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COFFRODESIGN

Active Private limited companyfounded 2022active for 3 yearsRue Ferdinand Nicolay 474, 4420 Saint-NicolasKBO/BCE: BE 0795.481.855

Lifetime

3 annual accounts with figures on one time axis
peak €18,067 (2025)
€18,067▲ 226%
lowest -€2,571 (2025)
-€2,571▼ €5,892
peak €9,499 (2024)
€6,928▼ 27.1%
€60,453▼ 22.0%
Board1 name since 2022
1 directorGERACI Raffaele
Documentsfilings and deeds
15-01-202616 days before the deadline
2025micro format
Gross margin from €5,546 to €18,067Loss of €2,571Merger: COFFRODESIGN takes over GERABEL CONSTRUCT 19-05Equity from €9,499 to €6,928Debts from €77,519 to €60,453Investments €32,053

Key points

from the 2025 annual accounts

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Debts

€60,453 90% of the balance sheet
Suppliers 72%Taxes and wages 1%Other 27%

Investments

€32,053 6.6 × depreciation
202320242025

Green is investment, beige is depreciation. Machinery stands 4743.6% higher than in 2024.

Liquidity

0.63 was 1.09 in 2024

Short-term debts fell from €77,519 to €60,453.

Restructuring

2
  • 19-05-2025 merger with GERABEL CONSTRUCT
  • 19-05-2025 merger with GERABEL CONSTRUCT

2 restructurings since 2025. Latest: merger with GERABEL CONSTRUCT.

Position in the sector

€6,928

Less equity than 81% of companies in construction of buildings. Sector median €45,638 · 9,474 companies.

Checked score

32
Weak
Financially stronger than 15% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.2% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.4%lowest value 01-2025: 5.6%▲ +2.2 percentage points vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 5.6%● unchanged vs 02-2025 04-2025: 5.6%● unchanged vs 03-2025 05-2025: 5.6%● unchanged vs 04-2025 06-2025: 7.0%▲ +1.4 percentage points vs 05-2025 07-2025: 7.0%● unchanged vs 06-2025 08-2025: 7.0%● unchanged vs 07-2025 09-2025: 7.0%● unchanged vs 08-2025 10-2025: 8.2%▲ +1.2 percentage points vs 09-2025 11-2025: 9.6%▲ +1.4 percentage points vs 10-2025 12-2025: 9.5%▼ -0.1 percentage points vs 11-2025 01-2026: 9.8%▲ +0.3 percentage points vs 12-2025highest value 02-2026: 6.3%▼ -3.5 percentage points vs 01-2026 03-2026: 6.3%● unchanged vs 02-2026 04-2026: 6.4%▲ +0.1 percentage points vs 03-2026 05-2026: 6.4%● unchanged vs 04-2026 06-2026: 6.4%● unchanged vs 05-2026 07-2026: 6.3%▼ -0.1 percentage points vs 06-2026 08-2026: 6.3%● unchanged vs 07-2026 09-2026: 5.5%▼ -0.8 percentage points vs 08-2026 10-2026: 7.1%▲ +1.6 percentage points vs 09-2026 11-2026: 7.2%▲ +0.1 percentage points vs 10-2026

Financial strength
Weak

35-1equity 10.3% of total assets
3+1short-term debt 89.7% · cash 2.5%
27-47return on assets -3.8%

Score breakdown

raises risk
Founded in 2022
1 change of registered office in 24 months
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 0.63, cash €1,709
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 18% of them on solvency, 5% on liquidity, 19% on profitability and 17% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,271 companies had the same profile as COFFRODESIGN has now. Each dot stands for 4 companies, two years later.

93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of COFFRODESIGN itself is higher: 7.2% within 12 months. It rests on far more data about COFFRODESIGN than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,271 companies, not a prediction for COFFRODESIGN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No publishable credit limit, so credit only on tighter terms

Liquidity is insufficient, with a current ratio of 0.63 (1.09 in 2024), below 1. Short-term debt is 89.7% and cash 2.5% of total assets. 89.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 0.63, cash €1,709
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9471 sector peers (2025).
NBB · sector comparison
Position among 9471 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
16 days early
2024
60 days early
2023
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 23 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 January (3 of the last 3 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

GR
Director
  • GERACI Raffaele 100 sharesdeed of 30-12-2022

Shares in 2 companies, GERABEL CONSTRUCT and LEISURISE

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0795481855
Merger: COFFRODESIGN takes over GERABEL CONSTRUCT “L'entreprise de terrassement, l'entreprise de travaux de drainage, tous travaux de consolidation du sol par…” (deed in French) · The company holds all the shares of GERABEL CONSTRUCT · 100 shares · General meeting of 18-04-2025 · Gazette deed
Merger proposal: COFFRO DESIGN takes over GERABEL CONSTRUCT SRL The company holds all the shares of GERABEL CONSTRUCT SRL · Gazette deed
First establishment LA BOTTEGA -BY GERACI, Rue Ferdinand Nicolay 474, Saint-Nicolas
All 10 events

Comparable companies

same main activity, similar in size and age
Company
COFFRODESIGN Saint-Nicolas €67,381 €18,067 10.3% -
MK Renov Liège €62,628 €19,501 16.1% -
P.Création Anthisnes €76,953 €16,253 67.6% -
NEST-CARE Liège €65,104 €14,296 -17.9% -
ARINY TRADE Laarne €67,672 €19,582 72.8% -
SBJ HOME Asse €73,492 €18,823 90.0% -
CASTRO CONCEPT Grimbergen €70,283 €19,378 28.8% -

These companies have the same main activity as COFFRODESIGN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €62,600 and €77,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 28-12-2022Normal situation
Activity
General construction of residential buildingsNACE 41001and 4 others
Establishment unit
2.365.987.5744420 Saint-Nicolas, since 01-01-2023
Financial year end
30 June
Peppol
Reachable since 22-12-2025
Company details

Annual accounts to 30-06-2025

€67,381▼ 22.6%
Filing
Filed on 15-01-2026, 16 days before the end of the filing period
Financials

Insights on COFFRODESIGN

COFFRODESIGN files the micro format. That format states no turnover. The gross margin rose from €1,293 in 2023 to €18,067 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COFFRODESIGN

What is the company number of COFFRODESIGN?
The company number of COFFRODESIGN is 0795.481.855. The VAT number is the same number with BE in front: BE 0795.481.855.
Where is COFFRODESIGN based?
The registered office is at Rue Ferdinand Nicolay 474, 4420 Saint-Nicolas.Company details
What does COFFRODESIGN do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of COFFRODESIGN?
COFFRODESIGN is a private limited company (BV).
When was COFFRODESIGN founded?
COFFRODESIGN was founded on 28-12-2022.
Is COFFRODESIGN still active?
Yes, COFFRODESIGN is an active enterprise in the KBO register.
What is the turnover of COFFRODESIGN?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €18,067 and 262 comparable companies (NACE 41001). It probably lies between €110,000 and €390,000. It is a rough estimate. In financial year 2023 turnover was €36,258.Financials
Is COFFRODESIGN profitable?
In financial year 2025, COFFRODESIGN made a loss of €2,571.
Where can I find the annual accounts of COFFRODESIGN?
COFFRODESIGN filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COFFRODESIGN due?
COFFRODESIGN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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