COGEMA
ActiveCOGEMA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-18k. Its solvency ranks better than 9% of 3166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes
Profitability0
Solvency0
Growth-
Stability67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29), and 99.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
-2.7%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3166 sector peers (2025).
NBB · sector comparisonPosition among 3166 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
33 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-18k
Working capital
€-27k
Balance-sheet composition
Assets €649k
Fixed assets
€638k
Current assets
€11k
Equity and liabilities €650k
Equity
€2k
Debt
€647k
Debt finances 99.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k
Cash flow
€13k
Solvency
0.4%
Current ratio
0.29
Quick ratio
0.29
ROE
-764.2%
ROA
-2.7%
Interest coverage
2.13
Debt
€647k
Debt ≤ 1 year
€38k
Debt > 1 year
€609k
A ratio outside any meaningful range has been withheld (balance sheet total €650k, equity €2k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€650k
Formation expenses20€1k
Fixed assets21/28€638k
Tangible fixed assets22/27€638k
Land and buildings22€638k
Current assets29/58€11k
Amounts receivable within one year40/41€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€650k
Equity10/15€2k
Contributions10/11€20k
Capital10€20k
Issued capital100€20k
Profit (loss) carried forward14€-18k
Amounts payable17/49€647k
Amounts payable after more than one year17€609k
Financial debts170/4€609k
Amounts payable within one year42/48€38k
Current portion of amounts payable after more than one year42€36k
Trade debts44€40
Suppliers440/4€40
Taxes, remuneration and social security45€210
Taxes450/3€210
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€394
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k
Other operating charges640/8€130
Gross operating margin9900€25k
Operating profit (loss)9901€-6k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€12k
Recurring financial charges65€12k
Profit (loss) for the period before taxes9903€-18k
Profit (loss) for the period9904€-18k
Profit (loss) for the period to be appropriated9905€-18k
Appropriation of the result
Profit (loss) to be appropriated9906€-18k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cavée 651480 TubizeGround area
3,657 m²
Building footprint
363 m²
Parcel 25097C0210/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Cogema srl
since 20242.359.092.458
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0210/00L000 | Wallonia | 3,657 m² | 1 · 363 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 9,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2024
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pierre.cogema@gmail.com
Phone:+32486434012