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COFIBAL

Active
Private limited companyfounded 1999active for 27 yearsAvenue Thomas Edison 131, 1402 Nivelles, Belgium12 active companies are registered at this addressKBO/BCE: BE 0466.832.690
Summary

COFIBAL has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €49,315 and a net result of €26,673. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 341 sector peers (NACE 69, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
COFIBALActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€307,791total assets 2026
Staff
1.7 FTE
Equity
€49,315
Profit
€26,673
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2026 accounts filed 15 days late3 of 5 deeds summarised
Why 87raises risk1 change of registered office in 24 monthslowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2026 (filed 15-10-2026)Size: total assets €307,791Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 69, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Weak
Solvency 41+7
equity 16.0% of total assets
Liquidity 28-3
short-term debt 51.8% · cash 3.7%
Profitability 62+40
return on assets 8.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.2 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.42, compared with 1.84 in 2025, below the usual 1.5; short-term debt: 51.8% and cash: 3.7% of total assets), and 84% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 20% on solvency, 8% on liquidity, 14% on profitability and 91% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for financial year 2026 (filed 15-10-2026)
NBB · annual accounts
lowers risk · Size: total assets €307,791
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 341 sector peers (2026).
NBB · sector comparison
Position among 341 sector peers
Solvency
better than 16%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €49,315
raises risk · 2026 accounts filed 15 days late
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 15-10-2026, 15 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
15 days late
2025
8 days late
2024
3 days late
2023
18 days early
2022
56 days early
2021
28 days late
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Back to profitnet €26,673
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 17% on solvencysector median 62.5% · 341 companies 16.0% View
  • One director decidessole director in office 1 View
  • Active since 1999founded 10-09-1999 27 years View

By topic

Financials

Financial year
2026
Total assets
€307,791
Profit
€26,673
Solvency
16.0%
Total assets▲ 23.4%
Net result
20192026
Go to Financials

Timeline

Events
32
Since
2002
Next accounts
by 30-09-2027
  1. 14-04-2025Registered office
  2. 03-10-2024Annual accounts filed
  3. 15-12-2023Resignation: Jean-François BALTEAU (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
10-09-1999
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

Key facts about COFIBAL

What is the company number of COFIBAL?
0466.832.690. In Belgium the VAT number is the company number with BE in front: BE 0466.832.690.
Where is COFIBAL based?
The registered office is at Avenue Thomas Edison 131, 1402 Nivelles.Company details
What does COFIBAL do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of COFIBAL?
Private limited company (BV).
When was COFIBAL founded?
On 10-09-1999.
Is COFIBAL still active?
Yes, COFIBAL is an active enterprise in the KBO register.
How many employees does COFIBAL have?
On average 1.7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of COFIBAL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COFIBAL profitable?
In financial year 2026, COFIBAL made a profit of €26,673.
Where can I find the annual accounts of COFIBAL?
COFIBAL filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of COFIBAL due?
By 30-09-2027, for financial year 2027.Timeline

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