Financials
- Fiscal year
- 2025
- Total assets
- €39,485
- Loss
- -€631
- Solvency
- 36.1%
CODITA RENOV
ActiveSummary
CODITA RENOV has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,249 and a net result of -€631. Its solvency ranks better than 38% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Floor and wall tiling
NACE 43331
1 site
Size
€39,485total assets 2025
- Equity
- €14,249
- Loss
- -€631
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts on time1 of 3 deeds read
Why 69- Size: total assets €39,485- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.45, cash €8,156+ Figures for FY 2025 (filed 31-07-2026)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 32% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
61
equity 36.1% of total assets
Liquidity
42
short-term debt 63.9% · cash 20.7%
Profitability
58
return on assets -1.6%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.8%
12-2024: 2.8%● 0.0% vs 11-2024
01-2025: 2.8%● 0.0% vs 12-2024
02-2025: 2.8%● 0.0% vs 01-2025
03-2025: 2.8%● 0.0% vs 02-2025
04-2025: 2.8%● 0.0% vs 03-2025
05-2025: 2.8%● 0.0% vs 04-2025
06-2025: 2.8%● 0.0% vs 05-2025
07-2025: 2.8%● 0.0% vs 06-2025
08-2025: 2.8%● 0.0% vs 07-2025
09-2025: 2.8%● 0.0% vs 08-2025
10-2025: 2.8%● 0.0% vs 09-2025
11-2025: 2.8%▲ +0.5% vs 10-2025highest value
12-2025: 2.8%● 0.0% vs 11-2025highest value
01-2026: 2.8%● 0.0% vs 12-2025highest value
02-2026: 2.8%● 0.0% vs 01-2026highest value
03-2026: 2.8%● 0.0% vs 02-2026highest value
04-2026: 2.4%▼ -15.8% vs 03-2026
05-2026: 2.4%● 0.0% vs 04-2026
06-2026: 2.3%▼ -4.1% vs 05-2026
07-2026: 2.3%● 0.0% vs 06-2026
08-2026: 0.7%▼ -71.5% vs 07-2026
09-2026: 0.6%▼ -1.4% vs 08-2026
10-2026: 0.6%▼ -10.1% vs 09-2026lowest value
- Liquidity: current ratio 1.45, cash €8,156 lowers the probability
- Size: total assets €39,485 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Figures for FY 2025 (filed 31-07-2026) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.45; short-term debt: 63.9% and cash: 20.7% of total assets), and 63.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 38%, liquidity 32%, profitability 27%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Resignations: CODITA Petru (manager) and BANDURSCHII…Appointments: CODITA Petru, BANDURSCHII Inga…
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 2
- Since
- 2026
- 31-07-2026Annual accounts filed
- 05-03-2026Resignations: CODITA Petru (manager) and BANDURSCHII Inga…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 21-08-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 39
- Purpose
- L'étude et la réalisation de tous travaux de construction, publics et privés, en qualité…
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