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Coeck

Active
Public limited companyfounded 1960active for 66 yearsDe Laetstraat 6, 2845 Niel, BelgiumKBO/BCE: BE 0403.665.795
Summary

Coeck has been active since 1960 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46.0m and a net result of €3.0m. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 79% of 6,142 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Manufacture of other non-metallic mineral products NACE 23610
Largest company by total assets in Niel1 site
Size
€133.2mturnover 2025
Staff
141.8 FTE
Equity
€46.0m
Profit
€3.0m
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
ICO · 99.93%
Auditor: BV MOORE AUDIT2025 accounts 16 days early4 of 15 deeds summarised
Why 97lowers riskFounded in 1960Size: turnover €133.2m, 141.8 FTE, total assets €62.8mEquity €46.0m (73.2% of total assets)Liquidity: current ratio 2.84, cash €6.1mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 46, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 98+2
equity 73.2% of total assets
Liquidity 53+6
short-term debt 24.9% · cash 9.7%
Profitability 65=
return on assets 4.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (746 companies, NACE 46, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €4,450,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.84, compared with 2.59 in 2024, above the usual 1.5; short-term debt: 24.9% and cash: 9.7% of total assets), and 26.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, medium-sized): better than 84% on solvency, 79% on liquidity, 62% on profitability and 69% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1960
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €133.2m, 141.8 FTE, total assets €62.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €46.0m (73.2% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.84, cash €6.1m
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
2 days early
2023
22 days early
2022
6 days early
2021
23 days early
2020
10 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 14 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointment: MOORE AUDIT BV (statutory auditor)Gazette deed
  2. Annual accounts filedfinancial year 2025 · full…
  3. Permanent representatives: Pieterjan Boeykens and Marc…Gazette deed

Financials · financial year 2025, full format

Turnover
€133.2m▲ 9.9%
2024 · €121.3m
EBIT margin
4.4%▲ 0.1pp
2024 · 4.3%
Net result
€3.0m▲ 16.6%
2024 · €2.6m
Working capital
€28.7m▲ 13.1%
2024 · €25.4m
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result recovers in 2025; 2025 is 12% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€133.2m 2025 Operating result€5.8m 2025 Net result€3.0m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Turnover€108.1m-€124.3m▲ 14.9%€134.8m▲ 8.5%€124.5m▼ 7.6%€117.6m▼ 5.5%€121.3m▲ 3.1%€133.2m▲ 9.9%
Operating result€3.2m-€7.0m▲ 116%€9.4m▲ 35.0%€8.7m▼ 7.8%€7.2m▼ 17.6%€5.2m▼ 27.4%€5.8m▲ 11.5%
