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Codictive

Active Private limited companyfounded 2019active for 7 yearsTessenderloseweg 78B, 3290 DiestKBO/BCE: BE 0721.961.397
Codictive
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €47,380 (2024)
€39,004▼ 17.7%
lowest -€5,831 (2021)
€16,933▼ 34.6%
peak €27,452 (2022)
€6,200▼ 65.9%
€75,690▼ 9.3%
Board1 name since 2019
1 directorDansercoer Jasper
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €47,380 to €39,004Result from €25,909 to €16,933Dividend €28,913Equity from €18,180 to €6,200Cash from €9,304 to €400

Key points

from the 2025 annual accounts

Equity

€6,200 ▼ 65.9%
18,1802024+16,933Profit-28,913Dividend6,2002025

Codictive paid out €28,913 in dividends. That is 171% of the 2025 profit.

Debts

€75,690 92% of the balance sheet
Financial debts 27%Suppliers 6%Taxes and wages 10%Other 57%

Of this, €55,174 falls due within a year.

Filings

6 annual accounts 4 late
AprilJune31 JulyOctober202020222024

The 2022 accounts came latest: 59 days after the end of the period.

Checked score

82
Excellent
Financially stronger than 23% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.3 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Weak

33-10equity 7.6% of total assets
15-19short-term debt 67.4% · cash 0.5%
95-5return on assets 20.7%

Score breakdown

raises risk
Liquidity: current ratio 0.72, cash €400, halved
Founded in 2019
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €81,890
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 15% of them on solvency, 6% on liquidity, 59% on profitability and 11% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,153 companies had the same profile as Codictive has now. Each dot stands for 6 companies, two years later.

96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of Codictive itself is lower: 0.3% within 12 months. It rests on far more data about Codictive than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,153 companies, not a prediction for Codictive. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.72 (0.85 in 2024), below 1. Short-term debt is 67.4% and cash 0.5% of total assets. 92.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €81,890
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.72, cash €400, halved
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 21208 sector peers (2025).
NBB · sector comparison
Position among 21208 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
36 days early
2024
41 days early
2023
21 days late
2022
59 days late
2021
31 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 11 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DJ
Dansercoer Jasper
Director
Board & ownership

Recent changes

Registered office moved from Mortsel to Diest New registered office: Tessenderloseweg 78b, 3290 Diest · Previous registered office: Rubensstraat 54, 2640 Mortsel · Change of role: Dansercoer Jasper, from statutory manager to statutory director · General meeting of 19-12-2023 · Gazette deed
Registered office moved from Lokeren to Mortsel New registered office: Rubensstraat 54 te 2640 Mortsel · Previous registered office: Vieremmersstraat 6A bus 102-9160 Lokeren - België · Board meeting of 30-09-2019 · Gazette deed
Incorporation Founders: DANSERCOER Jasper and GERAERT Katrien · Founding capital of €18,600, 18,600 shares, €6,200 paid up · Appointment: DANSERCOER Jasper (manager) · published on 11-03-2019 · Gazette deed
First establishment Tessenderloseweg 78b, Diest
All 13 events

Comparable companies

same main activity, similar in size and age
Company
Codictive Diest €81,890 €39,004 7.6% -
YOUR OWN REVOLUTION Grimbergen €80,709 €36,251 83.5% -
FAIDLAB Pajottegem €88,752 €46,298 31.7% -
APPY BELGIUM Overijse €87,843 €40,366 73.3% -
DEMAXIT Walcourt €82,756 €37,783 16.5% -
#ANT Ghent €91,229 €41,495 63.5% -
QUANTUM CONSULTING Jodoigne €75,615 €35,844 4.0% -

These companies have the same main activity as Codictive: computer programming (NACE 62100). They are comparable in size and age: total assets between €75,600 and €91,200, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 07-03-2019Normal situation
Activity
Computer programmingNACE 62100and 4 others
Establishment unit
2.289.594.3343290 Diest, since 07-03-2019
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€39,004▼ 17.7%
≈ €130,000estimated
€16,933▼ 34.6%
€6,200▼ 65.9%
€81,890▼ 19.4%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on Codictive

Codictive files the micro format. That format states no turnover. The gross margin rose from €36,644 in 2020 to €39,004 in 2025.

The balance sheet grew most from 2022 to 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 25-06-2026, 36 days before the deadline
€39,004
▼ 17.7%
€23,131
▼ 36.7%
€16,933
▼ 34.6%
-€15,694
▼ €7,503
7.6%
▼ 10.3 percentage points
0.72
▼ 0.13

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €100,000 and €170,000.

