COEUR DU ZOUTE
ActiveCOEUR DU ZOUTE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €802k and a net result of €-47k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-36
Solvency38▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.44 in 2024; short-term debt: 36.6% and cash: 2.4% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 909 sector peers (2025).
NBB · sector comparisonPosition among 909 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€802k▼ 5.5%
2024 · €848k
2018: €550k
2019: €552k
2020: €571k
2021: €590k
2022: €635k
2023: €665k
2024: €848k
2018 → 2025
Total assets
€6.14M▲ 19.6%
2024 · €5.13M
2018: €1.93M
2019: €1.88M
2020: €2.07M
2021: €3.99M
2022: €3.96M
2023: €6.04M
2024: €5.13M
2018 → 2025
Net result
€-47k
2024 · €183k
2018: €7k
2019: €2k
2020: €19k
2021: €19k
2022: €65k
2023: €30k
2024: €183k
2018 → 2025
Working capital
€270k▼ 41.7%
2024 · €462k
2018: €191k
2019: €157k
2020: €129k
2021: €693k
2022: €990k
2023: €443k
2024: €462k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€590k-€635k▲ 7.6%€665k▲ 4.8%€848k▲ 27.6%€802k▼ 5.5%
Operating result€39k-€132k▲ 234%€121k▼ 7.7%€293k▲ 141%€-70k
Net result€19k-€65k▲ 241%€30k▼ 53.5%€183k▲ 506%€-47k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €70k after €293k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.14M
Fixed assets
€3.63M=
Current assets
€2.52M▲ 66.8%
Equity and liabilities €6.14M
Equity
€802k▼ 5.5%
Provisions
€90k▼ 4.2%
Debt
€5.25M▲ 25.3%
The debt ratio rises from 81.6% to 85.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €390k
Cash flow
€58k▼
2024 · €280k
Solvency
13.1%▼
2024 · 16.5%
Current ratio
1.12▼
2024 · 1.44
Quick ratio
0.40▼
2024 · 1.44
Debt / equity
6.55▲
2024 · 4.94
ROE
-5.8%▼
2024 · 21.6%
ROA
-0.8%▼
2024 · 3.6%
Interest coverage
0.46▼
2024 · 4.14
Debt
€5.25M▲
2024 · €4.19M
Debt ≤ 1 year
€2.25M▲
2024 · €1.05M
Debt > 1 year
€2.95M▼
2024 · €3.12M
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.13M€6.14M▲
Fixed assets21/28€3.63M€3.63M=
Tangible fixed assets22/27€3.62M€3.62M=
Land and buildings22€1.72M€1.76M▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€49k▲
Other tangible fixed assets26€1.89M€1.81M▼
Financial fixed assets28€10k€10k=
Current assets29/58€1.51M€2.52M▲
Amounts receivable after more than one year29€266k€420k▲
Trade receivables290€266k€420k▲
Stocks and contracts in progress3-€1.62M
Stocks30/36-€1.62M
Amounts receivable within one year40/41€931k€321k▼
Trade receivables40€931k€321k▼
Cash at bank and in hand54/58€183k€146k▼
Deferred charges and accrued income490/1€129k€5k▼
Equity and liabilities
Total equity and liabilities10/49€5.13M€6.14M▲
Equity10/15€848k€802k▼
Contributions10/11€287k€287k=
Capital10€287k€287k=
Issued capital100€287k€287k=
Reserves13€561k€515k▼
Non-distributable reserves130/1€29k€29k=
Legal reserve130€29k€29k=
Tax-exempt reserves132€282k€270k▼
Distributable reserves133€251k€216k▼
Provisions and deferred taxes16€94k€90k▼
Deferred taxes168€94k€90k▼
Amounts payable17/49€4.19M€5.25M▲
Amounts payable after more than one year17€3.12M€2.95M▼
Financial debts170/4€3.12M€2.95M▼
Amounts payable within one year42/48€1.05M€2.25M▲
Current portion of amounts payable after more than one year42€147k€151k▲
Financial debts43€82k€23k▼
Credit institutions430/8€82k€23k▼
Trade debts44€9k€14k▲
Suppliers440/4€9k€14k▲
Taxes, remuneration and social security45€3k€19k▲
Taxes450/3€3k€19k▲
Other amounts payable47/48€805k€2.04M▲
Accrued charges and deferred income492/3€27k€60k▲
Income statement
Code20242025
Non-recurring operating income76A€273k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€105k▲
Other operating charges640/8€11k€32k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€400k€69k▼
Operating profit (loss)9901€293k€-70k▼
Financial income75/76B€43k€98k▲
Recurring financial income75€43k€98k▲
Financial charges65/66B€94k€75k▼
Recurring financial charges65€94k€75k▼
Profit (loss) for the period before taxes9903€242k€-48k▼
Transfer from deferred taxes780€5k€4k▼
Transfer to deferred taxes680€63k-
Income taxes67/77-€3k
Profit (loss) for the period9904€183k€-47k▼
Transfer from tax-exempt reserves789€15k€12k▼
Transfer to tax-exempt reserves689€190k-
Profit (loss) for the period to be appropriated9905€8k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-35k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-47k ▼125%
Net result drops to €-47k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €183k ▲506%
Operating result €293k, net result €183k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheepvaartlaan 363500 HasseltGround area
2,078 m²
Building footprint
1,021 m²
Volume, LiDAR
24,957 m³
Parcel 71327G0288/00Z000, Flanders · tallest building 29.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
COEUR DU ZOUTE
since 19972.083.829.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0288/00Z000 | Flanders | 2,078 m² | 1 · 1,021 m² | 29.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500HKJWF9DIVPSJ21
Similar companies · same sector, comparable size
RENTIES
BE 0437.979.546
Kortrijk · Eq €795k
SOBELTAX LOCATION FLEURUS
BE 0556.801.378
Charleroi · Eq €828k
AUTOMOBILIA & Co
BE 0431.369.589
Roeselare · Eq €774k
ONE 2 ONE LEASE
BE 1006.654.419
Antwerpen · Eq €831k
AB RENT
BE 0436.458.329
Meise · Eq €835k
Of 1,443 companies in sector 77110 we hold annual accounts for 726. 382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-08-1997
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
46120Wholesale trade
52210Service activities incidental to land transportation
53200Other postal and courier activities
68110Buying and selling of own real estate
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.