Net result€1.3m-€3.7mabove the sector's middle half▲ 189%€5.7mabove the sector's middle half▲ 55.2%€5.4mabove the sector's middle half▼ 5.5%€4.2mabove the sector's middle half▼ 20.9%€2.6mabove the sector's middle half▼ 39.5%€3.0mabove the sector's middle half▲ 16.6%
EBIT margin3.0%-5.6%▲ 2.6pp7.0%▲ 1.4pp7.0%=6.1%▼ 0.9pp4.3%▼ 1.8pp4.4%▲ 0.1pp
Equity€21.6m-€25.2mabove the sector's middle half▲ 16.9%€30.9mabove the sector's middle half▲ 22.5%€36.2mabove the sector's middle half▲ 17.3%€40.5mabove the sector's middle half▲ 11.7%€43.0mabove the sector's middle half▲ 6.3%€46.0mabove the sector's middle half▲ 6.9%
Total assets€41.6m-€44.6mabove the sector's middle half▲ 7.4%€49.6mabove the sector's middle half▲ 11.2%€52.7mabove the sector's middle half▲ 6.1%€56.9mabove the sector's middle half▲ 8.1%€60.4mabove the sector's middle half▲ 6.1%€62.8mabove the sector's middle half▲ 4.0%
Debt€20.0m-€18.4m▼ 7.9%€17.6m▼ 4.6%€15.0m▼ 14.4%€14.9m▼ 0.6%€16.0m▲ 7.0%€15.6m▼ 2.3%
Working capital€14.9m-€19.6mabove the sector's middle half▲ 31.9%€23.3mabove the sector's middle half▲ 18.7%€26.2mabove the sector's middle half▲ 12.4%€22.3mabove the sector's middle half▼ 15.1%€25.4mabove the sector's middle half▲ 14.1%€28.7mabove the sector's middle half▲ 13.1%
Solvency51.9%-56.5%within the sector's middle half▲ 4.6pp62.2%above the sector's middle half▲ 5.7pp68.8%above the sector's middle half▲ 6.6pp71.1%above the sector's middle half▲ 2.3pp71.3%above the sector's middle half▲ 0.2pp73.2%above the sector's middle half▲ 2.0pp
Current ratio1.77-2.07within the sector's middle half▲ 0.302.33within the sector's middle half▲ 0.262.74above the sector's middle half▲ 0.412.49within the sector's middle half▼ 0.252.59within the sector's middle half▲ 0.102.84within the sector's middle half▲ 0.25
Return on assets (ROA)3.0%-8.2%within the sector's middle half▲ 5.1pp11.4%above the sector's middle half▲ 3.2pp10.2%within the sector's middle half▼ 1.2pp7.4%within the sector's middle half▼ 2.7pp4.2%within the sector's middle half▼ 3.2pp4.8%within the sector's middle half▲ 0.5pp
Staff (FTE)120.4-129.7above the sector's middle half▲ 7.7%137.1above the sector's middle half▲ 5.7%149.8above the sector's middle half▲ 9.3%135.6above the sector's middle half▼ 9.5%134.5above the sector's middle half▼ 0.8%141.8above the sector's middle half▲ 5.4%
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62.8m
Fixed assets €18.5m ▼ 2.8%
Current assets €44.4m ▲ 7.2%
Equity and liabilities €62.8m
Equity €46.0m ▲ 6.9%
Provisions €1.2m ▼ 12.7%
Debt €15.6m ▼ 2.3%
Debt's share of the balance-sheet total falls from 26.5% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8.5m▲
2024 · €7.8m
Cash flow
€5.7m▲
2024 · €5.2m
Quick ratio
1.98▲
2024 · 1.76
Debt to equity
0.34▼
2024 · 0.37
ROE
6.5%▲
2024 · 5.9%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€15.6m▼
2024 · €16.0m
Income taxes
€1.1m▲
2024 · €994,885
Staff costs
€11.2m▲
2024 · €10.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,887 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 97.9% are still going.

