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Coding Vibes

Active
Private limited companyfounded 2024active for 2 yearsKlotputten 21, 2370 Arendonk, BelgiumKBO/BCE: BE 1004.585.646
Summary

Coding Vibes has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,203 and a net result of €10,366. Its solvency ranks better than 87% of 20,965 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€41,617total assets 2025
Equity
€37,203
Profit
€10,366
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 53 days early1 of 2 deeds read
Why 98raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 7.73, cash €19,315Equity €37,203 (89.4% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 100
equity 89.4% of total assets
Liquidity 100
short-term debt 10.6% · cash 46.4%
Profitability 100
return on assets 24.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)
Last 24 months 02-2025: 0.4% 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.6%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026highest value 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.6 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 7.73, above the usual 1.5; short-term debt: 10.6% and cash: 46.4% of total assets), and 10.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 92% on liquidity and 65% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 7.73, cash €19,315
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €37,203 (89.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
53 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Amendment of the articles · Legal-form…Appointments: Moore Audit BV (statutory…

Financials · financial year 2025, micro format

Equity
€37,203
Total assets
€41,617
Net result
€10,366
Working capital
€29,723

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €41,617
Fixed assets €7,480
Current assets €34,137
Equity and liabilities €41,617
Equity €37,203
Debt €4,414
Debt finances 10.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€19,796
Cash flow
€15,360
Current ratio
7.73
Debt to equity
0.12
ROE
27.9%
ROA
24.9%
Interest coverage
62.40
Debt ≤ 1 year
€4,414
Income taxes
€4,504

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€41,617
Fixed assets21/28€7,480
Tangible fixed assets22/27€7,450
Furniture and vehicles24€7,450
Financial fixed assets28€30
Current assets29/58€34,137
Amounts receivable within one year40/41€13,548
Trade receivables40€6,885
Other amounts receivable41€6,663
Cash at bank and in hand54/58€19,315
Deferred charges and accrued income490/1€1,274
Equity and liabilities
Total equity and liabilities10/49€41,617
Equity10/15€37,203
Contributions10/11€1,000
Reserves13€36,203
Distributable reserves133€36,203
Amounts payable17/49€4,414
Amounts payable within one year42/48€4,414
Current portion of amounts payable after more than one year42€1,507
Trade debts44€2,043
Suppliers440/4€2,043
Other amounts payable47/48€863
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,994
Other operating charges640/8€690
Gross operating margin9900€20,486
Operating profit (loss)9901€14,803
Financial income75/76B€385
Recurring financial income75€385
Financial charges65/66B€317
Recurring financial charges65€317
Profit (loss) for the period before taxes9903€14,870
Income taxes67/77€4,504
Profit (loss) for the period9904€10,366
Profit (loss) for the period to be appropriated9905€10,366
Appropriation of the result
Profit (loss) to be appropriated9906€10,366
Transfer to equity691/2€9,533
To other reserves6921€9,533
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,994
Other operating charges640/8€690
Gross operating margin9900€20,486
Operating profit (loss)9901€14,803
Financial income75/76B€385
Recurring financial income75€385
Financial charges65/66B€317
Recurring financial charges65€317
Profit (loss) for the period before taxes9903€14,870
Income taxes67/77€4,504
Profit (loss) for the period9904€10,366
Profit (loss) for the period to be appropriated9905€10,366
Line2025
Assets
Total assets20/58€41,617
Fixed assets21/28€7,480
Tangible fixed assets22/27€7,450
Furniture and vehicles24€7,450
Financial fixed assets28€30
Current assets29/58€34,137
Amounts receivable within one year40/41€13,548
Trade receivables40€6,885
Other amounts receivable41€6,663
Cash at bank and in hand54/58€19,315
Deferred charges and accrued income490/1€1,274
Equity and liabilities
Total equity and liabilities10/49€41,617
Equity10/15€37,203
Contributions10/11€1,000
Reserves13€36,203
Distributable reserves133€36,203
Amounts payable17/49€4,414
Amounts payable within one year42/48€4,414
Current portion of amounts payable after more than one year42€1,507
Trade debts44€2,043
Suppliers440/4€2,043
Other amounts payable47/48€863
Line2025
Profit (loss) for the period9904€10,366
+ Depreciation and write-downs630€4,994
Operating cash flow (approximation)€15,360

