Turnover
≈ €1.4m estimated
The accounts state no turnover.
LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €428,236 (2024)
€397,108▼ 7.3%
lowest -€131,327 (2008)
€31,998▲ 8.2%
peak €898,838 (2025)
€898,838▲ 3.7%
€1.3m▼ 8.1%
peak 4.4 FTE (2023)
2.9 FTE▼ 23.7%
Board1 name since 2021
1 directorBEL MANAGEMENT
Owners
Documentsfilings and deeds
29-10-202690 days late
2025abbreviated format
Staff from 3.8 FTE to 2.9 FTECash from €32,947 to €94,729
Key points
from the 2025 annual accountsFilings
49 annual accounts 90 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€898,838
More equity than 85% of companies in retail trade. Sector median €235,861 · 12,863 companies.
Checked score
81
Excellent
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.0%▼ -0.1 percentage points vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.1%▲ +0.1 percentage points vs 04-2025
06-2025: 1.0%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.9%▲ +0.7 percentage points vs 07-2025
09-2025: 2.1%▲ +0.2 percentage points vs 08-2025
10-2025: 2.7%▲ +0.6 percentage points vs 09-2025
11-2025: 0.9%▼ -1.8 percentage points vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.8%▲ +0.8 percentage points vs 07-2026
09-2026: 2.1%▲ +0.3 percentage points vs 08-2026
10-2026: 2.8%▲ +0.7 percentage points vs 09-2026highest value
11-2026: 0.6%▼ -2.2 percentage points vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 90 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.83, cash €94,729
lowers risk
Size: 2.9 FTE, total assets €2.2m
Founded in 1974
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 55% of them on solvency, 37% on liquidity, 52% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83 (0.76 in 2024), below 1. Short-term debt is 35.2% and cash 4.2% of total assets. 59.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
90 days late
2024
74 days late
2023
71 days late
2022
73 days late
2021
61 days late
2020
96 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 84 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BM
BEL MANAGEMENT
Director, Charles François Jean Ghislain RANSART, since 21-12-2023
- ANTARES INVEST 50%score 82equity €260,087 (2025) · 2025 annual accounts of ANTARES INVEST
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0413626212
Appointment: BEL MANAGEMENT (director)
“L'achat, la vente, l'échange, l'approbation, la concession, la constitution, le démembrement concernant tous…” (deed in French) · Director discharge: BEL MANAGEMENT (manager) · General meeting of 21-12-2023 · Gazette deed
New establishment in Estaimpuis
Pharmacie d'Estaimbourg, Rue des Tanneurs 66
First establishment
Rue du Calvaire 6, Estaimpuis
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT Tournai | €2.2m | €397,108 | 40.2% | 2.9 |
| APOTHEEK KAREN LIEVENS Lokeren | €2.1m | €354,058 | 79.0% | 2.5 |
| VIDAFAR Deinze | €2.4m | €331,134 | 30.9% | 3.2 |
| Pharmacie Pierre Devos Flobecq | €1.6m | €340,612 | 68.2% | 3.1 |
| PHARMACIE DE LA DRÊVE Seneffe | €1.7m | €287,815 | -7.0% | 2.7 |
| PHARMACIE MINGNEAU Rumes | €1.9m | €408,078 | 13.1% | 2.5 |
| PHARMACOZ Gerpinnes | €1.6m | €336,555 | 75.7% | 2.9 |
These companies have the same main activity as LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €1.6m and €2.4m, founded between 1974 and 1991.
Official details
Source: KBO- Status
- Active since 02-01-1974Normal situation
- Activity
- Retail sale of pharmaceutical productsNACE 47730and 1 other
- Joint committee
- 313Pharmacies and pricing offices · annual accounts 2025
- Establishment units
- 2.229.714.6507730 Estaimpuis, since 01-01-2011
- 2.393.886.0617730 Estaimpuis, since 31-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Insights on LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT
LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT files the abbreviated format. That format states no turnover. The gross margin rose from €227,840 in 2006 to €397,108 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT
- What is the company number of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT?
- The company number of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT is 0413.626.212. The VAT number is the same number with BE in front: BE 0413.626.212.
- Where is LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT based?
- The registered office is at Rue de Roubaix 12, 7520 Tournai.Company details
- What does LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT do?
- According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
- What is the legal form of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT?
- LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT is a private limited company (BV).
- When was LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT founded?
- LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT was founded on 02-01-1974.
- Is LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT still active?
- Yes, LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT is an active enterprise in the KBO register.
- How many employees does LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT have?
- LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT fall under?
- In its 2025 annual accounts, LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT states joint committee 313 (Pharmacies and pricing offices).
- What is the turnover of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €397,108 and 47 comparable companies (NACE 477). It probably lies between €1.1m and €2.2m. In financial year 2024 turnover was €0.
- Is LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT profitable?
- In financial year 2025, LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT made a profit of €31,998.
- Where can I find the annual accounts of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT?
- LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT due?
- LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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