  • Medium-sized
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.1% went bankrupt
2.0% stopped otherwise
97.9% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,887 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 85 lines
Balance sheet Code20242025
Assets
Total assets20/58€60.4m€62.8m▲
Fixed assets21/28€19.0m€18.5m▼
Intangible fixed assets21€1.4m€1.0m▼
Tangible fixed assets22/27€10.1m€10.0m▼
Land and buildings22€1.1m€1.1m▲
Plant, machinery and equipment23€6.7m€6.7m▼
Furniture and vehicles24€2.3m€2.2m▼
Financial fixed assets28€7.5m€7.5m=
Affiliated companies280/1€7.5m€7.5m=
Amounts receivable281€7.5m€7.5m=
Other financial fixed assets284/8€0.01m€0.01m=
Amounts receivable and cash guarantees285/8€0.01m€0.01m=
Current assets29/58€41.4m€44.4m▲
Stocks and contracts in progress3€13.3m€13.4m▲
Stocks30/36€13.3m€13.4m▲
Raw materials and consumables30/31€0.004m€0.004m=
Goods purchased for resale34€13.3m€13.4m▲
Amounts receivable within one year40/41€24.6m€24.8m▲
Trade receivables40€23.1m€23.3m▲
Other amounts receivable41€1.4m€1.5m▲
Cash at bank and in hand54/58€3.5m€6.1m▲
Deferred charges and accrued income490/1€0.08m€0.08m▲
Equity and liabilities
Total equity and liabilities10/49€60.4m€62.8m▲
Equity10/15€43.0m€46.0m▲
Contributions10/11€0.6m€0.6m=
Capital10€0.2m€0.2m=
Issued capital100€0.2m€0.2m=
Contributions outside capital11€0.3m€0.3m=
Share premium1100/10€0.3m€0.3m=
Reserves13€42.5m€45.5m▲
Non-distributable reserves130/1€0.02m€0.02m=
Legal reserve130€0.02m€0.02m=
Tax-exempt reserves132€4.0m€3.6m▼
Distributable reserves133€38.5m€41.8m▲
Provisions and deferred taxes16€1.4m€1.2m▼
Provisions for liabilities and charges160/5€1.1m€1.0m▼
Other liabilities and charges164/5€1.1m€1.0m▼
Deferred taxes168€0.3m€0.2m▼
Amounts payable17/49€16.0m€15.6m▼
Amounts payable within one year42/48€16.0m€15.6m▼
Trade debts44€12.5m€11.6m▼
Suppliers440/4€12.5m€11.6m▼
Taxes, remuneration and social security45€3.2m€3.6m▲
Taxes450/3€1.7m€1.8m▲
Remuneration and social security454/9€1.5m€1.9m▲
Other amounts payable47/48€0.4m€0.4m▼
Income statement Code20242025
Operating income70/76A€123.1m€135.4m▲
Turnover70€121.3m€133.2m▲
Change in stocks of work in progress, finished goods and contracts in progress71€0-
Other operating income74€1.8m€2.2m▲
Non-recurring operating income76A€0.02m€0.003m▼
Operating charges60/66A€117.9m€129.6m▲
Goods for resale, raw materials and consumables60€92.0m€100.4m▲
Purchases600/8€92.6m€100.6m▲
Change in stocks: decrease (increase)609-€0.6m-€0.1m▲
Services and other goods61€13.3m€15.2m▲
Remuneration, social security and pensions62€10.0m€11.2m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.6m€2.8m▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0.01m▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.08m-€0.09m▼
Other operating charges640/8€0.1m€0.1m▲
Non-recurring operating charges66A€0.003m€0▼
Operating profit (loss)9901€5.2m€5.8m▲
Financial income75/76B€0.7m€0.7m▲
Recurring financial income75€0.7m€0.7m▲
Income from current assets751€0.001m€0▼
Other financial income752/9€0.7m€0.7m▲
Financial charges65/66B€2.4m€2.4m▲
Recurring financial charges65€2.4m€2.4m▲
Debt charges650€0.07m€0.05m▼
Other financial charges652/9€2.3m€2.4m▲
Profit (loss) for the period before taxes9903€3.5m€4.0m▲
Transfer from deferred taxes780€0.08m€0.08m=
Transfer to deferred taxes680€0-
Income taxes67/77€1.0m€1.1m▲
Taxes670/3€1.0m€1.1m▲
Tax adjustments and reversals of tax provisions77€0.008m€0▼
Profit (loss) for the period9904€2.6m€3.0m▲
Transfer from tax-exempt reserves789€1.1m€1.4m▲
Transfer to tax-exempt reserves689€1.0m€1.0m=
Profit (loss) for the period to be appropriated9905€2.7m€3.4m▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.7m€3.4m▲
Transfer to equity691/2€2.7m€3.4m▲
To other reserves6921€2.7m€3.4m▲
Social balance sheet
Average headcount (FTE)9087134.5141.8▲

