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Codingi

Active
Private limited companyfounded 20251 year activeZwijnaardsesteenweg 280, 9000 Gent, BelgiumKBO/BCE: BE 1020.627.565
Summary

Codingi has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,718 and a net result of €2,551. Its solvency ranks better than 31% of 38,911 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€5,355total assets 2025
Equity
€1,718
Profit
€2,551
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 45 days early0 of 1 deed read
Why 95- Founded in 2025+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.47, cash €4,911+ Size: total assets €5,355Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 57
equity 32.1% of total assets
Liquidity 64
short-term debt 67.9% · cash 91.7%
Profitability 100
return on assets 47.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,281 companies)
Last 24 months 04-2026: 0.4% 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 32% on solvency, 56% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.47, cash €4,911
NBB · annual accounts
lowers risk · Size: total assets €5,355
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
45 days early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials · fiscal year 2025, micro schema

Equity
€1,718
Total assets
€5,355
Net result
€2,551
Working capital
€1,718

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €5,355
Equity €1,718
Debt €3,638
Debt finances 67.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€4,236
Cash flow
€3,598
Current ratio
1.47
Debt to equity
2.12
ROE
148.5%
ROA
47.6%
Debt ≤ 1 year
€3,638
Income taxes
€638

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€5,355
Current assets29/58€5,355
Cash at bank and in hand54/58€4,911
Deferred charges and accrued income490/1€444
Equity and liabilities
Total equity and liabilities10/49€5,355
Equity10/15€1,718
Reserves13€1,718
Distributable reserves133€1,718
Profit (loss) carried forward14€0
Amounts payable17/49€3,638
Amounts payable within one year42/48€3,638
Taxes, remuneration and social security45€638
Taxes450/3€638
Other amounts payable47/48€3,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,048
Gross operating margin9900€4,236
Operating profit (loss)9901€3,188
Profit (loss) for the period before taxes9903€3,188
Income taxes67/77€638
Profit (loss) for the period9904€2,551
Profit (loss) for the period to be appropriated9905€2,551
Appropriation of the result
Profit (loss) to be appropriated9906€2,551
Transfer to equity691/2€1,718
To other reserves6921€1,718
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,048
Gross operating margin9900€4,236
Operating profit (loss)9901€3,188
Profit (loss) for the period before taxes9903€3,188
Income taxes67/77€638
Profit (loss) for the period9904€2,551
Profit (loss) for the period to be appropriated9905€2,551
Line2025
Assets
Total assets20/58€5,355
Current assets29/58€5,355
Cash at bank and in hand54/58€4,911
Deferred charges and accrued income490/1€444
Equity and liabilities
Total equity and liabilities10/49€5,355
Equity10/15€1,718
Reserves13€1,718
Distributable reserves133€1,718
Profit (loss) carried forward14€0
Amounts payable17/49€3,638
Amounts payable within one year42/48€3,638
Taxes, remuneration and social security45€638
Taxes450/3€638
Other amounts payable47/48€3,000
Line2025
Profit (loss) for the period9904€2,551
+ Depreciation and write-downs630€1,048
Operating cash flow (approximation)€3,598

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 3 March 2025, Codingi was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded03-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020627565
Also 9925:BE1020627565
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 8 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
59 m²
Building footprint
38 m²
Volume, LiDAR
388 m³
Parcel 44808H0128/00P002, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Codingi
Zwijnaardsesteenweg 280, 9000 GentComputer programming
since 2025unit no. 2.371.424.821
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0128/00P002 Flanders 59 m² 1 · 38 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.