COFFEETEAM
ActiveCOFFEETEAM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.42M and a net result of €766k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33=
Solvency39▼-11
Growth80▲+13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.35 in 2024; short-term debt: 82.8% and cash: 8.3% of total assets), and 86.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
1.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4860 sector peers (2025).
NBB · sector comparisonPosition among 4860 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
42 d early
2023
12 d early
2022
21 d early
2021
42 d late
2020
61 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€108.89M▲ 58.3%
2024 · €68.80M
2021: €60.74M
2022: €77.12M
2023: €87.75M
2024: €68.80M
2021 → 2025
EBIT margin
1.9%▼ 0.5pp
2024 · 2.3%
2021: 1.3%
2022: 1.1%
2023: 1.6%
2024: 2.3%
2021 → 2025
Net result
€766k▲ 44.1%
2024 · €531k
2021: €458k
2022: €453k
2023: €465k
2024: €531k
2021 → 2025
Working capital
€7.88M▲ 35.2%
2024 · €5.83M
2021: €4.58M
2022: €5.07M
2023: €6.22M
2024: €5.83M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€60.74M-€77.12M▲ 27.0%€87.75M▲ 13.8%€68.80M▼ 21.6%€108.89M▲ 58.3%
Equity€4.20M-€4.66M▲ 10.8%€5.12M▲ 10.0%€5.65M▲ 10.4%€6.42M▲ 13.5%
Operating result€814k-€883k▲ 8.4%€1.36M▲ 54.5%€1.61M▲ 18.0%€2.05M▲ 27.2%
Net result€458k-€453k▼ 1.0%€465k▲ 2.8%€531k▲ 14.2%€766k▲ 44.1%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47.22M
Fixed assets
€215k▼ 9.8%
Current assets
€47.00M▲ 110%
Equity and liabilities €47.22M
Equity
€6.42M▲ 13.5%
Debt
€40.80M▲ 141%
The debt ratio rises from 75.0% to 86.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2.08M▲
2024 · €1.64M
Cash flow
€801k▲
2024 · €558k
Solvency
13.6%▼
2024 · 25.0%
Current ratio
1.20▼
2024 · 1.35
Quick ratio
0.77▼
2024 · 0.82
Debt / equity
6.36▲
2024 · 2.99
ROE
11.9%▲
2024 · 9.4%
ROA
1.6%▼
2024 · 2.4%
Interest coverage
1.75▲
2024 · 1.52
Debt
€40.80M▲
2024 · €16.92M
Debt ≤ 1 year
€39.12M▲
2024 · €16.50M
Income taxes
€285k▲
2024 · €138k
Staff costs
€691k▲
2024 · €661k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22.57M€47.22M▲
Fixed assets21/28€238k€215k▼
Tangible fixed assets22/27€236k€213k▼
Furniture and vehicles24€236k€213k▼
Financial fixed assets28€2k€2k=
Other financial fixed assets284/8€2k€2k=
Amounts receivable and cash guarantees285/8€2k€2k=
Current assets29/58€22.33M€47.00M▲
Stocks and contracts in progress3€8.80M€16.75M▲
Stocks30/36€8.80M€16.75M▲
Goods purchased for resale34€8.80M€16.75M▲
Amounts receivable within one year40/41€12.92M€25.44M▲
Trade receivables40€12.92M€25.44M▲
Other amounts receivable41€727-
Cash at bank and in hand54/58€482k€3.93M▲
Deferred charges and accrued income490/1€137k€894k▲
Equity and liabilities
Total equity and liabilities10/49€22.57M€47.22M▲
Equity10/15€5.65M€6.42M▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€5.50M€6.27M▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Tax-exempt reserves132-€295k
Distributable reserves133€5.49M€5.96M▲
Amounts payable17/49€16.92M€40.80M▲
Amounts payable within one year42/48€16.50M€39.12M▲
Current portion of amounts payable after more than one year42€9k€4k▼
Financial debts43€15.51M€34.80M▲
Credit institutions430/8€15.51M€34.80M▲
Trade debts44€844k€4.15M▲
Suppliers440/4€844k€4.15M▲
Taxes, remuneration and social security45€142k€161k▲
Taxes450/3€50k€79k▲
Remuneration and social security454/9€92k€82k▼
Accrued charges and deferred income492/3€415k€1.68M▲
Income statement
Code20242025
Operating income70/76A€68.88M€108.89M▲
Turnover70€68.80M€108.89M▲
Other operating income74€489€619▲
Non-recurring operating income76A€81k-
Operating charges60/66A€67.27M€106.85M▲
Goods for resale, raw materials and consumables60€64.82M€104.37M▲
Purchases600/8€61.12M€112.32M▲
Change in stocks: decrease (increase)609€3.70M€-7.95M▼
Services and other goods61€1.76M€1.75M▼
Remuneration, social security and pensions62€661k€691k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€36k▲
Other operating charges640/8€2k€4k▲
Operating profit (loss)9901€1.61M€2.05M▲
Financial income75/76B€138k€196k▲
Recurring financial income75€138k€196k▲
Income from financial fixed assets750€138k€190k▲
Income from current assets751€165€6k▲
Financial charges65/66B€1.08M€1.19M▲
Recurring financial charges65€1.08M€1.19M▲
Debt charges650€1.08M€1.19M▲
Other financial charges652/9€2k€5k▲
Profit (loss) for the period before taxes9903€669k€1.05M▲
Income taxes67/77€138k€285k▲
Taxes670/3€170k€285k▲
Tax adjustments and reversals of tax provisions77€32k-
Profit (loss) for the period9904€531k€766k▲
Transfer to tax-exempt reserves689-€295k
Profit (loss) for the period to be appropriated9905€531k€471k▼
Appropriation of the result
Profit (loss) to be appropriated9906€531k€471k▼
Transfer to equity691/2€531k€471k▼
To other reserves6921€531k€471k▼
Social balance
Average headcount (FTE)90875.96.7▲
The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative3 facts ▸
- General meeting, 04/12/2025
- Auditor appointment, BDO Bedrijfsrevisoren BV (commissaris)
- Permanent representative, Philippe Venken
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2021net €766k ▲44.1%
Operating result €2.05M, net result €766k, both a record.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
19-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Equity above €5MEq €5.12M ▲10%
3 profitable years in a row build equity to €5.12M.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €453k ▼1%
Net result drops to €453k, the lowest in the series; recovery starts the following year.
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 42 days late
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Lemanstraat 742600 AntwerpenGround area
924 m²
Building footprint
562 m²
Volume, LiDAR
9,099 m³
Parcel 11303B0436/00P013, Flanders · tallest building 24.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Coffeeteam
since 20062.177.242.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0436/00P013 | Flanders | 924 m² | 1 · 562 m² | 24.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| BDO Bedrijfsrevisoren bvCurrent Statutory auditor · represented by Philippe Venken | 04-08-2026 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.177.242.105
Legal Entity Identifier
549300DF59OF9L558J60
Similar companies · same sector, comparable size
EUROPEAN SPICE SERVICES
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briz coffee
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Kortrijk · Eq €6.78M
MIKO COFFEE SERVICE
BE 0429.197.383
Turnhout · Eq €5.98M
SUPREMO
BE 0436.434.078
Brugge · Eq €5.70M
The Spice Factory
BE 0419.907.357
Braine-l'Alleud · Eq €8.41M
Of 406 companies in sector 46370 we hold annual accounts for 210. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-2006
Fiscal year end30-06
Activities, NACEBEL
46370Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.