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CODIS CONSULT

Active
Private limited companyfounded 2023active for 3 yearsKallestraat 62, 9080 Lochristi, BelgiumKBO/BCE: BE 0802.883.747
Summary

CODIS CONSULT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,036 and a net result of €20,847. Its solvency ranks better than 50% of 2,581 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€50,526total assets 2025
Equity
€22,036
Profit
€20,847
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 28 days early0 of 1 deed read
Why 97raises riskFounded in 2023lowers riskSector: Education (NACE 85)Liquidity: current ratio 1.90, cash €30,794Size: total assets €50,526Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Strong
Solvency 69+38
equity 43.6% of total assets
Liquidity 75+22
short-term debt 50.6% · cash 60.9%
Profitability 100+34
return on assets 41.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,807 companies, NACE 85, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.4 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.2 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.9, compared with 1.09 in 2024, above the usual 1.5; short-term debt: 50.6% and cash: 60.9% of total assets), but 56.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 48% on solvency, 65% on liquidity, 90% on profitability and 99% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.90, cash €30,794
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €50,526
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-01-2026, 28 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
28 days early
2024
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end21-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €20,847
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€22,036▲ 976%
2024 · €2,048
Total assets
€50,526▲ 37.9%
2024 · €36,653
Net result
€20,847
2024 · -€952
Working capital
€23,030▲ 694%
2024 · €2,902
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 15,803% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€30,412 2025 Net result€20,847 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€191-€30,412▲ 15,803%
Net result-€952within the sector's middle half-€20,847within the sector's middle half
Equity€2,048below the sector's middle half-€22,036within the sector's middle half▲ 976%
Total assets€36,653within the sector's middle half-€50,526within the sector's middle half▲ 37.9%
Debt€34,605-€28,490▼ 17.7%
Working capital€2,902within the sector's middle half-€23,030within the sector's middle half▲ 694%
Solvency5.6%below the sector's middle half-43.6%within the sector's middle half▲ 38.0pp
Current ratio1.09within the sector's middle half-1.90within the sector's middle half▲ 0.81
Return on assets (ROA)-2.6%below the sector's middle half-41.3%above the sector's middle half▲ 43.9pp
above within below the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50,526
Fixed assets €1,946 ▼ 25.8%
Current assets €48,580 ▲ 42.8%
Equity and liabilities €50,526
Equity €22,036 ▲ 976%
Debt €28,490 ▼ 17.7%
Debt's share of the balance-sheet total falls from 94.4% to 56.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,011▲
2024 · €1,517
Cash flow
€22,446▲
2024 · €373
Debt to equity
1.29▼
2024 · 16.90
ROE
94.6%▲
2024 · -46.5%
Interest coverage
over 100▲
2024 · 18.07
Debt ≤ 1 year
€25,550▼
2024 · €31,127
Income taxes
€9,437▲
2024 · €1,086
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€36,653€50,526▲
Fixed assets21/28€2,624€1,946▼
Tangible fixed assets22/27€2,624€1,946▼
Furniture and vehicles24€2,624€1,946▼
Current assets29/58€34,029€48,580▲
Amounts receivable within one year40/41€12,680€13,456▲
Trade receivables40€12,680€13,456▲
Cash at bank and in hand54/58€19,839€30,794▲
Deferred charges and accrued income490/1€1,510€4,330▲
Equity and liabilities
Total equity and liabilities10/49€36,653€50,526▲
Equity10/15€2,048€22,036▲
Contributions10/11€3,000€3,000=
Reserves13-€19,036
Distributable reserves133-€19,036
Profit (loss) carried forward14-€952€0▲
Amounts payable17/49€34,605€28,490▼
Amounts payable within one year42/48€31,127€25,550▼
Trade debts44€5,845€3,812▼
Suppliers440/4€5,845€3,812▼
Taxes, remuneration and social security45€9,343€17,462▲
Taxes450/3€9,343€17,462▲
Other amounts payable47/48€15,938€4,275▼