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 08-06-2026 2026-00147650

Similar companies · same sector, comparable size

Of the 16,956 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,928. 6,712 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Coding Vibes was incorporated on 11 January 2024.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
08-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
28-08
Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
Appointments: Moore Audit BV (statutory auditor) and KEVELAERS, Jurgen Jeanne Gustaaf (director) · Resignation: KEVELAERS, Jurgen Jeanne Gustaaf (manager) · Incorporation34 facts ▸
  • Other provision, 14-08-2025
  • General meeting, 13-08-2025
  • Incorporation, 02-01-2024
  • Other provision, “statuten, oprichting” (deed in Dutch)
  • Partner, KEVELAERS, Jurgen Jeanne Gustaaf (general partner)
  • Shareholding, 99
  • Partner, VAN WAGENSVELD, Nella Gertruda (limited partner)
  • Shareholding, 1
  • Capital
  • Other provision, “aandelen” (deed in Dutch)
  • Other provision, “voorzitter, buitengewone algemene vergadering” (deed in Dutch)
  • Other provision, “toelichting en voorlezing akte” (deed in Dutch)
  • +22 further facts in this act
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded11-01-2024
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004585646
Also 9925:BE1004585646
Registered 19-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,672 m²
Building footprint
223 m²
Building volume
1,123 m³
Parcel 13322C1345/00B000, Flanders · tallest building 7.3 m. Linked by address, not a title deed.
1 establishment unit
Coding Vibes
Klotputten 21, 2370 ArendonkComputer programming
since 2024unit no. 2.354.379.248
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
13322C1345/00B000 Flanders 1,672 m² 1 · 223 m² 7.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verlenen van advies en praktische hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie en automatisatie…” (deed in Dutch)
37 activities (deed in Dutch)
  1. Het verlenen van advies en praktische hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie en automatisatie.
  2. Het berekenen van kosten en baten van de voorgestelde maatregelen op gebied van planning, organisatie en automatisatie.
  3. Het verlenen aan de ondernemingen waarin zij deelneemt van alle bijstand hetzij technisch, commercieel of administratief, hetzij op het vlak van algemeen beheer of financieel.
  4. Het voeren van het dagelijkse management van vennootschappen, hieronder worden ondermeer vervat, zonder dat de opsomming beperkend is:
  5. Organisatie en planning van het productieproces, de logistieke afhandeling en kwaliteitscontrole.
  6. It-consultancy en ontwikkeling
  7. Het bepalen van het aankoopbeleid, het verkoopbeleid, onderhandelen met klanten en leveranciers.
  8. Het verbeteren en op punt stellen van de administratieve organisatie
  9. Alle vormen van secretariaatswerk (= het verbeteren en op punt stellen van de administratieve organisatie).
  10. Het ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
  11. Het ontwerpen van publicitaire teksten en slogans
  12. Het verlenen van softwarediensten, adviezen en bijstand in de automatiseren en gebruik van computerapparatuur, daaronder begrepen de voorbereiding, analyse en programmering, netwerkinstallatie, alsook de opleiding van gespecialiseerd personeel
  13. De bewerking van digitale gegevens, verrijking, selectie en koppeling van digitale gegevens op gegevensdragers
  14. Het verzamelen, bewerken, archiveren en verspreiden van informatie, kortom database beheer.
  15. Marktonderzoek en analyse; klantenbeheer en gegevensverzameling
  16. Verhuren of huren , de aan- en verkoop, import export van roerende goederen.
  17. Groothandel in computers, randapparatuur en software.
  18. Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels.
  19. Ontwerpen en programmeren van computerprogramma's.
  20. Computerconsultancy-activiteiten.
  21. Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur
  22. Activiteiten van systeemintegrators.
  23. Beheer van computerfaciliteiten.
  24. Overige diensten op het gebied van informatietechnologie en computer.
  25. Gegevensverwerking, webhosting en aanverwante activiteiten.
  26. Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant : - invoeren van gegevens - volledige verwerking van gegevens.
  27. Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden.
  28. Samenstelling van databanken door samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen: uurroosters, industriële catalogi, wetenschappelijke gegevens, enz.
  29. Opslag van gegevens door middel van een computerrecord in een bepaald formaat.
  30. Terbeschikking stellen van databank : leveren van gegevens voor gebruikers (individueel of in groep), in een bepaalde volgorde, door online terugzoeken of door toegankelijkheid van de gegevens.
  31. Webportalen
  32. Overige zakelijke dienstverlening, n.e.g.
  33. Verkoop, begeleiding, management, consultancy en het organiseren van activiteiten op het gebied van onder andere personeelszaken, personeelsbeleid, absenteïsme, aanwezigheidsbeleid, controleactiviteiten, financiële zaken, immobiliën, management, teambuilding, bedrijfsorganisatie, export, import, kredieten, onderhandelingen, commercieel werk, solliciteren, softwareontwikkeling, softwarebeheer, en alle activiteiten die hiermee verband kunnen houden, inclusief het organiseren en uitvoeren van controleactiviteiten op alle mogelijke gebieden, zowel van medische als van andere aard.
  34. Consultancy, opleidingen organiseren, individuele of groepsbegeleiding en het uitvoeren van alle mogelijke activiteiten op het gebied van communicatie, onderhouden van relaties, ontspanning en alle activiteiten die hiermee verband houden zoals reizen, feesten eet- en drankgelegenheden, wandelingen en verkoop van producten
  35. Het inhuren en opleiden van of samenwerken met specialisten voor alle mogelijke activiteiten
  36. Onderneming in onroerende goederen
  37. Verhuren of huren , de aan- en verkoop, import export van roerende goederen.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Coding Vibes
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)

deed of 28-08-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Daily managementWho may handle the everyday running of the business without the full board.
The delegates act alone
Board ruleHow the board is made up, meets and takes decisions.
“1, ad nutum herroepbaar bij besluit van de algemene vergadering voor niet-statutaire bestuurders” (deed in Dutch)

deed of 28-08-2025

Capital, shares and profit

Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
One provision in the deed

deed of 28-08-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
1 June at 18:00
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…” (deed in Dutch)
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
“1” (deed in Dutch)

deed of 28-08-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Liquidation distribution: “Na aanzuivering van alle schulden, lasten en kosten van de vereffening of consignatie van de nodige sommen om die te voldoen en na…” (deed in Dutch)
2 more provisions in the deed, see the deed of 28-08-2025

deed of 28-08-2025