Turnover
≈ €34,000 estimated
The abbreviated format states no turnover.
Cogito
Lifetime
4 annual accounts with figures on one time axispeak €12,725 (2024)
€8,562▼ 32.7%
lowest -€8,974 (2023)
€3,220▼ 68.3%
peak €10,578 (2025)
€10,578▲ 43.8%
€8,604▲ 12.1%
Board2 names since 2020
1 directorVAN KERCKVOORDE Wim Maurits Martha
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Gross margin from €12,725 to €8,562Result from €10,165 to €3,220Equity from €7,358 to €10,578Investments €2,462Cash from €1,863 to €9,567
Key points
from the 2025 annual accountsInvestments
€2,462 2.4 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€10,578
Less equity than 88% of companies in head offices and management consultancy. Sector median €323,509 · 10,866 companies.
Checked score
96
Excellent
Financially stronger than 64% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025highest value
03-2025: 0.5%● unchanged vs 02-2025highest value
04-2025: 0.1%▼ -0.4 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026
10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.17, cash €9,567
Size: total assets €19,181
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 51% of them on solvency, 70% on liquidity, 59% on profitability and 78% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Cogito has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Cogito itself is lower: < 0.1% within 12 months. It rests on far more data about Cogito than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Cogito. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17 (0.96 in 2024), below the usual 1.5. Short-term debt is 44.9% and cash 49.9% of total assets. 44.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 days early
2024
133 days early
2023
20 days early
2022
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 54 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN KERCKVOORDE Wim Maurits Martha 50 sharesdeed of 22-03-2023
- DE WINNE Pieter 50 sharesdeed of 22-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743667029
Registered office moved to Bruges
New registered office: Prinses Paolalaan 2, 8310 Brugge (Assebroek) · Resignation: DE WINNE Pieter (statutory director) · Appointment: VAN KERCKVOORDE Wim Maurits Martha (director) · General meeting of 17-03-2023 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founders: PIETER DE WINNE and WIM VAN KERCKVOORDE · Appointment: PIETER DE WINNE (director) · published on 18-02-2020 · Gazette deed
First establishment
Prinses Paolalaan 2, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cogito Bruges | €19,181 | €8,562 | 55.1% | - |
| VaRaNa Puurs-Sint-Amands | €19,306 | €8,011 | 76.3% | - |
| PAMASAD Overijse | €19,577 | €8,213 | -415.2% | - |
| EIDONA Schaerbeek | €21,320 | €8,055 | 26.5% | - |
| EuroAtlantic Partners Brussels | €22,359 | €8,519 | 88.3% | - |
| Jonathan E. Shipp Brussels | €22,932 | €9,123 | 92.2% | - |
| MAYOL Antwerp | €17,940 | €8,206 | 53.0% | - |
These companies have the same main activity as Cogito: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €17,900 and €22,900, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 14-02-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.300.520.3938310 Bruges, since 14-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2025
Annual accounts 2025
- €19,181▲ 27.6%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on Cogito
Cogito files the abbreviated format. That format states no turnover. The gross margin fell from €9,867 in 2022 to €8,562 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cogito
- What is the company number of Cogito?
- The company number of Cogito is 0743.667.029. The VAT number is the same number with BE in front: BE 0743.667.029.
- Where is Cogito based?
- The registered office is at Prinses Paolalaan 2, 8310 Bruges.Company details
- What does Cogito do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Cogito?
- Cogito is a private limited company (BV).
- When was Cogito founded?
- Cogito was founded on 14-02-2020.
- Is Cogito still active?
- Yes, Cogito is an active enterprise in the KBO register.
- What is the turnover of Cogito?
- The turnover in financial year 2025 is ≈ €34,000. This figure is estimated from the gross margin of €8,562 and 140 comparable companies (NACE 70200). It probably lies between €15,000 and €86,000. It is a rough estimate.Financials
- Is Cogito profitable?
- In financial year 2025, Cogito made a profit of €3,220.
- Where can I find the annual accounts of Cogito?
- Cogito filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cogito due?
- Cogito must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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