Balance sheet

balance sheet total €81,890 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

7.6%

Higher than 13% of 21,208 companies in 2025.

0.72

Higher than 9% of 20,571 companies in 2025.

20.7%

Higher than 54% of 20,746 companies in 2025.

Codictive Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 81,890101,60369,21039,29938,02748,574
21/28 42,40955,3512,2398331,2491,666
22/27 42,40955,3512,2398331,2491,666
23 2201,0221,823---
24 9,10911,6244168331,2491,666
25 31,01740,069----
26 2,0622,637----
29/58 39,48146,25366,97038,46636,77746,909
40/41 38,76536,94926,00022,46527,913-
40 26,41126,97722,32121,24527,913-
41 12,3549,9723,6791,220--
54/58 4009,30440,97016,0018,86543,909
490/1 316----3,000
Balance sheet: equity and liabilities
10/49 81,890101,60369,21039,29938,02748,574
10/15 6,20018,18016,80427,45220,21626,047
10/11 6,2006,2006,2006,2006,2006,200
10 ---6,2006,200-
100 ---18,60018,60018,600
101 ---12,40012,40012,400
14 011,98010,60421,25214,01619,847
17/49 75,69083,42452,40611,84717,81022,528
17 20,51528,981----
170/4 20,51528,981----
42/48 55,17454,44352,40611,84717,81014,520
42 8,4658,382----
44 4,36416,5991,5521,0841,8991,235
440/4 4,36416,5991,5521,0841,8991,235
45 7,8128,60910,4402,6628,62313,285
450/3 7,8128,60910,4402,6628,62310,367
454/9 -----2,918
47/48 34,53320,85340,4148,1017,288-
492/3 -----8,008
Income statement
9900 39,00447,38033,57711,242-4,14836,644
630 14,7809,626998416416416
640/8 1,0921,22410934567511,376
9901 23,13136,53032,47010,480-5,23924,852
75/76B 3271784211-
75 3271784211-
65/66B 70592517812445945
65 70592517812445945
9903 22,75435,78332,33510,357-5,69724,807
67/77 5,8209,8737,9833,1211334,960
9904 16,93325,90924,3517,236-5,83119,847
9905 16,93325,90924,3517,236-5,83119,847
Appropriation of the result
9906 28,91336,51345,60421,25214,01619,847
14P 11,98010,60421,25214,01619,847-
694/7 28,91324,53335,000---
694 28,91324,53335,000---
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 25-06-2026 2026-00230395 PDF
31-12-2024 micro format 20-06-2025 2025-00161907 PDF
31-12-2023 micro format 21-08-2024 2024-00358076 PDF
31-12-2022 micro format 28-09-2023 2023-00462417 PDF
31-12-2021 micro format 31-08-2022 2022-20385924 PDF
31-12-2020 micro format 30-08-2021 2021-58500168 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
37,91146,15633,46810,896-4,82325,268
31,71335,53525,3497,652-5,41420,263
1,83862,7372,404002,082
-8,905-31,66624,9697,136-35,044-
-15,694-8,19014,56426,61918,96732,389
7.6%17.9%24.3%69.9%53.2%53.6%
0.720.851.283.252.063.23
12.214.593.120.430.880.86
273.1%142.5%144.9%26.4%-28.8%76.2%
20.7%25.5%35.2%18.4%-15.3%40.9%
53.7849.89over 10087.84-10.51-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,838€62,737€2,404--
€14,780€9,626€998€416€416

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Codictive

The operating result for 2025 is 37% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total rises from 82.1% to 92.4%. Equity and debt are lower.

Board & ownership

Board

1 director, no change since 2024
Dansercoer Jasper
Statutory director
appointed by deed of 19-01-2024
earlier statutory manager, until 19-01-2024
listed in the 2025 annual accounts, filed on 25-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Dansercoer Jasper
Statutory director
BoardEarlier
Mandates as a list
  • Dansercoer Jasper
    • Manager, from 06-03-2019 to 19-01-2024
    • Statutory director, appointed by deed of 19-01-2024, still in office

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€6,200
Shares
18,600
Contribution per share
€0.33
Equity per share
€0.33 in 2025
Source
2025 annual accounts

Articles of association

DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-01-2024 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
deed of 19-01-2024 (in Dutch)
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
deed of 11-03-2019 (in Dutch)

Network & group

No group

Codictive has no parent and no holdings in its annual accounts. Dansercoer Jasper is the only director. Codictive shares no director with another company.

