COCO BOIS
ActiveSummary
The computed 12-month bankruptcy probability of COCO BOIS is 2.8% (moderate). The 2025 annual accounts show equity of €24,399 and a net result of €13,590. Its solvency ranks better than 28% of 28806 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency52▼-21
Growth78
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.35 in 2024; short-term debt: 53.1% and cash: 9.3% of total assets), and 73.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
20 d early
2024
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€24,399▲ 126%
2024 · €10,808
Total assets
€92,025▲ 310%
2024 · €22,470
Net result
€13,590▲ 57.3%
2024 · €8,641
Working capital
€12,450▲ 203%
2024 · €4,113
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€15,650-€20,913▲ 33.6%
Net result€8,641within the sector's middle half-€13,590within the sector's middle half▲ 57.3%
Equity€10,808below the sector's middle half-€24,399within the sector's middle half▲ 126%
Total assets€22,470below the sector's middle half-€92,025within the sector's middle half▲ 310%
Debt€11,662-€67,627▲ 480%
Working capital€4,113within the sector's middle half-€12,450within the sector's middle half▲ 203%
Solvency48.1%within the sector's middle half-26.5%within the sector's middle half▼ 21.6pp
Current ratio1.35within the sector's middle half-1.25within the sector's middle half▼ 0.10
Return on assets (ROA)38.5%above the sector's middle half-14.8%within the sector's middle half▼ 23.7pp
Staff (FTE)1.6
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,025
Fixed assets
€30,689 ▲ 358%
Current assets
€61,336 ▲ 289%
Equity and liabilities €92,025
Equity
€24,399 ▲ 126%
Debt
€67,627 ▲ 480%
Debt's share of the balance-sheet total rises from 51.9% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23,677▲
2024 · €16,405
Cash flow
€16,354▲
2024 · €9,396
Quick ratio
1.20▼
2024 · 1.28
Debt to equity
2.77▲
2024 · 1.08
ROE
55.7%▼
2024 · 80.0%
Interest coverage
7.36▼
2024 · 14.93
Debt ≤ 1 year
€48,887▲
2024 · €11,662
Debt > 1 year
€18,740
Income taxes
€4,210▼
2024 · €5,953
Staff costs
€40,985
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.6%
went bankrupt
1.8%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €40,985 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €755 | €2,764 | ▲ 266% |
| Other operating charges640/8 | €5,285 | €1,437 | ▼ 72.8% |
| Gross operating margin9900 | €21,690 | €66,100 | ▲ 205% |
| Operating profit (loss)9901 | €15,650 | €20,913 | ▲ 33.6% |
| Financial income75/76B | €43 | €102 | ▲ 139% |
| Recurring financial income75 | €43 | €102 | ▲ 139% |
| Financial charges65/66B | €1,098 | €3,215 | ▲ 193% |
| Recurring financial charges65 | €1,098 | €3,215 | ▲ 193% |
| Profit (loss) for the period before taxes9903 | €14,595 | €17,800 | ▲ 22.0% |
| Income taxes67/77 | €5,953 | €4,210 | ▼ 29.3% |
| Profit (loss) for the period9904 | €8,641 | €13,590 | ▲ 57.3% |
| Profit (loss) for the period to be appropriated9905 | €8,641 | €13,590 | ▲ 57.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €22,470 | €92,025 | ▲ 310% |
| Fixed assets21/28 | €6,695 | €30,689 | ▲ 358% |
| Tangible fixed assets22/27 | €6,695 | €29,379 | ▲ 339% |
| Furniture and vehicles24 | €6,695 | €29,379 | ▲ 339% |
| Financial fixed assets28 | - | €1,310 | - |
| Current assets29/58 | €15,775 | €61,336 | ▲ 289% |
| Stocks and contracts in progress3 | €800 | €2,756 | ▲ 244% |
| Stocks30/36 | €800 | €2,756 | ▲ 244% |
| Amounts receivable within one year40/41 | €14,472 | €47,750 | ▲ 230% |
| Trade receivables40 | €2,819 | €16,953 | ▲ 501% |
| Other amounts receivable41 | €11,654 | €30,796 | ▲ 164% |
| Cash at bank and in hand54/58 | €120 | €8,596 | ▲ 7,061% |
| Deferred charges and accrued income490/1 | €382 | €2,234 | ▲ 484% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €22,470 | €92,025 | ▲ 310% |
| Equity10/15 | €10,808 | €24,399 | ▲ 126% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €7,808 | €21,399 | ▲ 174% |
| Amounts payable17/49 | €11,662 | €67,627 | ▲ 480% |
| Amounts payable after more than one year17 | - | €18,740 | - |
| Financial debts170/4 | - | €18,740 | - |
| Amounts payable within one year42/48 | €11,662 | €48,887 | ▲ 319% |
| Current portion of amounts payable after more than one year42 | - | €6,672 | - |
| Trade debts44 | €1,564 | €6,994 | ▲ 347% |
| Suppliers440/4 | €1,564 | €6,994 | ▲ 347% |
| Advances received on contracts in progress46 | €2,412 | €22,751 | ▲ 843% |
| Taxes, remuneration and social security45 | €6,853 | €12,470 | ▲ 81.9% |
| Taxes450/3 | €6,853 | €11,293 | ▲ 64.8% |
| Remuneration and social security454/9 | - | €1,176 | - |
| Other amounts payable47/48 | €833 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €8,641 | €13,590 | ▲ 57.3% |
| + Depreciation and write-downs630 | €755 | €2,764 | ▲ 266% |
| Operating cash flow (approximation) | €9,396 | €16,354 | ▲ 74.1% |
| Investment in fixed assets (approximation) | - | -€26,757 | - |
| Change in cash | - | €8,476 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
04-05
State Gazette act
Appointment: RIGOTTI Elise (director)Name change · Power of attorney5 facts ▸
State Gazette act
Appointment: RIGOTTI Elise (director)
Name change · Power of attorney5 facts ▸
- Name change, ERALU
- Director appointment, RIGOTTI Elise (director)
- Other statement, cessation de la clause de remplacement de l'administrateur unique, Il est entendu qu’en cas de vacance de l’administrateur unique, sa fonction sera de plein dro…