The notes to these accounts (73 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Operating income70/76A--€138.4m€129.3m€118.3m€123.1m€135.4m▲ 10.0%
Turnover70€108.1m€124.3m€134.8m€124.5m€117.6m€121.3m€133.2m▲ 9.9%
Change in stocks of work in progress, finished goods and contracts in progress71--€1.0m€0.4m-€2.9m€0--
Other operating income74--€2.6m€3.5m€1.9m€1.8m€2.2m▲ 19.7%
Non-recurring operating income76A--€0.009m€0.9m€1.6m€0.02m€0.003m▼ 84.9%
Operating charges60/66A--€129.0m€120.6m€111.2m€117.9m€129.6m▲ 9.9%
Goods for resale, raw materials and consumables60--€103.9m€92.9m€87.0m€92.0m€100.4m▲ 9.1%
Purchases600/8--€106.1m€95.1m€89.0m€92.6m€100.6m▲ 8.6%
Change in stocks: decrease (increase)609---€2.1m-€2.2m-€2.0m-€0.6m-€0.1m▲ 76.9%
Services and other goods61--€14.5m€15.5m€12.7m€13.3m€15.2m▲ 14.3%
Remuneration, social security and pensions62--€8.7m€9.8m€9.5m€10.0m€11.2m▲ 12.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.7m€1.5m€1.5m€2.0m€2.3m€2.6m€2.8m▲ 5.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€0.008m€0.1m-€0.1m€0€0.01m-
Provisions for liabilities and charges: additions (uses and reversals)635/8--€0.2m€0.2m-€0.2m-€0.08m-€0.09m▼ 20.0%
Other operating charges640/8--€0.1m€0.1m€0.1m€0.1m€0.1m▲ 9.8%
Non-recurring operating charges66A--€0.002m--€0.003m€0▼ 100%
Operating profit (loss)9901€3.2m€7.0m€9.4m€8.7m€7.2m€5.2m€5.8m▲ 11.5%
Financial income75/76B--€1.1m€0.8m€0.7m€0.7m€0.7m▲ 0.5%
Recurring financial income75€1.0m€1.1m€1.1m€0.8m€0.7m€0.7m€0.7m▲ 0.5%
Income from current assets751--€16-€279€0.001m€0▼ 100%
Other financial income752/9--€1.1m€0.8m€0.7m€0.7m€0.7m▲ 0.7%
Financial charges65/66B--€2.8m€2.3m€2.2m€2.4m€2.4m▲ 1.4%
Recurring financial charges65€2.3m€2.4m€2.8m€2.3m€2.2m€2.4m€2.4m▲ 1.4%
Debt charges650€0.04m€0.03m€0.02m€0.008m€0.05m€0.07m€0.05m▼ 31.3%
Other financial charges652/9--€2.8m€2.3m€2.2m€2.3m€2.4m▲ 2.4%
Profit (loss) for the period before taxes9903€2.0m€5.7m€7.7m€7.2m€5.7m€3.5m€4.0m▲ 16.4%
Transfer from deferred taxes780----€0.04m€0.08m€0.08m=
Transfer to deferred taxes680----€0.4m€0--
Income taxes67/77€0.7m€2.0m€2.1m€1.9m€1.1m€1.0m€1.1m▲ 14.5%
Taxes670/3--€2.1m€1.9m€1.1m€1.0m€1.1m▲ 13.7%
Tax adjustments and reversals of tax provisions77---€0.03m-€0.008m€0▼ 100%
Profit (loss) for the period9904€1.3m€3.7m€5.7m€5.4m€4.2m€2.6m€3.0m▲ 16.6%
Transfer from tax-exempt reserves789---€0.09m€0.1m€1.1m€1.4m▲ 22.1%
Transfer to tax-exempt reserves689---€2.0m€2.2m€1.0m€1.0m=
Profit (loss) for the period to be appropriated9905€1.3m€3.7m€5.7m€3.4m€2.1m€2.7m€3.4m▲ 25.1%
Line2019202020212022202320242025Change
Assets
Total assets20/58€41.6m€44.6m€49.6m€52.7m€56.9m€60.4m€62.8m▲ 4.0%
Fixed assets21/28€7.3m€6.6m€8.7m€11.4m€19.7m€19.0m€18.5m▼ 2.8%
Intangible fixed assets21----€1.8m€1.4m€1.0m▼ 28.8%
Tangible fixed assets22/27€7.3m€6.6m€8.7m€11.4m€10.4m€10.1m€10.0m▼ 1.3%
Land and buildings22--€1.5m€1.3m€1.2m€1.1m€1.1m▲ 0.4%
Plant, machinery and equipment23--€6.1m€8.1m€7.6m€6.7m€6.7m▼ 0.5%
Furniture and vehicles24--€1.2m€1.9m€1.6m€2.3m€2.2m▼ 4.2%
Financial fixed assets28€0.004m€0.007m€0.007m€0.007m€7.5m€7.5m€7.5m=
Affiliated companies280/1----€7.5m€7.5m€7.5m=
Amounts receivable281----€7.5m€7.5m€7.5m=
Other financial fixed assets284/8--€0.007m€0.007m€0.009m€0.01m€0.01m=
Amounts receivable and cash guarantees285/8--€0.007m€0.007m€0.009m€0.01m€0.01m=
