Equity
COFISOPE has made a profit in every financial year since 2006.
COFISOPE has made a profit in every financial year since 2006.
Seven of the last ten came late. The 2019 accounts came latest: 32 days after the end of the period.
More equity than 87% of companies in legal and accounting. Sector median €87,549 · 16,422 companies.
In July 2024, 20,135 companies had the same profile as COFISOPE has now. Each dot stands for 51 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,135 companies, not a prediction for COFISOPE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| COFISOPE Saint-Hubert | €828,067 | €180,754 | 59.2% | - |
| SOCOMEGEST Thuin | €896,144 | €178,697 | 86.6% | - |
| BOEKHOUDKANTOOR MALSCHAERT - VERBRAEKEN Zwijndrecht | €752,295 | €174,449 | 66.0% | - |
| FIDUCIAIRE COLLEYE Liège | €723,957 | €187,623 | -22.2% | 2 |
| BUREAU DELVAUX ALBOT Beersel | €785,463 | €209,005 | 48.9% | 1 |
| FIDUCIAIRE BOURGOIGNIE Bruges | €853,590 | €161,032 | 78.2% | - |
| SIBLE Herstal | €818,937 | €184,370 | 81.5% | - |
These companies have the same main activity as COFISOPE: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €724,000 and €896,000, founded between 1986 and 1995.
COFISOPE files the micro format. That format states no turnover. The gross margin rose from €52,379 in 2006 to €180,754 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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