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CODERIA

Active
Private limited companyfounded 20215 yrs activePastoriestraat 31, 8820 Torhout, BelgiumKBO/BCE: BE 0764.449.377
Summary

CODERIA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €51k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▼-10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.39 in 2024; short-term debt: 43.2% and cash: 66.4% of total assets), and 43.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.8%
Return on assets
55.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
94 d early
2024
51 d early
2023
79 d early
2022
48 d early
2021
45 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€53k▲ 7.5%
2024 · €49k
2021: €28k 2022: €58k 2023: €98k 2024: €49k
2021 → 2025
Total assets
€93k▲ 26.0%
2024 · €73k
2021: €59k 2022: €87k 2023: €142k 2024: €73k
2021 → 2025
Net result
€51k▲ 7.7%
2024 · €48k
2021: €28k 2022: €31k 2023: €41k 2024: €48k
2021 → 2025
Working capital
€37k▲ 8.5%
2024 · €34k
2021: €38k 2022: €64k 2023: €94k 2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€28k-€58k▲ 107%€98k▲ 69.3%€49k▼ 50.2%€53k▲ 7.5%
Operating result€36k-€40k▲ 11.8%€53k▲ 32.9%€62k▲ 15.7%€66k▲ 7.7%
Net result€28k-€31k▲ 11.5%€41k▲ 33.1%€48k▲ 16.3%€51k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €36k€36kNet result 2021: €28k€28kOperating result 2022: €40k€40kNet result 2022: €31k€31kOperating result 2023: €53k€53kNet result 2023: €41k€41kOperating result 2024: €62k€62kNet result 2024: €48k€48kOperating result 2025: €66k€66kNet result 2025: €51k€51k20212022202320242025€0€20k€40k€60kOperating result 2023: €53k€53kNet result 2023: €41k€41kOperating result 2024: €62k€62kNet result 2024: €48k€48kOperating result 2025: €66k€66kNet result 2025: €51k€51k202320242025
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets €15k ▲ 5.4%
Current assets €77k ▲ 31.1%
Equity and liabilities €93k
Equity €53k ▲ 7.5%
Debt €40k ▲ 62.7%
Debt's share of the balance-sheet total rises from 33.4% to 43.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€73k
2024 · €67k
Cash flow
€58k
2024 · €53k
Current ratio
1.93
2024 · 2.39
Debt to equity
0.76
2024 · 0.50
ROE
97.7%
2024 · 97.5%
ROA
55.5%
2024 · 64.9%
Interest coverage
782.71
2024 · 728.41
Debt ≤ 1 year
€40k
2024 · €25k
Income taxes
€15k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€73k€93k
Fixed assets21/28€15k€15k
Tangible fixed assets22/27€15k€15k
Land and buildings22€7k€6k
Plant, machinery and equipment23€994€889
Furniture and vehicles24€7k€9k
Current assets29/58€59k€77k
Amounts receivable within one year40/41€12k€15k
Trade receivables40€12k€14k
Other amounts receivable41€276€525
Cash at bank and in hand54/58€46k€61k
Deferred charges and accrued income490/1€661€922
Equity and liabilities
Total equity and liabilities10/49€73k€93k
Equity10/15€49k€53k
Contributions10/11€1k€1k=
Reserves13€48k€51k
Distributable reserves133€48k€51k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€40k
Amounts payable within one year42/48€25k€40k
Financial debts43€55€84
Credit institutions430/8€55€84
Trade debts44€704€617
Suppliers440/4€704€617
Taxes, remuneration and social security45€14k€12k
Taxes450/3€12k€10k
Remuneration and social security454/9€2k€2k
Other amounts payable47/48€10k€28k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k
Other operating charges640/8€887€845
Gross operating margin9900€68k€74k
Operating profit (loss)9901€62k€66k
Financial charges65/66B€92€93
Recurring financial charges65€92€93
Profit (loss) for the period before taxes9903€61k€66k
Income taxes67/77€14k€15k
Profit (loss) for the period9904€48k€51k
Profit (loss) for the period to be appropriated9905€48k€51k
Appropriation of the result
Profit (loss) to be appropriated9906€48k€51k
Transfer from equity791/2€97k€48k
Transfer to equity691/2€48k€51k
To other reserves6921€48k€51k
Profit to be distributed694/7€97k€48k
Return on contributions (dividend)694€97k€48k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €51k ▲7.7%
Operating result €66k, net result €51k, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pastoriestraat 318820 Torhout
Ground area
507 m²
Building footprint
149 m²
Volume, LiDAR
547 m³
Parcel 31033I0569/00Z000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CODERIA
Pastoriestraat 31, 8820 TorhoutRetail trade
since 20212.314.976.066
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31033I0569/00Z000 Flanders 507 m² 1 · 149 m² 5.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
62100Computer programming
77330Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:info@coderia.be
Enterprise