Cochez Thomas

Active

Private limited companyfounded 20241 year activeBruinsbroekstraat 11, 1570 Pajottegem, BelgiumKBO/BCE: BE 1017.814.763

Summary

Cochez Thomas has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,040 and a net result of €26,040. Its solvency ranks better than 36% of 5,488 sector peers (NACE 81, fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

Cochez ThomasActiveChecked score 64/100

Risk analysis Report Compare

Activity

Landscape service activities

NACE 81300

1 site

Size

€97,103total assets 2025

Equity: €27,040
Profit: €26,040

Turnover not published (abridged schema)

Financial health

64 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.5%

Structure

Accounts 45 days early0 of 1 deed read

Why 64- Founded in 2024- Size: total assets €97,103- Sector Services to buildings and landscape activities (NACE 81)+ Liquidity: current ratio 0.82, cash €13,095Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 50% of its sector peers (NACE 81, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 53

equity 27.8% of total assets

Liquidity 33

short-term debt 63.6% · cash 13.5%

Profitability 100

return on assets 26.8%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,667 companies)

Last 24 months 01-2026: 2.0% 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.4 percentage points vs 03-2026 05-2026: 2.5%▲ +0.1 percentage points vs 04-2026 06-2026: 2.8%▲ +0.3 percentage points vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 3.1%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 3.1%● unchanged vs 08-2026 10-2026: 1.5%▼ -1.6 percentage points vs 09-2026lowest value

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.82; short-term debt: 63.6% and cash: 13.5% of total assets), and 72.2% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 35% on solvency, 24% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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