in 3 years
2024: €-276▲ +90.2% vs 2023
2022 → 2024
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line202220232024Trend
Equity€6k-€-3k€7k
2022: €6k
2023: €-3k▼ -146% vs 2022lowest in 3 years
2024: €7k▲ +362% vs 2023highest in 3 years
Operating result€9k-€-9k€12k
2022: €9k
2023: €-9k▼ -195% vs 2022lowest in 3 years
2024: €12k▲ +232% vs 2023highest in 3 years
Net result€8k-€-9k€10k
2022: €8k
2023: €-9k▼ -211% vs 2022lowest in 3 years
2024: €10k▲ +213% vs 2023highest in 3 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €9k in 2023, the highest result in the available series.
Balance-sheet composition
Assets €15k
Fixed assets
€8k
Current assets
€7k
Equity and liabilities €15k
Equity
€7k
Debt
€8k
Debt finances 51.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€10k
Current ratio
0.96
Debt to equity
1.04
ROE
138.1%
ROA
67.6%
Interest coverage
225.57
Debt ≤ 1 year
€8k▲
2023 · €5k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2k€15k▲
Fixed assets21/28-€8k
Tangible fixed assets22/27-€8k
Other tangible fixed assets26-€8k
Current assets29/58€2k€7k▲
Amounts receivable within one year40/41-€6k
Trade receivables40-€6k
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2k€15k▲
Equity10/15€-3k€7k▲
Contributions10/11€1k€1k=
Reserves13-€6k
Distributable reserves133-€6k
Profit (loss) carried forward14€-4k-
Amounts payable17/49€5k€8k▲
Amounts payable within one year42/48€5k€8k▲
Trade debts44€158€658▲
Suppliers440/4€158€658▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€5k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€40
Other operating charges640/8€2k€912▼
Gross operating margin9900€-7k€13k▲
Operating profit (loss)9901€-9k€12k▲
Financial charges65/66B€61€52▼
Recurring financial charges65€61€52▼
Profit (loss) for the period before taxes9903€-9k€12k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-9k€10k▲
Profit (loss) for the period to be appropriated9905€-9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€6k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer from equity791/2€5k-
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €40 | - |
| Other operating charges640/8 | €472 | €2k | €912 | ▼ 43.7% |
| Gross operating margin9900 | €10k | €-7k | €13k | ▲ 274% |
| Operating profit (loss)9901 | €9k | €-9k | €12k | ▲ 232% |
| Financial charges65/66B | €50 | €61 | €52 | ▼ 13.9% |
| Recurring financial charges65 | €50 | €61 | €52 | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €9k | €-9k | €12k | ▲ 231% |
| Income taxes67/77 | €1k | - | €2k | - |
| Profit (loss) for the period9904 | €8k | €-9k | €10k | ▲ 213% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-9k | €10k | ▲ 213% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €12k | €2k | €15k | ▲ 593% |
| Fixed assets21/28 | - | - | €8k | - |
| Tangible fixed assets22/27 | - | - | €8k | - |
| Other tangible fixed assets26 | - | - | €8k | - |
| Current assets29/58 | €12k | €2k | €7k | ▲ 241% |
| Amounts receivable within one year40/41 | - | - | €6k | - |
| Trade receivables40 | - | - | €6k | - |
| Cash at bank and in hand54/58 | €12k | €2k | €2k | ▼ 14.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €12k | €2k | €15k | ▲ 593% |
| Equity10/15 | €6k | €-3k | €7k | ▲ 362% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €5k | - | €6k | - |
| Distributable reserves133 | €5k | - | €6k | - |
| Profit (loss) carried forward14 | - | €-4k | - | - |
| Amounts payable17/49 | €6k | €5k | €8k | ▲ 54.2% |
| Amounts payable within one year42/48 | €6k | €5k | €8k | ▲ 54.2% |
| Trade debts44 | €255 | €158 | €658 | ▲ 315% |
| Suppliers440/4 | €255 | €158 | €658 | ▲ 315% |
| Taxes, remuneration and social security45 | €1k | - | €2k | - |
| Taxes450/3 | €1k | - | €2k | - |
| Other amounts payable47/48 | €4k | €5k | €5k | ▲ 13.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €-9k | €10k | ▲ 213% |
| + Depreciation and write-downs630 | - | - | €40 | - |
| Operating cash flow (approximation) | €8k | €-9k | €10k | ▲ 214% |
| Change in cash | - | €-10k | €-306 | ▲ 96.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Ground area
625 m²
Building footprint
124 m²
Volume, LiDAR
535 m³
Parcel 31434C0161/00V004, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Cogito
since 20202.300.520.393
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0161/00V004 | Flanders | 625 m² | 1 · 124 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TSITA
BE 0777.278.519
Olne · Eq €7,359
AIRPORT MANAGEMENT SERVICES
BE 1017.585.824
Zaventem · Eq €7,360
Borion
BE 0794.155.430
Hasselt · Eq €7,355
LIGHTING CONCEPTION
BE 0779.876.139
Elsene · Eq €7,355
MEGATAF
BE 0670.821.415
Mont-Saint-Guibert · Eq €7,361
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 19,576 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.