Timeline

Timeline

13 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 36 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 41 days before the deadline
2024
Highest result from 2020 to 2025 net €25,909 ▲6.4% The operating result of €36,530 and the net result of €25,909 are both a record.
Annual accounts 2023 filed PDFmicro format · 21 days late
Registered office moved from Mortsel to DiestNew registered office: Tessenderloseweg 78b, 3290 Diest · Previous registered office: Rubensstraat 54, 2640 Mortsel · Change of role: Dansercoer Jasper, from statutory manager to statutory director · General meeting of 19-12-202310 points ▸
  • Director appointment, Dansercoer Jasper (statutory director)
  • Registered office clause, Tessenderloseweg 78b, 3290 Diest
  • Power of attorney, Barbara Balliere
  • General meeting, 19-12-2023
  • Registered-office move, Tessenderloseweg 78b, 3290 Diest
  • Amendment of the articles, article 26
  • Director resignation, Dansercoer Jasper (statutory manager)
  • Director reappointment, Dansercoer Jasper (statutory director)
  • Director discharge, Dansercoer Jasper
  • 18,600 shares
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 59 days late
2022
Back to profit net €7,236 The net result is €7,236, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Weakest financial year net -€5,831 The net result drops to -€5,831, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 30 days late
2020
Registered office moved from Lokeren to MortselNew registered office: Rubensstraat 54 te 2640 Mortsel · Previous registered office: Vieremmersstraat 6A bus 102-9160 Lokeren - België · Board meeting of 30-09-20192 points ▸
  • Board meeting, 30-09-2019
  • Registered-office move, Rubensstraat 54 te 2640 Mortsel

Open the deed in the Belgian Official Gazette

2019
IncorporationFounders: DANSERCOER Jasper and GERAERT Katrien · Founding capital of €18,600, 18,600 shares, €6,200 paid up · Appointment: DANSERCOER Jasper (manager) · published on 11-03-20195 points ▸
  • Founder, DANSERCOER Jasper
  • Founder, GERAERT Katrien
  • Founding capital, €18,600, 18,600 shares
  • Capital, €18,600, 18,600 shares
  • Director appointment, DANSERCOER Jasper (manager)
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

First establishment Tessenderloseweg 78b, Diest

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Codictive was incorporated on 7 March 2019.1 The registered office moved to Mortsel in 2020 and to Diest in 2024.23 Dansercoer Jasper is statutory director of the company, appointed by deed of 19-01-2024.3 Total assets rose from €48,574 in 2020 to €81,890 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-01-2020
  3. 3Belgian Official Gazette, 19-01-2024
  4. 4National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0721.961.397
VAT number
BE 0721.961.397
Peppol ID
0208:0721961397
Other Peppol ID
9925:BE0721961397
Legal form
Private limited company
Status
Active, normal situation
Founded
07-03-2019
Financial year
ends on 31 December
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
Codictive in Dutch
Abbreviation
CDT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-01-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 19-01-2024 (in Dutch)

Activities

NACEBEL 2025
62100 Computer programming main activity
62200 Computer consultancy and computer facilities management
82300 Organisation of conventions and trade shows
85510 Sports and recreation education
85599 Other education
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy
82300 Organisation of conventions and trade shows
85510 Sports and recreation education
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consultancy / freelance; Overige vormen van onderwijs; Markt- en opinieonderzoekbureaus; Adviesbureaus op het gebied van public relations en…”
8 activities
  1. Consultancy / freelance
  2. Overige vormen van onderwijs
  3. Markt- en opinieonderzoekbureaus
  4. Adviesbureaus op het gebied van public relations en communicatie
  5. Gegevensverwerking,webhosting en aanverwante activiteiten
  6. Ontwikkelen van platformen,applicaties en websites
  7. Organiseren en deelname aan eSport evenementen en beurzen
  8. Oprichten,coachen en financieren van een eSport team
deed of 19-01-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Tessenderloseweg 78b registered office 3290 Diest 07-03-2019 2.289.594.334
2 former offices
  • Rubensstraat 54, 2640 Mortsel until 19-12-2023 · deed of 19-01-2024
  • Vieremmersstraat 6A bus 102, 9160 Lokeren until 01-10-2019 · deed of 29-01-2020

Buildings and parcels at the address

Ground area
689 m²
Buildings
24 m²
Volume, LiDAR
117 m³
Tallest building
6.4 m
Buildings to scale, each on its own parcel
24 m², 6.4 m 24 m², 6.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
24019A0377/00A000689 m² 1 · 24 m² 6.4 m · 2

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