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COGE-IMMO

Active
Private limited companyfounded 20241 yr activeAvenue des Thermes 24, 4050 Chaudfontaine, BelgiumKBO/BCE: BE 1014.812.812
Summary

COGE-IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,779 and a net result of €6,161. Its solvency ranks better than 43% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysis Watch Report Compare
COGE-IMMOActiveChecked score 60/100
Risk analysis Report Compare

Checked score

Score 2025
60 / 100
Healthy
Every signal that weighs is under Signals.
Axes
Profitability70
Solvency49
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.32; short-term debt: 48% and cash: 2.1% of total assets), and 75.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.4%
Return on assets
1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
19 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 October 2024, COGE-IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€145,779
Total assets
€596,436
Net result
€6,161
Working capital
-€193,655

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €596,436
Fixed assets €504,016
Current assets €92,420
Equity and liabilities €596,436
Equity €145,779
Debt €450,657
Debt finances 75.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,915
Cash flow
€14,357
Current ratio
0.32
Debt to equity
3.09
ROE
4.2%
ROA
1.0%
Interest coverage
33.54
Debt ≤ 1 year
€286,075
Debt > 1 year
€164,582
Income taxes
€2,054
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€596,436
Fixed assets21/28€504,016
Tangible fixed assets22/27€504,016
Land and buildings22€504,016
Plant, machinery and equipment23€0
Current assets29/58€92,420
Amounts receivable within one year40/41€79,971
Other amounts receivable41€79,971
Cash at bank and in hand54/58€12,449
Equity and liabilities
Total equity and liabilities10/49€596,436
Equity10/15€145,779
Contributions10/11€14,943
Reserves13€8,384
Distributable reserves133€8,384
Profit (loss) carried forward14€122,453
Amounts payable17/49€450,657
Amounts payable after more than one year17€164,582
Financial debts170/4€164,582
Amounts payable within one year42/48€286,075
Current portion of amounts payable after more than one year42€15,418
Financial debts43€50,000
Credit institutions430/8€50,000
Trade debts44€3,603
Suppliers440/4€3,603
Taxes, remuneration and social security45€2,054
Taxes450/3€2,054
Other amounts payable47/48€215,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,196
Other operating charges640/8€1,109
Gross operating margin9900€18,024
Operating profit (loss)9901€8,719
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€504
Recurring financial charges65€504
Profit (loss) for the period before taxes9903€8,215
Income taxes67/77€2,054
Profit (loss) for the period9904€6,161
Profit (loss) for the period to be appropriated9905€6,161
Appropriation of the result
Profit (loss) to be appropriated9906€122,453
Profit (loss) brought forward from the previous period14P€116,292

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,196
Other operating charges640/8€1,109
Gross operating margin9900€18,024
Operating profit (loss)9901€8,719
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€504
Recurring financial charges65€504
Profit (loss) for the period before taxes9903€8,215
Income taxes67/77€2,054
Profit (loss) for the period9904€6,161
Profit (loss) for the period to be appropriated9905€6,161
Line2025
Assets
Total assets20/58€596,436
Fixed assets21/28€504,016
Tangible fixed assets22/27€504,016
Land and buildings22€504,016
Plant, machinery and equipment23€0
Current assets29/58€92,420
Amounts receivable within one year40/41€79,971
Other amounts receivable41€79,971
Cash at bank and in hand54/58€12,449
Equity and liabilities
Total equity and liabilities10/49€596,436
Equity10/15€145,779
Contributions10/11€14,943
Reserves13€8,384
Distributable reserves133€8,384
Profit (loss) carried forward14€122,453
Amounts payable17/49€450,657
Amounts payable after more than one year17€164,582
Financial debts170/4€164,582
Amounts payable within one year42/48€286,075
Current portion of amounts payable after more than one year42€15,418
Financial debts43€50,000
Credit institutions430/8€50,000
Trade debts44€3,603
Suppliers440/4€3,603
Taxes, remuneration and social security45€2,054
Taxes450/3€2,054
Other amounts payable47/48€215,000
Line2025
Profit (loss) for the period9904€6,161
+ Depreciation and write-downs630€8,196
Operating cash flow (approximation)€14,357

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
12-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
631 m²
Building footprint
125 m²
Volume, LiDAR
982 m³
Parcel 62022C0024/00R000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
COGE-IMMO
Avenue des Thermes 24, 4050 ChaudfontaineRenting and operating of own or leased residential real estate, excluding social housing
since 20242.364.938.489
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62022C0024/00R000 Wallonia 631 m² 1 · 125 m² 9.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. COGEFISCO 100%
  2. COGE-IMMO

Highest known parent: COGEFISCO. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of COGE-IMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

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Of 12,041 companies in sector 68203 we hold annual accounts for 6,007. 4,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail n.george@live.beChaudfontaine
Phone 0496525008Chaudfontaine
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014812812
Registered 18-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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