COBRAFIN
ActiveCOBRAFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-213k) and a net result of €-313k. Its solvency ranks better than 5% of 5495 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5495 sector peers (2025).
NBB · sector comparisonPosition among 5495 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€-213k
Net result
€-313k
Total assets
€25.47M
Solvency
-0.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €25.47M
Fixed assets
€25.35M
Current assets
€116k
Key figures and ratios
Solvency
-0.8%
ROE
147.0%
ROA
-1.2%
Debt
€25.68M
Debt ≤ 1 year
€1.08M
Debt > 1 year
€24.30M
A ratio outside any meaningful range has been withheld (balance sheet total €25.47M, equity €-213k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€25.47M
Fixed assets21/28€25.35M
Financial fixed assets28€25.35M
Current assets29/58€116k
Amounts receivable within one year40/41€929
Other amounts receivable41€929
Cash at bank and in hand54/58€115k
Equity and liabilities
Total equity and liabilities10/49€25.47M
Equity10/15€-213k
Contributions10/11€100k
Profit (loss) carried forward14€-313k
Amounts payable17/49€25.68M
Amounts payable after more than one year17€24.30M
Financial debts170/4€24.30M
Amounts payable within one year42/48€1.08M
Current portion of amounts payable after more than one year42€1.03M
Trade debts44€2k
Suppliers440/4€2k
Other amounts payable47/48€50k
Accrued charges and deferred income492/3€296k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€228
Gross operating margin9900€-22k
Operating profit (loss)9901€-26k
Financial income75/76B€400k
Recurring financial income75€400k
Financial charges65/66B€687k
Recurring financial charges65€687k
Profit (loss) for the period before taxes9903€-313k
Profit (loss) for the period9904€-313k
Profit (loss) for the period to be appropriated9905€-313k
Appropriation of the result
Profit (loss) to be appropriated9906€-313k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toevluchtweg 28620 NieuwpoortGround area
2.7 ha
Building footprint
2,473 m²
Volume, LiDAR
23,451 m³
Parcel 38021B0398/00E000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COBRAFIN
since 20242.363.194.766
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38021B0398/00E000 | Flanders | 2.7 ha | 1 · 2,473 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Similar companies · same sector and region
3LV CONCEPTS
BE 0564.817.241
Nieuwpoort
ADRIMA
BE 0823.696.086
Nieuwpoort
AQUILA
BE 0804.162.662
Nieuwpoort
BETA CONSULT
BE 0865.487.844
Nieuwpoort
BIZZ INVEST
BE 0561.849.140
Nieuwpoort
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 24,636 companies in sector 64210 we hold annual accounts for 19,688.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.