Current assets29/58€34.2m€38.1m€40.9m€41.3m€37.2m€41.4m€44.4m▲ 7.2%
Stocks and contracts in progress3€8.7m€7.9m€11.0m€13.6m€12.7m€13.3m€13.4m▲ 1.0%
Stocks30/36--€11.0m€13.6m€12.7m€13.3m€13.4m▲ 1.0%
Raw materials and consumables30/31--€0.004m€0.004m€0.004m€0.004m€0.004m=
Finished goods33--€2.5m€2.9m----
Goods purchased for resale34--€8.6m€10.8m€12.7m€13.3m€13.4m▲ 1.0%
Amounts receivable within one year40/41€23.1m€26.6m€24.0m€21.2m€21.5m€24.6m€24.8m▲ 1.0%
Trade receivables40--€21.9m€19.5m€20.0m€23.1m€23.3m▲ 0.8%
Other amounts receivable41--€2.1m€1.7m€1.4m€1.4m€1.5m▲ 3.2%
Cash at bank and in hand54/58€2.4m€3.6m€5.9m€6.4m€3.0m€3.5m€6.1m▲ 74.6%
Deferred charges and accrued income490/1--€0.005m€0.01m€0.08m€0.08m€0.08m▲ 2.6%
Equity and liabilities
Total equity and liabilities10/49€41.6m€44.6m€49.6m€52.7m€56.9m€60.4m€62.8m▲ 4.0%
Equity10/15€21.6m€25.2m€30.9m€36.2m€40.5m€43.0m€46.0m▲ 6.9%
Contributions10/11€0.2m€0.2m€0.6m€0.6m€0.6m€0.6m€0.6m=
Capital10--€0.2m€0.2m€0.2m€0.2m€0.2m=
Issued capital100--€0.2m€0.2m€0.2m€0.2m€0.2m=
Contributions outside capital11--€0.3m€0.3m€0.3m€0.3m€0.3m=
Share premium1100/10--€0.3m€0.3m€0.3m€0.3m€0.3m=
Reserves13€21.0m€24.7m€30.3m€35.7m€39.9m€42.5m€45.5m▲ 7.0%
Non-distributable reserves130/1--€0.02m€0.02m€0.02m€0.02m€0.02m=
Legal reserve130--€0.02m€0.02m€0.02m€0.02m€0.02m=
Tax-exempt reserves132--€0.09m€2.0m€4.1m€4.0m€3.6m▼ 9.4%
Distributable reserves133--€30.2m€33.6m€35.8m€38.5m€41.8m▲ 8.7%
Provisions and deferred taxes16-€1.0m€1.2m€1.4m€1.5m€1.4m€1.2m▼ 12.7%
Provisions for liabilities and charges160/5--€1.2m€1.4m€1.2m€1.1m€1.0m▼ 8.4%
Other liabilities and charges164/5--€1.2m€1.4m€1.2m€1.1m€1.0m▼ 8.4%
Deferred taxes168----€0.4m€0.3m€0.2m▼ 28.8%
Amounts payable17/49€20.0m€18.4m€17.6m€15.0m€14.9m€16.0m€15.6m▼ 2.3%
Amounts payable after more than one year17€0.6m-------
Amounts payable within one year42/48€19.3m€18.4m€17.6m€15.0m€14.9m€16.0m€15.6m▼ 2.3%
Trade debts44€13.9m€14.7m€14.8m€11.7m€11.8m€12.5m€11.6m▼ 6.7%
Suppliers440/4--€14.8m€11.7m€11.8m€12.5m€11.6m▼ 6.7%
Taxes, remuneration and social security45--€2.7m€2.8m€2.8m€3.2m€3.6m▲ 14.8%
Taxes450/3--€1.3m€1.2m€1.3m€1.7m€1.8m▲ 7.0%
Remuneration and social security454/9--€1.4m€1.6m€1.5m€1.5m€1.9m▲ 23.4%
Other amounts payable47/48---€0.5m€0.4m€0.4m€0.4m▼ 0.4%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€1.3m€3.7m€5.7m€5.4m€4.2m€2.6m€3.0m▲ 16.6%
+ Depreciation and write-downs630€1.7m€1.5m€1.5m€2.0m€2.3m€2.6m€2.8m▲ 5.8%
Operating cash flow (approximation)€2.9m€5.2m€7.2m€7.3m€6.5m€5.2m€5.7m▲ 11.2%
Investment in fixed assets (approximation)--€0.8m-€3.7m-€4.6m-€10.6m-€1.9m-€2.2m▼ 19.0%
Change in cash-€1.2m€2.3m€0.6m-€3.5m€0.5m€2.6m▲ 390%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 48 filings with the National Bank
Financial year Type Filed Reference
30-09-2025 full format 14-04-2026 2026-00079085
30-09-2024 full format 28-04-2025 2025-00077138
30-09-2023 full format 08-04-2024 2024-00058994
30-09-2022 full format 24-04-2023 2023-00064489
30-09-2021 full format 07-04-2022 2022-20001128
30-09-2020 full format 20-04-2021 2021-10700496
30-09-2019 full format 08-04-2020 2020-09000192
30-09-2018 full format 30-04-2019 2019-11700589
30-09-2017 full format 09-04-2018 2018-09400568
30-09-2016 full format 04-05-2017 2017-11300064

