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Code the Future

Active
Private limited companyfounded 2024active for 1 yearKolomstraat 1, 1080 Sint-Jans-Molenbeek, Belgium135 active companies are registered at this addressKBO/BCE: BE 1015.148.748
Summary

Code the Future has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,056 and a net result of €77,389. Its solvency ranks better than 90% of 20,858 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€84,100total assets 2025
Equity
€77,056
Profit
€77,389
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 29 days early0 of 1 deed read
Why 98raises riskFounded in 2024lowers riskLiquidity: current ratio 11.73, cash €66,333Sector: Computer programming, consultancy and related activities (NACE 62)Equity €77,056 (91.6% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 88% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 100
equity 91.6% of total assets
Liquidity 100
short-term debt 8.4% · cash 78.9%
Profitability 100
return on assets 92.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,858 companies, NACE 62, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 11.73, above the usual 1.5; short-term debt: 8.4% and cash: 78.9% of total assets), and 8.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 11.73, cash €66,333
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €77,056 (91.6% of total assets)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2025, micro format

Equity
€77,056
Total assets
€84,100
Net result
€77,389
Working capital
€75,576

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €84,100
Fixed assets €1,479
Current assets €82,621
Equity and liabilities €84,100
Equity €77,056
Debt €7,045
Debt finances 8.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€98,370
Cash flow
€78,314
Current ratio
11.73
Debt to equity
0.09
ROE
100.4%
ROA
92.0%
Interest coverage
over 100
Debt ≤ 1 year
€7,045
Income taxes
€19,929

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€84,100
Fixed assets21/28€1,479
Tangible fixed assets22/27€1,479
Furniture and vehicles24€1,479
Current assets29/58€82,621
Amounts receivable within one year40/41€15,204
Trade receivables40€14,646
Other amounts receivable41€558
Cash at bank and in hand54/58€66,333
Deferred charges and accrued income490/1€1,084
Equity and liabilities
Total equity and liabilities10/49€84,100
Equity10/15€77,056
Contributions10/11€500
Profit (loss) carried forward14€76,556
Amounts payable17/49€7,045
Amounts payable within one year42/48€7,045
Trade debts44€13
Suppliers440/4€13
Taxes, remuneration and social security45€6,199
Taxes450/3€6,199
Other amounts payable47/48€833
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€925
Gross operating margin9900€98,370
Operating profit (loss)9901€97,445
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903€97,317
Income taxes67/77€19,929
Profit (loss) for the period9904€77,389
Profit (loss) for the period to be appropriated9905€77,389
Appropriation of the result
Profit (loss) to be appropriated9906€77,389
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€925
Gross operating margin9900€98,370
Operating profit (loss)9901€97,445
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903€97,317
Income taxes67/77€19,929
Profit (loss) for the period9904€77,389
Profit (loss) for the period to be appropriated9905€77,389
Line2025
Assets
Total assets20/58€84,100
Fixed assets21/28€1,479
Tangible fixed assets22/27€1,479
Furniture and vehicles24€1,479
Current assets29/58€82,621
Amounts receivable within one year40/41€15,204
Trade receivables40€14,646
Other amounts receivable41€558
Cash at bank and in hand54/58€66,333
Deferred charges and accrued income490/1€1,084
Equity and liabilities
Total equity and liabilities10/49€84,100
Equity10/15€77,056
Contributions10/11€500
Profit (loss) carried forward14€76,556
Amounts payable17/49€7,045
Amounts payable within one year42/48€7,045
Trade debts44€13
Suppliers440/4€13
Taxes, remuneration and social security45€6,199
Taxes450/3€6,199
Other amounts payable47/48€833
Line2025
Profit (loss) for the period9904€77,389
+ Depreciation and write-downs630€925
Operating cash flow (approximation)€78,314

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 02-07-2026 2026-00240927

Similar companies · same sector, comparable size

Of the 16,927 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,927. 7,038 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Code the Future was incorporated on 16 October 2024 as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
financial year 2025 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded16-10-2024
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015148748
Also 9925:BE1015148748
Registered 05-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 14 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
810 m²
Building footprint
318 m²
Building volume
1,231 m³
2 parcels, Brussels, Wallonia · tallest building 17.3 m. Linked by address, not a title deed.
135 companies at this address See who is registered here
1 establishment unit
Code the Future
Rue Mazy(JB) 72, 5100 NamurComputer programming
since 2024unit no. 2.365.482.679
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
92067B0609/00A000 Wallonia 717 m² 1 · 232 m² -
21522B0621/00K000 Brussels 93 m² 1 · 86 m² 17.3 m · 5
How the parcels are linked
Good to know
Both parcels match the address exactly.