COFIMA
ActiveSummary
COFIMA has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,900 and a net result of €2,485. Equity remains stable across the filed fiscal years (±0.7% per year). The computed 12-month bankruptcy probability is 0.7% (low).
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Signals
This company filed its last 7 accounts on average 49 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
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Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,482 | €1,510 | €1,659 | €1,713 | €1,767 | ▲ 3.2% |
| Gross operating margin9900 | €1,653 | €1,809 | €2,093 | €2,854 | €5,235 | ▲ 83.4% |
| Operating profit (loss)9901 | €171 | €299 | €434 | €1,141 | €3,468 | ▲ 204% |
| Financial charges65/66B | €43 | €39 | €39 | €40 | €45 | ▲ 12.5% |
| Recurring financial charges65 | €43 | €39 | €39 | €40 | €45 | ▲ 12.5% |
| Profit (loss) for the period before taxes9903 | €128 | €260 | €395 | €1,101 | €3,423 | ▲ 211% |
| Income taxes67/77 | €42 | €69 | €106 | €295 | €938 | ▲ 218% |
| Profit (loss) for the period9904 | €86 | €191 | €289 | €806 | €2,485 | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | €86 | €191 | €289 | €806 | €2,485 | ▲ 208% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,722 | €73,124 | €73,424 | €78,712 | €79,432 | ▲ 0.9% |
| Fixed assets21/28 | €72,014 | €72,014 | €72,014 | €78,206 | €78,206 | = |
| Tangible fixed assets22/27 | €72,014 | €72,014 | €72,014 | €78,206 | €78,206 | = |
| Land and buildings22 | €72,014 | €72,014 | €72,014 | €78,206 | €78,206 | = |
| Current assets29/58 | €708 | €1,110 | €1,410 | €506 | €1,226 | ▲ 142% |
| Amounts receivable within one year40/41 | €116 | €378 | €798 | €151 | €251 | ▲ 66.2% |
| Trade receivables40 | - | €303 | €702 | - | - | - |
| Other amounts receivable41 | €116 | €75 | €96 | €151 | €251 | ▲ 66.2% |
| Cash at bank and in hand54/58 | €592 | €732 | €612 | €355 | €975 | ▲ 175% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,722 | €73,124 | €73,424 | €78,712 | €79,432 | ▲ 0.9% |
| Equity10/15 | €61,129 | €61,320 | €61,609 | €62,415 | €64,900 | ▲ 4.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €31,607 | €31,607 | €31,607 | €31,607 | €31,607 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €29,748 | €29,748 | €29,748 | €29,748 | €29,748 | = |
| Profit (loss) carried forward14 | €10,930 | €11,121 | €11,410 | €12,216 | €14,701 | ▲ 20.3% |
| Amounts payable17/49 | €11,593 | €11,804 | €11,815 | €16,297 | €14,532 | ▼ 10.8% |
| Amounts payable within one year42/48 | €11,593 | €11,804 | €11,815 | €16,297 | €14,532 | ▼ 10.8% |
| Trade debts44 | €80 | €70 | €76 | €86 | - | - |
| Suppliers440/4 | €80 | €70 | €76 | €86 | - | - |
| Taxes, remuneration and social security45 | €42 | €69 | €105 | €295 | €933 | ▲ 216% |
| Taxes450/3 | €42 | €69 | €105 | €295 | €933 | ▲ 216% |
| Other amounts payable47/48 | €11,471 | €11,665 | €11,634 | €15,916 | €13,599 | ▼ 14.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €86 | €191 | €289 | €806 | €2,485 | ▲ 208% |
| Operating cash flow (approximation) | €86 | €191 | €289 | €806 | €2,485 | ▲ 208% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€6,192 | €0 | ▲ 100% |
| Change in cash | - | €140 | -€120 | -€257 | €620 | ▲ 341% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026D0918/00M000 | Wallonia | 172 m² | 1 · 61 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.