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COGETOUR

Active
Private limited companyfounded 1992active for 34 yearsRue des Abbayes,Denée 4, 5537 Anhée, BelgiumKBO/BCE: BE 0448.029.142
Summary

The computed 12-month bankruptcy probability of COGETOUR is 4.8% (elevated). The 2024 annual accounts show negative equity (-€223,069) and a net result of €7,840. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 5% of 6,129 sector peers (NACE 46, financial year 2024). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Landscape service activities NACE 81300
#4 oldest company in Anhée, Wholesale and retail trade sector2 sites
Size
€127,983turnover 2024
Equity
-€223,069
Profit
€7,840
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.8%
Structure
Accounts 70 days overdue1 of 5 deeds read
Why 38raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 28-10-2025)1 financial year not filed after the legal deadline; latest accounts 83 days late; 3 of the last 3 latelowers riskFounded in 1992Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 38% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -406.5% of total assets
Liquidity 16+2
short-term debt 458.4% · cash 12.8%
Profitability 72-12
return on assets 14.3%
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 3.8% 12-2024: 1.1%▼ -2.7 percentage points vs 11-2024 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.3 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 2.0%▲ +0.3 percentage points vs 09-2025 11-2025: 1.1%▼ -0.9 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 2.7%▲ +1.6 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.9%▲ +0.2 percentage points vs 04-2026 06-2026: 2.7%▼ -0.2 percentage points vs 05-2026 07-2026: 2.9%▲ +0.2 percentage points vs 06-2026 08-2026: 3.5%▲ +0.6 percentage points vs 07-2026 09-2026: 3.9%▲ +0.4 percentage points vs 08-2026 10-2026: 4.8%▲ +0.9 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.13, compared with 0.33 in 2023; short-term debt: 458.4% and cash: 12.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 16% on liquidity, 57% on profitability and 72% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1992
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 28-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 83 days late; 3 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6129 sector peers (2024).
NBB · sector comparison
Position among 6129 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
83 days late
2023
92 days late
2022
296 days late
2021
141 days late
2020
506 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 200 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Chantal Bonaert (director)Agenda · Registered-office move ·…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€223,069 View
  • Positive: Turnover rose in 2024from €73,555 to €127,983 ▲ 74.0% View
  • Caution: Among the weakest 5% on solvencysector median 42.0% · 6,129 companies -406.5% View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • A director leftlatest change 16-12-2025 · 0 in office 1 left View

By topic

Financials

Financial year
2024
Turnover
€127,983
Profit
€7,840
Solvency
-406.5%
Turnover▲ 74.0%
Net result
20222024
Go to Financials

Timeline

Events
34
Since
1994
  1. 22-05-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 19-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
26-08-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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