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CODE IT

Active
Private limited companyfounded 201610 yrs activeVoortstraat 38, 3560 Lummen, BelgiumKBO/BCE: BE 0647.639.603
Summary

CODE IT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,460 and a net result of €57,806. Equity is shrinking by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
CODE ITActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€96,180total assets 2025
Equity
€20,460
Profit
€57,806
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 123 d early0 of 2 deeds read
Why 93- Equity €20,460 (21.3% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €96,180+ Liquidity: current ratio 1.16, cash €61,655Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 46-1
equity 21.3% of total assets
Liquidity 57=
short-term debt 78.7% · cash 64.1%
Profitability 100=
return on assets 60.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 23 months 12-2024: < 0.1%highest value 01-2025: < 0.1%▼ -5.0% vs 12-2024 02-2025: < 0.1%▼ -2.6% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +2.7% vs 03-2025 05-2025: < 0.1%▲ +5.3% vs 04-2025highest value 06-2025: < 0.1%● 0.0% vs 05-2025highest value 07-2025: < 0.1%● 0.0% vs 06-2025highest value 08-2025: < 0.1%● 0.0% vs 07-2025highest value 09-2025: < 0.1%● 0.0% vs 08-2025highest value 10-2025: < 0.1%● 0.0% vs 09-2025highest value 11-2025: < 0.1%● 0.0% vs 10-2025highest value 12-2025: < 0.1%● 0.0% vs 11-2025highest value 01-2026: < 0.1%▼ -5.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -2.6% vs 02-2026lowest value 04-2026: < 0.1%▲ +8.1% vs 03-2026highest value 05-2026: < 0.1%● 0.0% vs 04-2026highest value 06-2026: < 0.1%● 0.0% vs 05-2026highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Size: total assets €96,180 lowers the probability for this profile
  • Liquidity: current ratio 1.16, cash €61,655 lowers the probability
  • Equity €20,460 (21.3% of total assets) raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.22 in 2024; short-term debt: 78.7% and cash: 64.1% of total assets), and 78.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 23%, liquidity 39%, profitability 83%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €96,180
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.16, cash €61,655
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €20,460 (21.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 18866 sector peers (2025).
NBB · sector comparison
Position among 18866 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
123 d early
2024
99 d early
2023
27 d early
2022
8 d early
2021
9 d early
2020
1 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €57,826 ▲26.3%

Financials · fiscal year 2025, micro schema

Equity
€20,460=
2024 · €20,460
Total assets
€96,180▲ 1.7%
2024 · €94,558
Net result
€57,806=
2024 · €57,826
Working capital
€12,396▼ 22.6%
2024 · €16,025
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years