- Power of attorney
- Power of attorney, Anne DECLAIRFAYT
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2026
RIGOTTI Elise
CurrentDirector · since 31-03-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Ground area
3,219 m²
Building footprint
175 m²
Volume, LiDAR
823 m³
2 parcels, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COCO BOIS SRL
since 20232.349.059.688
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92109A0526/00M000 | Wallonia | 2,505 m² | 1 · 64 m² | - |
| 92021C0199/00T000 | Wallonia | 713 m² | 1 · 110 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| RIGOTTI Elise |
|
Articles of association
Purpose
La menuiserie; L'ébénisterie; La charpenterie; La fabrication et le placement de parquets; De cuisines équipées; De placards; De meubles sur mesure; De portes; L'aménagement de…
Full purpose (37 activities)
- La menuiserie
- L'ébénisterie
- La charpenterie
- La fabrication et le placement de parquets
- De cuisines équipées
- De placards
- De meubles sur mesure
- De portes
- L'aménagement de magasins
- Banques
- Le commerce de détail de meubles
- La fabrication et le placement de ferronnerie
- Volets
- Menuiseries métalliques et plastique (PVC)
- L'entreprise d'isolation thermique et acoustique
- Portes coupe-feu et blindées
- Cloisons et plafonds
- Pose de protections solaires
- La fabrication et la pose d'ossatures de vérandas en bois et PVC
- La pose de tous produits RF
- La finition en cabine
- La fabrication, le traitement et la pose de terrasses
- Le placement de fenêtres de toit
- Imagerie
- Son et lumière
- La conception, la fabrication, la transformation, la réparation, la restauration et l’adaptation d’articles en cuir et en matières similaires, notamment sacs, ceintures, portefeuilles, accessoires de mode, articles de maroquinerie, articles de sellerie et tout autre produit dérivé du cuir ou de matériaux assimilés.
- L’achat, la vente, l’importation, l’exportation, la distribution, la commercialisation, en gros ou au détail, y compris par voie électronique, de produits en cuir, de matières premières, d’outillages et d’accessoires liés aux métiers du cuir et de la maroquinerie.
- La création, le design, le développement et la commercialisation de collections d’articles de maroquinerie et d’accessoires de mode.
- L’organisation d’ateliers, de formations, de démonstrations et d’activités pédagogiques relatives aux métiers du cuir, à l’artisanat et aux techniques de fabrication associées.
- La prestation de services de conseil, de design, de prototypage et de développement de produits dans le domaine de la maroquinerie et des articles en cuir.
- La réalisation, pour son compte propre, de toutes opérations foncières et immobilières et notamment l'achat, la vente, l'échange, la construction, la reconstruction, la démolition, la transformation, l'exploitation, la location et la gérance de tous immeubles bâtis, meublés ou non
- L'achat, la vente, l'échange, la mise en valeur, le lotissement, l'exploitation, la location et l'affermage de tous immeubles non bâtis
- Elle peut donner à bail ses installations et exploitations ou les donner à gérer à des tiers, en tout ou en partie
- Elle peut faire toutes opérations commerciales, industrielles et financières, immobilières et mobilières, se rapportant directement ou indirectement à son objet social ou susceptibles de favoriser son développement, à l'exception des opérations sur valeurs mobilières et immobilières réservées par la loi aux banques et aux sociétés de bourse
- La société pourra exercer tous mandats relatifs à l'administration, à la gestion, à la direction, au contrôle et à la liquidation de toutes sociétés ou entreprises
- La société peut, par voie d'apport en espèces ou en nature, de fusion, de souscription, de participation, d'intervention financière ou autrement, prendre des participations dans d'autres sociétés ou entreprises existantes ou à créer, que ce soit en Belgique ou à l'étranger, dont l'objet social serait semblable ou analogue au sien ou de nature à favoriser son objet social
- Elle peut également consentir tous prêts ou garantir tous prêts consentis par des tiers, étant entendu que la société n'effectuera aucune activité dont l’exercice serait soumis à des dispositions légales ou réglementaires applicables aux établissements de crédits et/ou financiers
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Similar companies · same sector, comparable size
DETA PROJECTS BELGIUM
BE 0782.270.554
Houthalen-Helchteren · Eq €24,405
Interieurwerken Bekaert
BE 0802.163.175
Maldegem · Eq €24,428
MENUISERIE D'ARGENT
BE 0444.865.160
Soumagne · Eq €24,428
LOWCOSTCHASSIS
BE 0663.794.061
Drogenbos · Eq €24,437
SAHIN MENUISERIE
BE 1017.870.587
Fontaine-l'Evêque · Eq €24,437
Of 20,017 companies in this sector we hold annual accounts for 9,142. 6,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded05-09-2023
Fiscal year end31-12
Legal name FR
ERALU
Activities, NACEBEL 2025
43320Joinery installation
31001Manufacture of furniture
31002Manufacture of furniture
43332Laying of wooden floor and wall coverings
90393Specialised image, lighting and sound technical services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805473152
Registered
30-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.