COGIMMO MONS

Active

Private limited companyfounded 2021active for 5 yearsAvenue de Troyes(TOU) 2, 7500 Tournai, Belgium14 active companies are registered at this addressKBO/BCE: BE 0766.810.338

Summary

The computed 12-month bankruptcy probability of COGIMMO MONS is 1.9% (moderate). The 2025 annual accounts show negative equity (-€68,006) and a net result of €40,074. Equity is shrinking by about 43% per year across the filed financial years. Its solvency ranks better than 5% of 11,191 sector peers (NACE 68, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

COGIMMO MONSActiveChecked score 54/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

€143,471total assets 2025

Staff: 1 FTE
Equity: -€68,006
Profit: €40,074

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

2025 accounts filed 61 days late2 deeds in the Belgian Official Gazette

Why 54raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateNegative equity -€68,006Size: 1 FTE, total assets €143,471lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 48% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -47.4% of total assets

Liquidity 9-1

short-term debt 146.9% · cash 7.3%

Profitability 100+100

return on assets 27.9%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,617 companies, NACE 68, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.6%▼ -0.2 percentage points vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025lowest value 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 2.1%▲ +0.4 percentage points vs 07-2025 09-2025: 2.5%▲ +0.4 percentage points vs 08-2025 10-2025: 3.7%▲ +1.2 percentage points vs 09-2025 11-2025: 2.7%▼ -1.0 percentage point vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.6%▼ -0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.5%▼ -0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +0.9 percentage points vs 07-2026 09-2026: 3.8%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.9%▼ -1.9 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.44, compared with 0.18 in 2024, below 1; short-term debt: 146.9% and cash: 7.3% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 10% on liquidity, 95% on profitability and 83% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Sector: Real estate activities (NACE 68)

KBO

Last filed accounts filed 61 days late; 3 of the last 3 late

NBB · filings

Negative equity -€68,006

NBB · annual accounts

Size: 1 FTE, total assets €143,471

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11191 sector peers (2025).

NBB · sector comparison

Position among 11191 sector peers

Solvency

better than 5%

← weakest strongest →

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

61 days late

2024

63 days late

2023

61 days late

2022

60 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 61 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €40,074
02-10-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€68,006 View
Caution: Among the weakest 5% on solvencysector median 30.8% · 11,191 companies -47.4% View
Positive: Back in profit in 2025after -€74,111 in 2024 €40,074 View
Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Financial year: 2025
Total assets: €143,471
Profit: €40,074
Solvency: -47.4%

Total assets▲ 51.9%

Net result

20222025

Go to Financials

Timeline

Events: 6
Since: 2023
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
30-09-2024Annual accounts filed
29-09-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 16-04-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about COGIMMO MONS

What is the company number of COGIMMO MONS?: 0766.810.338. In Belgium the VAT number is the company number with BE in front: BE 0766.810.338.
Where is COGIMMO MONS based?: The registered office is at Avenue de Troyes(TOU) 2, 7500 Tournai.Company details
What does COGIMMO MONS do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of COGIMMO MONS?: Private limited company (BV).
When was COGIMMO MONS founded?: On 16-04-2021.
Is COGIMMO MONS still active?: Yes, COGIMMO MONS is an active enterprise in the KBO register.
How many employees does COGIMMO MONS have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COGIMMO MONS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COGIMMO MONS profitable?: In financial year 2025, COGIMMO MONS made a profit of €40,074.
Where can I find the annual accounts of COGIMMO MONS?: COGIMMO MONS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COGIMMO MONS due?: By 31-07-2027, for financial year 2026.Timeline