COBRAMED
ActiveSummary
COBRAMED has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €93,275 and a net result of €1,674. Equity is growing by ~4.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
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Signals
This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2026, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,431 | €7,387 | €6,666 | €6,662 | €6,666 | ▲ 0.1% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€12,357 | - | - | - | - |
| Other operating charges640/8 | €2,125 | - | €4,476 | - | €4,924 | - |
| Gross operating margin9900 | €6,225 | €6,647 | €13,734 | €27,044 | €12,361 | ▼ 54.3% |
| Operating profit (loss)9901 | -€3,331 | €11,616 | €2,592 | €20,382 | €771 | ▼ 96.2% |
| Financial income75/76B | - | - | €348 | €625 | €1,694 | ▲ 171% |
| Recurring financial income75 | - | - | €348 | €625 | €1,694 | ▲ 171% |
| Financial charges65/66B | €143 | €679 | €278 | €229 | €312 | ▲ 36.3% |
| Recurring financial charges65 | €143 | €679 | €278 | €229 | €312 | ▲ 36.3% |
| Profit (loss) for the period before taxes9903 | -€3,474 | €10,937 | €2,662 | €20,778 | €2,152 | ▼ 89.6% |
| Income taxes67/77 | €166 | €2,008 | €710 | €5,482 | €478 | ▼ 91.3% |
| Profit (loss) for the period9904 | -€3,641 | €8,929 | €1,951 | €15,296 | €1,674 | ▼ 89.1% |
| Profit (loss) for the period to be appropriated9905 | -€3,641 | €8,929 | €1,951 | €15,296 | €1,674 | ▼ 89.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €116,210 | €113,857 | €98,150 | €112,515 | €112,536 | = |
| Fixed assets21/28 | €74,538 | €67,151 | €60,485 | €53,823 | €47,157 | ▼ 12.4% |
| Tangible fixed assets22/27 | €73,994 | €66,607 | €59,941 | €53,279 | €46,613 | ▼ 12.5% |
| Land and buildings22 | €71,544 | €65,054 | €58,564 | €52,077 | €45,586 | ▼ 12.5% |
| Plant, machinery and equipment23 | €722 | - | - | - | - | - |
| Other tangible fixed assets26 | €1,729 | €1,553 | €1,378 | €1,202 | €1,027 | ▼ 14.6% |
| Financial fixed assets28 | €544 | €544 | €544 | €544 | €544 | = |
| Current assets29/58 | €41,673 | €46,706 | €37,665 | €58,691 | €65,379 | ▲ 11.4% |
| Amounts receivable within one year40/41 | - | - | €2,650 | €24,273 | €41,913 | ▲ 72.7% |
| Trade receivables40 | - | - | €2,650 | €2,650 | €2,650 | = |
| Other amounts receivable41 | - | - | - | €21,623 | €39,263 | ▲ 81.6% |
| Cash at bank and in hand54/58 | €41,673 | €46,706 | €35,015 | €33,793 | €21,773 | ▼ 35.6% |
| Deferred charges and accrued income490/1 | - | - | - | €625 | €1,694 | ▲ 171% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €116,210 | €113,857 | €98,150 | €112,515 | €112,536 | = |
| Equity10/15 | €72,247 | €81,176 | €83,128 | €98,424 | €93,275 | ▼ 5.2% |
| Contributions10/11 | €6,205 | €6,205 | €6,205 | €6,205 | €6,205 | = |
| Reserves13 | €69,682 | €74,971 | €76,922 | €92,218 | €87,069 | ▼ 5.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €49,072 | €54,361 | €56,312 | €71,608 | €68,319 | ▼ 4.6% |
| Profit (loss) carried forward14 | -€3,641 | - | - | - | - | - |
| Provisions and deferred taxes16 | €12,357 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €12,357 | - | - | - | - | - |
| Pensions and similar obligations160 | €12,357 | - | - | - | - | - |
| Amounts payable17/49 | €31,607 | €32,680 | €15,022 | €14,091 | €19,261 | ▲ 36.7% |
| Amounts payable within one year42/48 | €31,607 | €32,680 | €15,022 | €14,091 | €19,261 | ▲ 36.7% |
| Trade debts44 | €8,452 | €7,171 | €6,803 | €6,484 | €7,313 | ▲ 12.8% |
| Suppliers440/4 | €8,452 | €7,171 | €6,803 | €6,484 | €7,313 | ▲ 12.8% |
| Taxes, remuneration and social security45 | - | €2,008 | €2,718 | €2,482 | - | - |
| Taxes450/3 | - | €2,008 | €2,718 | €2,482 | - | - |
| Other amounts payable47/48 | €23,154 | €23,502 | €5,502 | €5,125 | €11,948 | ▲ 133% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,641 | €8,929 | €1,951 | €15,296 | €1,674 | ▼ 89.1% |
| + Depreciation and write-downs630 | €7,431 | €7,387 | €6,666 | €6,662 | €6,666 | ▲ 0.1% |
| Operating cash flow (approximation) | €3,790 | €16,316 | €8,617 | €21,958 | €8,340 | ▼ 62.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5,034 | -€11,691 | -€1,222 | -€12,021 | ▼ 884% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0239/00C002 | Brussels | 547 m² | 1 · 376 m² | 16.3 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.