Show all 48 filings

Similar companies · same sector, comparable size

Of the 1,766 active companies whose main activity is wholesale of construction materials, general range (NACE 46831), figures are known for 1,401. 162 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 8 entries · €49,578 awarded · €40,992 paid
Year Entries AwardedPaid
2025 1 €809€809
2024 1 €2,914€2,914
2023 4 €12,577€33,941
2022 2 €33,278€3,328
Schemes
2 entries · €36,734 · €28,734 paid · Vlaams Energie- en Klimaatagentschap
3 entries · €5,261 · €5,261 paid · Departement Werk en Sociale Economie
2 entries · €4,835 · €4,249 paid · Fonds voor Innoveren en Ondernemen
1 entry · €2,748 · €2,748 paid · Departement Mobiliteit en Openbare Werken

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
under verification, last change in 2023
This board is reconstructed from a single act (23323698). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 3

Catherine Coeck
Director · since 14-03-2023
Current
Ludo Coeck
Director · since 14-03-2023
Current
Thomas Coeck
Director · since 14-03-2023
Current

Statutory auditor 1

BV MOORE AUDIT
Statutory auditor · since 31-03-2023 · permanent representative: Boeykens Pieterjan
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
11 of this company's 15 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

4 people since 2023, 4 in office
Show
  • Board
  • Statutory auditor
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Catherine Coeck
  • Director, since before 14-03-2023
Ludo Coeck
  • Director, since before 14-03-2023
Thomas Coeck
  • Director, since before 14-03-2023
BV MOORE AUDIT
  • Statutory auditor, from 31-03-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Chain of control

  1. ICO 99.93%
  2. Coeck

Highest known parent: ICO. The sources do not say who stands above it.

