COFFEE MIRRA
ActiveCOFFEE MIRRA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €35k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+7
Solvency64▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.51 in 2024; short-term debt: 60.2% and cash: 9.6% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
21 d early
2023
61 d late
2021
51 d late
2020
29 d late
2019
42 d early
2018
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▲ 234%
2024 · €11k
2018: €5k
2019: €-2k
2020: €-2k
2021: €10k
2023: €3k
2024: €11k
2018 → 2025
Working capital
€126k▲ 42.0%
2024 · €89k
2018: €74k
2019: €63k
2020: €66k
2021: €91k
2023: €86k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€84k-€94k▲ 11.9%€88k▼ 6.1%€99k▲ 11.9%€134k▲ 35.5%
Operating result€-568-€10k€6k▼ 45.3%€15k▲ 168%€45k▲ 202%
Net result€-2k-€10k€3k▼ 70.5%€11k▲ 255%€35k▲ 234%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€12k▼ 14.5%
Current assets
€335k▲ 28.0%
Equity and liabilities €347k
Equity
€134k▲ 35.5%
Debt
€213k▲ 20.4%
The debt ratio falls from 64.1% to 61.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €18k
Cash flow
€37k▲
2024 · €13k
Solvency
38.6%▲
2024 · 35.9%
Current ratio
1.60▲
2024 · 1.51
Quick ratio
0.99▲
2024 · 0.68
Debt / equity
1.59▼
2024 · 1.79
ROE
26.2%▲
2024 · 10.6%
ROA
10.1%▲
2024 · 3.8%
Interest coverage
165.61▲
2024 · 14.55
Debt
€213k▲
2024 · €177k
Debt ≤ 1 year
€209k▲
2024 · €173k
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€10k▲
2024 · €3k
Staff costs
€37k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€347k▲
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€2-
Financial fixed assets28€10k€10k=
Current assets29/58€261k€335k▲
Stocks and contracts in progress3€144k€129k▼
Stocks30/36€144k€129k▼
Amounts receivable within one year40/41€86k€169k▲
Trade receivables40€86k€169k▲
Cash at bank and in hand54/58€27k€33k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€276k€347k▲
Equity10/15€99k€134k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€78k€113k▲
Amounts payable17/49€177k€213k▲
Amounts payable after more than one year17€3k€3k=
Financial debts170/4€3k€3k=
Amounts payable within one year42/48€173k€209k▲
Current portion of amounts payable after more than one year42€7k-
Trade debts44€87k€80k▼
Suppliers440/4€87k€80k▼
Advances received on contracts in progress46€38k€38k=
Taxes, remuneration and social security45€19k€41k▲
Taxes450/3€10k€23k▲
Remuneration and social security454/9€8k€18k▲
Other amounts payable47/48€21k€49k▲
Accrued charges and deferred income492/3€543€543=
Income statement
Code20242025
Remuneration, social security and pensions62€39k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A€9k-
Gross operating margin9900€72k€86k▲
Operating profit (loss)9901€15k€45k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€287▼
Recurring financial charges65€1k€287▼
Profit (loss) for the period before taxes9903€14k€45k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€11k€35k▲
Profit (loss) for the period to be appropriated9905€11k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€113k▲
Profit (loss) brought forward from the previous period14P€68k€78k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Highest result since 2018net €35k ▲234%
Operating result €45k, net result €35k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲35.5%
4 profitable years in a row build equity to €134k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onze Lieve Vrouwstraat 111910 KampenhoutGround area
885 m²
Building footprint
304 m²
Volume, LiDAR
1,837 m³
2 parcels, Brussels, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HORECA MIRRA SPRL
since 20082.174.347.644
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23055C0227/00L002 | Flanders | 663 m² | 1 · 81 m² | 8.4 m · 2 fl. |
| 21006A0175/00R003 | Brussels | 222 m² | 1 · 223 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvere2.174.347.644
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KAVUS COFFEE ROASTERS
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Of 406 companies in sector 46370 we hold annual accounts for 210. 152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2008
Fiscal year end31-12
Activities, NACEBEL
46370Wholesale trade
46442Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.