The operating result falls in 2025; 2025 is 1% below 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€74,970 2025 Net result€57,806 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€20,557-€13,750▼ 33.1%€47,255▲ 244%€20,434▼ 56.8%€34,228▲ 67.5%€60,523▲ 76.8%€75,373▲ 24.5%€74,970▼ 0.5%
Net result€15,647-€4,420▼ 71.8%€35,389within the sector's middle half▲ 701%€12,959within the sector's middle half▼ 63.4%€24,898within the sector's middle half▲ 92.1%€45,788within the sector's middle half▲ 83.9%€57,826above the sector's middle half▲ 26.3%€57,806above the sector's middle half=
Equity€61,981-€66,401▲ 7.1%€101,790within the sector's middle half▲ 53.3%€30,460within the sector's middle half▼ 70.1%€30,460within the sector's middle half=€20,460below the sector's middle half▼ 32.8%€20,460below the sector's middle half=€20,460below the sector's middle half=
Total assets€75,643-€107,758▲ 42.5%€140,669within the sector's middle half▲ 30.5%€108,077within the sector's middle half▼ 23.2%€94,611within the sector's middle half▼ 12.5%€97,155within the sector's middle half▲ 2.7%€94,558within the sector's middle half▼ 2.7%€96,180within the sector's middle half▲ 1.7%
Debt€13,662-€41,357▲ 203%€38,879▼ 6.0%€77,617▲ 99.6%€64,151▼ 17.3%€76,695▲ 19.6%€74,098▼ 3.4%€75,720▲ 2.2%
Working capital€42,871-€45,930▲ 7.1%€91,508within the sector's middle half▲ 99.2%€37,796within the sector's middle half▼ 58.7%€38,273within the sector's middle half▲ 1.3%€17,196within the sector's middle half▼ 55.1%€16,025within the sector's middle half▼ 6.8%€12,396within the sector's middle half▼ 22.6%
Solvency81.9%-61.6%▼ 20.3pp72.4%within the sector's middle half▲ 10.7pp28.2%below the sector's middle half▼ 44.2pp32.2%below the sector's middle half▲ 4.0pp21.1%below the sector's middle half▼ 11.1pp21.6%below the sector's middle half▲ 0.6pp21.3%below the sector's middle half▼ 0.4pp
Current ratio5.05-3.20▼ 1.854.83within the sector's middle half▲ 1.631.70within the sector's middle half▼ 3.131.86within the sector's middle half▲ 0.161.23below the sector's middle half▼ 0.631.22below the sector's middle half▼ 0.011.16below the sector's middle half▼ 0.05
Return on assets (ROA)20.7%-4.1%▼ 16.6pp25.2%within the sector's middle half▲ 21.1pp12.0%within the sector's middle half▼ 13.2pp26.3%within the sector's middle half▲ 14.3pp47.1%above the sector's middle half▲ 20.8pp61.2%above the sector's middle half▲ 14.0pp60.1%above the sector's middle half▼ 1.1pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96,180
Fixed assets €8,064 ▲ 79.3%
Current assets €88,116 ▼ 2.2%
Equity and liabilities €96,180
Equity €20,460 =
Debt €75,720 ▲ 2.2%
Debt's share of the balance-sheet total rises from 78.4% to 78.7%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77,970▲
2024 · €77,316
Cash flow
€60,806▲
2024 · €59,768
Debt to equity
3.70▲
2024 · 3.62
ROE
282.5%=
2024 · 282.6%
Interest coverage
97.42▼
2024 · 105.22
Debt ≤ 1 year
€75,720▲
2024 · €74,036
Income taxes
€16,363▼
2024 · €16,848
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,450 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€94,558€96,180▲
Fixed assets21/28€4,497€8,064▲
Tangible fixed assets22/27€4,497€8,064▲
Plant, machinery and equipment23-€3,501
Furniture and vehicles24€4,497€4,563▲
Current assets29/58€90,060€88,116▼
Amounts receivable within one year40/41€13,659€26,094▲
Trade receivables40€13,508€25,305▲
Other amounts receivable41€152€789▲
Cash at bank and in hand54/58€75,171€61,655▼
Deferred charges and accrued income490/1€1,230€367▼
Equity and liabilities
Total equity and liabilities10/49€94,558€96,180▲
Equity10/15€20,460€20,460=
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74,098€75,720▲
Amounts payable within one year42/48€74,036€75,720▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2,223€1,308▼
Suppliers440/4€2,223€1,308▼
Taxes, remuneration and social security45€5,830€7,449▲
Taxes450/3€5,830€7,449▲
Other amounts payable47/48€65,983€66,963▲
Accrued charges and deferred income492/3€62€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,942€3,000▲
Other operating charges640/8€2,445€724▼
Gross operating margin9900€79,761€78,693▼
Operating profit (loss)9901€75,373€74,970▼
Financial income75/76B€35€0▼
Recurring financial income75€35€0▼
Financial charges65/66B€735€800▲
Recurring financial charges65€735€800▲
Profit (loss) for the period before taxes9903€74,674€74,169▼
Income taxes67/77€16,848€16,363▼
Profit (loss) for the period9904€57,826€57,806=
Profit (loss) for the period to be appropriated9905€57,826€57,806=
Appropriation of the result
Profit (loss) to be appropriated9906€57,826€57,806=
Transfer from equity791/2€0-
Profit to be distributed694/7€57,826€57,806=
Return on contributions (dividend)694€57,826€57,806=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€637€826€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,628€16,603€16,090€11,363€7,646€8,053€1,942€3,000▲ 54.5%