Accrued charges and deferred income492/3€3,478€2,940▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,325€1,599▲
Other operating charges640/8€347€214▼
Gross operating margin9900€1,864€32,225▲
Operating profit (loss)9901€191€30,412▲
Financial income75/76B€27€0▼
Recurring financial income75€27€0▼
Financial charges65/66B€84€128▲
Recurring financial charges65€84€128▲
Profit (loss) for the period before taxes9903€134€30,284▲
Income taxes67/77€1,086€9,437▲
Profit (loss) for the period9904-€952€20,847▲
Profit (loss) for the period to be appropriated9905-€952€20,847▲
Appropriation of the result
Profit (loss) to be appropriated9906-€952€19,895▲
Profit (loss) brought forward from the previous period14P--€952
Transfer to equity691/2-€19,036
To other reserves6921-€19,036
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,325€1,599▲ 20.7%
Other operating charges640/8€347€214▼ 38.4%
Gross operating margin9900€1,864€32,225▲ 1,629%
Operating profit (loss)9901€191€30,412▲ 15,803%
Financial income75/76B€27€0▼ 100%
Recurring financial income75€27€0▼ 100%
Financial charges65/66B€84€128▲ 52.1%
Recurring financial charges65€84€128▲ 52.1%
Profit (loss) for the period before taxes9903€134€30,284▲ 22,519%
Income taxes67/77€1,086€9,437▲ 769%
Profit (loss) for the period9904-€952€20,847-
Profit (loss) for the period to be appropriated9905-€952€20,847-
Line20242025Change
Assets
Total assets20/58€36,653€50,526▲ 37.9%
Fixed assets21/28€2,624€1,946▼ 25.8%
Tangible fixed assets22/27€2,624€1,946▼ 25.8%
Furniture and vehicles24€2,624€1,946▼ 25.8%
Current assets29/58€34,029€48,580▲ 42.8%
Amounts receivable within one year40/41€12,680€13,456▲ 6.1%
Trade receivables40€12,680€13,456▲ 6.1%
Cash at bank and in hand54/58€19,839€30,794▲ 55.2%
Deferred charges and accrued income490/1€1,510€4,330▲ 187%
Equity and liabilities
Total equity and liabilities10/49€36,653€50,526▲ 37.9%
Equity10/15€2,048€22,036▲ 976%
Contributions10/11€3,000€3,000=
Reserves13-€19,036-
Distributable reserves133-€19,036-
Profit (loss) carried forward14-€952€0-
Amounts payable17/49€34,605€28,490▼ 17.7%
Amounts payable within one year42/48€31,127€25,550▼ 17.9%
Trade debts44€5,845€3,812▼ 34.8%
Suppliers440/4€5,845€3,812▼ 34.8%
Taxes, remuneration and social security45€9,343€17,462▲ 86.9%
Taxes450/3€9,343€17,462▲ 86.9%
Other amounts payable47/48€15,938€4,275▼ 73.2%
Accrued charges and deferred income492/3€3,478€2,940▼ 15.5%
Line20242025Change
Profit (loss) for the period9904-€952€20,847-
+ Depreciation and write-downs630€1,325€1,599▲ 20.7%
Operating cash flow (approximation)€373€22,446▲ 5,914%
Investment in fixed assets (approximation)--€921-
Change in cash-€10,955-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
30-06-2025 micro format 03-01-2026 2026-00000452
30-06-2024 micro format 04-01-2025 2025-00629882

Similar companies · same sector, comparable size

Of the 11,652 active companies whose main activity is other education (NACE 85599), figures are known for 1,339. 944 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2023 to 2025 · 2 entries · €851 awarded · €851 paid
Year Entries AwardedPaid
2025 1 €236€236
2023 1 €615€615
Schemes
2 entries · €851 · €851 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CODIS CONSULT was incorporated on 19 June 2023 as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
03-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
30-06
Financial Back to profitnet €20,847
Net result €20,847 after one loss-making year.
04-01
NBB filing Annual accounts filed
financial year 2024 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded19-06-2023
Financial year end30-06
Activities, NACEBEL 2025
85599Other education
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802883747
Also 9925:BE0802883747
Registered 21-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
579 m²
Building footprint
109 m²
Building volume
29 m³
Parcel 44077A1289/00G000, Flanders · tallest building 5.2 m. Linked by address, not a title deed.
1 establishment unit
Codis Consult
Kallestraat 62, 9080 LochristiOther education
since 2023unit no. 2.346.325.080
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44077A1289/00G000 Flanders 579 m² 1 · 109 m² 5.2 m
How the parcels are linked
Good to know
The parcel matches the address exactly.