Financials
- Fiscal year
- 2024
- Total assets
- €439,394
- Profit
- €9,308
- Solvency
- 23.0%
Total assets▼ 3.9%
Net result
20182024
COFIMACO
ActiveSummary
COFIMACO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,141 and a net result of €9,308. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€439,394total assets 2024
- Staff
- 1 FTE
- Equity
- €101,141
- Profit
- €9,308
Turnover not published (abridged schema)
Structure
- Largest shareholder
- WIRRY INVEST · 49%
Accounts 64 d overdue0 of 3 deeds read
Why 79- Figures for FY 2024 (filed 01-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €439,394Show the evidence
Checked score
Score 2024
79
/ 100
Excellent
Probability in this band: under 0.55%
Better than 27% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
48+3
equity 23.0% of total assets
Liquidity
45+1
short-term debt 23.6% · cash 3.0%
Profitability
48+2
return on assets 2.1%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -0.6% vs 12-2024
02-2025: 0.3%▼ -0.3% vs 01-2025
03-2025: 0.1%▼ -64.0% vs 02-2025
04-2025: 0.1%▼ -0.9% vs 03-2025lowest value
05-2025: 0.1%▲ +6.3% vs 04-2025
06-2025: 0.1%▲ +2.5% vs 05-2025
07-2025: 0.2%▲ +44.6% vs 06-2025
08-2025: 0.3%▲ +43.4% vs 07-2025
09-2025: 0.3%▲ +23.5% vs 08-2025
10-2025: 0.5%▲ +49.4% vs 09-2025
11-2025: 0.1%▼ -68.3% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.4% vs 12-2025
02-2026: 0.1%▲ +2.8% vs 01-2026
03-2026: 0.2%▲ +12.1% vs 02-2026
04-2026: 0.2%▼ -1.2% vs 03-2026
05-2026: 0.2%▲ +3.6% vs 04-2026
06-2026: 0.2%▲ +1.8% vs 05-2026
07-2026: 0.2%▲ +14.4% vs 06-2026
08-2026: 0.3%▲ +64.8% vs 07-2026
09-2026: 0.4%▲ +17.4% vs 08-2026
10-2026: 0.5%▲ +26.2% vs 09-2026highest value
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Figures for FY 2024 (filed 01-10-2025) raises the probability
- Size: total assets €439,394 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.21 in 2023; short-term debt: 23.6% and cash: 3% of total assets), and 77% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 25%, liquidity 20%, profitability 11%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
30 d late
2021
25 d late
2020
9 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €100,000Eq €101,141 ▲10.1%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Board & ownership
- Largest shareholder
- WIRRY INVEST · 49%
Timeline
- Events
- 13
- Since
- 2016
- 30-09-2025Annual accounts filed
- 31-12-2024Equity above €100,000
- 31-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 21-10-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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