Coertjens Isabelle
ActiveSummary
Coertjens Isabelle has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €29k. Its solvency ranks better than 64% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.15; short-term debt: 23.4% and cash: 74.4% of total assets), and 23.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
67.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€33k
Total assets
€42k
Net result
€29k
Working capital
€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €42k
Fixed assets
€1k
Current assets
€41k
Equity and liabilities €42k
Equity
€33k
Debt
€10k
Debt finances 23.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€29k
Current ratio
4.15
Debt to equity
0.31
ROE
87.7%
ROA
67.1%
Interest coverage
38.05
Debt ≤ 1 year
€10k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€42k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€41k
Amounts receivable within one year40/41€9k
Trade receivables40€8k
Other amounts receivable41€867
Cash at bank and in hand54/58€32k
Deferred charges and accrued income490/1€495
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€33k
Contributions10/11€4k
Reserves13€29k
Distributable reserves133€29k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376
Other operating charges640/8€6k
Gross operating margin9900€45k
Operating profit (loss)9901€38k
Financial income75/76B€46
Recurring financial income75€46
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€37k
Income taxes67/77€9k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Transfer to equity691/2€29k
To other reserves6921€29k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leukenstraat 93990 PeerGround area
548 m²
Building footprint
130 m²
Volume, LiDAR
460 m³
Parcel 72030A0520/00G000, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coertjens Isabelle
since 20252.369.684.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030A0520/00G000 | Flanders | 548 m² | 1 · 130 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
86995Nutrition and dietetics services
96230Day spas, saunas and steam baths
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.