Owners 1

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

3 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Coeck was incorporated on 16 March 1960.1 In 2023 the company took the name Coeck.2 Turnover grew from €108.1m in 2019 to €133.2m in 2025 and headcount from 120 to 142 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-03-2023
  3. 3National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 30-04-2027
2026
01-06
Gazette deed Reappointment: MOORE AUDIT BV (statutory auditor)
2 facts ▸
  • General meeting, 27-03-2026
  • Auditor reappointment, MOORE AUDIT BV (statutory auditor)
14-04
NBB filing Annual accounts filed
financial year 2025 · full format
2025
21-05
Gazette deed Permanent representatives: Pieterjan Boeykens and Marc Marissen
4 facts ▸
  • Board meeting, “kennisname beslissing commissaris, bestuursorgaan” (deed in Dutch)
  • Other provision, “commissaris, commissarismandaat” (deed in Dutch)
  • Permanent representative, Pieterjan Boeykens
  • Permanent representative, Marc Marissen
28-04
NBB filing Annual accounts filed
financial year 2024 · full format
2024
08-04
NBB filing Annual accounts filed
financial year 2023 · full format
2023
22-06
Gazette deed Reappointment: Moore Audit BV (commissaris revisor)
2 facts ▸
  • General meeting, 31-03-2023
  • Auditor reappointment, Moore Audit BV (commissaris revisor)
24-04
NBB filing Annual accounts filed
financial year 2022 · full format
17-03
Gazette deed Reappointments: Ludo Coeck, Catherine Coeck and Thomas Coeck
Amendment of the articles · Name change · Purpose change12 facts ▸
  • General meeting, 14-03-2023
  • Other provision, 01-01-2020, “onderwerping aan dwingende bepalingen WVV” (deed in Dutch)
  • Amendment of the articles (2 times)
  • Name change, Coeck
  • Purpose change
  • Director reappointment, Ludo Coeck (director)
  • Director reappointment, Catherine Coeck (director)
  • Director reappointment, Thomas Coeck (director)
  • Registered office clause, “2845 Niel,De Laetstraat 6” (deed in Dutch)
  • Power of attorney
  • Power of attorney, Johan Rooms
  • Board meeting, 14-03-2023
2022
07-04
NBB filing Annual accounts filed
financial year 2021 · full format
2021
30-09
Financial Highest result from 2019 to 2025net €5.7m ▲55.2%
Operating result €9.4m, net result €5.7m, both a record.
20-04
NBB filing Annual accounts filed
financial year 2020 · full format
2020
30-09
Financial Equity above €25mequity €25.2m ▲16.9%
A profit in every financial year since 2019 builds equity to €25.2m.
Show earlier events
08-04
NBB filing Annual accounts filed
financial year 2019 · full format
2019
30-04
NBB filing Annual accounts filed
financial year 2018 · full format
2018
09-04
NBB filing Annual accounts filed
financial year 2017 · full format
2017
04-05
NBB filing Annual accounts filed
financial year 2016 · full format · 4 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 48 annual accounts filed, the latest 10 are here; all 48 are under Financials.
4 of 15 deeds read
About the unread acts

Of the 15 Belgian Official Gazette deeds we know for this company, 4 have been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded16-03-1960
Financial year end30-09
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
46831Wholesale of construction materials, general range
E-invoicing
Reachable via Peppol
Peppol ID 0208:0403665795
Also 9925:BE0403665795
Registered 27-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

894500QEBDJ867JTE719
no longer live in the LEI register

Environmental permits

12 applications in Flanders since 2017 · 7 granted · 1 refused
Nieuwbouw of aanleggen
Granted on 31-03-2026submitted 19-01-2026authority: Nielproject 2025159628
Nieuwbouw of aanleggen
Refused on 18-09-2025submitted 24-12-2024authority: Provincie Antwerpenproject 2024140677
Bouwen of herbouwen; Het reliëf van de bodem aanmerkelijk wijzigen; Slopen van niet vrijstaande gebouwen of constructies; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Granted on 19-12-2024submitted 09-10-2024authority: Provincie Antwerpenproject 2024132980
Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Discontinued on 01-10-2024submitted 05-09-2024authority: Provincie Antwerpenproject 2024083424
Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies
Granted on 31-08-2023submitted 16-06-2023authority: Provincie Antwerpenproject 2023076545
Bouwen of herbouwen; Slopen of verwijderen; Slopen van niet vrijstaande gebouwen of constructies
Granted on 19-05-2022submitted 24-02-2022authority: Provincie Antwerpenproject 2021184029
Een grond gebruiken, aanleggen of inrichten; Slopen van niet vrijstaande gebouwen of constructies; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Granted on 28-10-2021submitted 10-08-2021authority: Provincie Antwerpenproject 2021128568
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Discontinued on 03-08-2021submitted 07-07-2021authority: Provincie Antwerpenproject 2021101053
Bouwen of herbouwen
Granted on 16-03-2021submitted 18-12-2020authority: Nielproject 2020151959
Bouwen of herbouwen
Granted on 25-01-2018submitted 17-11-2017authority: Provincie Antwerpenproject 2017009063

The 10 most recent of 12 applications.

Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 1960
registered office establishment The establishment unit on the map
Ground area
886 m²
Building footprint
1,041 m²
Building volume
8,619 m³
Parcel 11030A0615/00M002, Flanders · tallest building 13.9 m. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Betonfabriek Frans Coeck
De Laetstraat 6, 2845 NielManufacture of other non-metallic mineral products
since 1960unit no. 2.005.179.842
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11030A0615/00M002 Flanders 886 m² 1 · 1,041 m² 13.9 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 21-05-2025

Read from the deeds: 1 provision, deed of 21-05-2025