Other operating charges640/8---€536€120€1,274€2,445€724▼ 70.4%
Gross operating margin9900€30,185€30,353€63,406€32,332€41,994€69,849€79,761€78,693▼ 1.3%
Operating profit (loss)9901€20,557€13,750€47,255€20,434€34,228€60,523€75,373€74,970▼ 0.5%
Financial income75/76B---€10-€0€35€0▼ 100%
Recurring financial income75---€10-€0€35€0▼ 100%
Financial charges65/66B---€582€747€591€735€800▲ 8.9%
Recurring financial charges65€218€372€491€582€747€591€735€800▲ 8.9%
Profit (loss) for the period before taxes9903€20,339€13,378€46,763€19,861€33,481€59,932€74,674€74,169▼ 0.7%
Income taxes67/77€4,693€8,958€11,374€6,902€8,584€14,144€16,848€16,363▼ 2.9%
Profit (loss) for the period9904€15,647€4,420€35,389€12,959€24,898€45,788€57,826€57,806=
Profit (loss) for the period to be appropriated9905€15,647€4,420€35,389€12,959€24,898€45,788€57,826€57,806=
Line20182019202020212022202320242025Change
Assets
Total assets20/58€75,643€107,758€140,669€108,077€94,611€97,155€94,558€96,180▲ 1.7%
Fixed assets21/28€22,182€40,921€25,254€16,434€11,702€3,649€4,497€8,064▲ 79.3%
Tangible fixed assets22/27€22,182€40,921€25,254€16,434€11,702€3,649€4,497€8,064▲ 79.3%
Plant, machinery and equipment23-------€3,501-
Furniture and vehicles24---€16,434€11,702€3,649€4,497€4,563▲ 1.5%
Current assets29/58€53,460€66,837€115,415€91,644€82,909€93,506€90,060€88,116▼ 2.2%
Amounts receivable within one year40/41€17,197€30,564€26,256€19,829€30,068€14,670€13,659€26,094▲ 91.0%
Trade receivables40---€14,343€25,777€13,254€13,508€25,305▲ 87.3%
Other amounts receivable41---€5,487€4,291€1,416€152€789▲ 420%
Cash at bank and in hand54/58€36,154€36,259€89,159€71,335€52,841€78,503€75,171€61,655▼ 18.0%
Deferred charges and accrued income490/1---€479-€333€1,230€367▼ 70.1%
Equity and liabilities
Total equity and liabilities10/49€75,643€107,758€140,669€108,077€94,611€97,155€94,558€96,180▲ 1.7%
Equity10/15€61,981€66,401€101,790€30,460€30,460€20,460€20,460€20,460=
Contributions10/11€10,200€10,200-€18,600€18,600€18,600€18,600€18,600=
Reserves13€31,860€31,860€67,249€11,860€11,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860€0---
Reserves not available under the articles1311---€1,860€1,860€0---
Distributable reserves133---€10,000€10,000€1,860€1,860€1,860=
Profit (loss) carried forward14€19,921€24,341€24,341--€0€0€0-
Amounts payable17/49€13,662€41,357€38,879€77,617€64,151€76,695€74,098€75,720▲ 2.2%
Amounts payable after more than one year17€3,072€20,450€14,973€9,421€3,794€0---
Financial debts170/4---€9,421€3,794€0---
Amounts payable within one year42/48€10,589€20,907€23,906€53,847€44,637€76,310€74,036€75,720▲ 2.3%
Current portion of amounts payable after more than one year42---€5,552€5,627€3,794€0--
Trade debts44€2,412€4,552€920€277€1,799€1,286€2,223€1,308▼ 41.2%
Suppliers440/4---€277€1,799€1,286€2,223€1,308▼ 41.2%
Taxes, remuneration and social security45---€7,650€5,594€8,335€5,830€7,449▲ 27.8%
Taxes450/3---€7,650€5,594€8,335€5,830€7,449▲ 27.8%
Other amounts payable47/48---€40,368€31,616€62,896€65,983€66,963▲ 1.5%
Accrued charges and deferred income492/3---€14,349€15,721€384€62€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€15,647€4,420€35,389€12,959€24,898€45,788€57,826€57,806=
+ Depreciation and write-downs630€9,628€16,603€16,090€11,363€7,646€8,053€1,942€3,000▲ 54.5%
Operating cash flow (approximation)€25,275€21,023€51,479€24,322€32,543€53,841€59,768€60,806▲ 1.7%
Investment in fixed assets (approximation)--€35,341-€423-€2,543-€2,914€0-€2,791-€6,566▼ 135%
Change in cash-€105€52,899-€17,824-€18,494€25,662-€3,331-€13,517▼ 306%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Of 30,023 companies in this sector we hold annual accounts for 18,721. 13,342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 29 January 2016, CODE IT was incorporated.1 Total assets went from €75,643 in 2018 to €96,180 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €57,826 ▲26.3%
Operating result €75,373, net result €57,826, both a record.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100,000Eq €101,790 ▲53.3%
3 profitable years in a row build equity to €101,790.
03-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial Weakest financial yearnet €4,420 ▼71.8%
Net result drops to €4,420, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded29-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0647639603
Also 9925:BE0647639603
Registered 05-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 2 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,508 m²
Building footprint
227 m²
Volume, LiDAR
978 m³
Parcel 71037A0517/00X002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CODE IT
Voortstraat 38, 3560 LummenComputer programming, consultancy and related activities
since 2016unit no. 2.249.759.107
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037A0517/00X002 Flanders 1,508 m² 1 · 227 m² 6.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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