Cogitare

Active

Private limited companyfounded 2020active for 6 yearsHazendreef 7A, 3140 Keerbergen, BelgiumKBO/BCE: BE 0746.699.169

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Cogitare has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,709 and a net result of €9,730. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 14% of 2,804 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CogitareActiveChecked score 91/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 05-05-2020 Normal situation
Legal form: Private limited company
Registered office: Hazendreef 7A, 3140 Keerbergen
Activity: Other business support services NACE 82990
Establishment unit: 2.301.890.865 3140 Keerbergen, since 05-05-2020
Financial year end: 31 December
Peppol: Reachable

Company details

Who decides

Board

Martiny JoëlleDirector · since 04-05-2020

Holdings: Shares in 1 company AURORA CONSULTING

Board & ownership

How it is doing

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €410,826; ▲ 263%
Turnover: ≈ €620,000; estimated
Profit: €9,730
Equity: €17,709; ▲ 122%
Total assets: €2.2m; ▲ 8.0%

2025 accounts 27 days early

Filed on 04-07-2026at the National Bank

Financials

Why 91raises riskEquity €17,709 (0.8% of total assets)lowers riskSize: total assets €2.2mSector: Office administrative, office support and other business support activities (NACE 82)Figures for financial year 2025 (filed 04-07-2026)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 41% of its sector peers (NACE 82, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 26+1

equity 0.8% of total assets

Liquidity 12+1

short-term debt 75.6% · cash 2.6%

Profitability 69+27

return on assets 0.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,120 companies, NACE 82, small)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.12, compared with 0.07 in 2024, below 1; short-term debt: 75.6% and cash: 2.6% of total assets), and 99.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 8% on solvency, 7% on liquidity, 55% on profitability and 94% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €2.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Office administrative, office support and other business support activities (NACE 82)

KBO

Equity €17,709 (0.8% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 04-07-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2804 sector peers (2025).

NBB · sector comparison

Position among 2804 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

27 days early

2024

36 days early

2023

37 days early

2022

38 days early

2021

30 days early

2020

45 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Back in profit in 2025after -€45,000 in 2024 €9,730 View
Caution: Among the weakest 15% on solvencysector median 41.4% · 2,804 companies 0.8% View
Positive: Always filed on timeaccounts within the deadline every year 6 years View

Documents

Key facts about Cogitare

What is the company number of Cogitare?: 0746.699.169. In Belgium the VAT number is the company number with BE in front: BE 0746.699.169.
Where is Cogitare based?: The registered office is at Hazendreef 7A, 3140 Keerbergen.Company details
What does Cogitare do?: According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of Cogitare?: Private limited company (BV).
When was Cogitare founded?: On 05-05-2020.
Is Cogitare still active?: Yes, Cogitare is an active enterprise in the KBO register.
What is the turnover of Cogitare?: ≈ €620,000 in financial year 2025. Estimated from the gross margin of €410,826: probably between €510,000 and €870,000, based on 33 comparable companies, NACE 82990.Financials
Is Cogitare profitable?: In financial year 2025, Cogitare made a profit of €9,730.
Where can I find the annual accounts of Cogitare?: Cogitare filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Cogitare due?: By 31-07-2027, for financial year 2026.Timeline