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COBL'INVEST

Active
Private limited company (pre-2019)founded 2013active for 12 yearsRue de Hoboval 2, 4550 Nandrin, BelgiumKBO/BCE: BE 0542.600.974
Summary

COBL'INVEST has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,836) and a net result of €13,241. Equity has been growing by about 27% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-11-2013 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.226.638.364 4480 Engis, since 01-01-2014
Financial year end
31 December
Peppol
Reachable since 17-06-2025

Board and ownership

Board
  • de Jamblinne de Meux GeoffroyDirector · since 29-11-2013

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€20,547
▲ 62.5%
Turnover
≈ €160,000
estimated
Profit
€13,241
▲ 181%
Equity
-€17,836
▲ 42.6%
Total assets
€951,541
▲ 1.4%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 24 days after the deadline
Filed on 24-08-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€17,836lowers riskSize: total assets €951,541No main activity registeredFigures for financial year 2025 (filed on 24-08-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 23+1
equity -1.9% of total assets
Liquidity 53+3
short-term debt 1.0% · cash 2.3%
Profitability 70+1
return on assets 1.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is ample, with a current ratio of 2.34 (0.3 in 2024), above the usual 1.5. Short-term debt is 1% and cash 2.3% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 14% of them on solvency, 47% on liquidity, 50% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €951,541
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€17,836
NBB · annual accounts
lowers risk · No main activity registered
KBO
lowers risk · Figures for financial year 2025 (filed on 24-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
24 days early
2023
65 days early
2022
21 days late
2021
62 days early
2020
61 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 29 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€17,836 View
  • Positive: 6 profitable years in a rowprofit 2025: €13,241 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Key facts about COBL'INVEST

What is the company number of COBL'INVEST?
The company number of COBL'INVEST is 0542.600.974. The VAT number is the same number with BE in front: BE 0542.600.974.
Where is COBL'INVEST based?
The registered office is at Rue de Hoboval 2, 4550 Nandrin.Company details
What is the legal form of COBL'INVEST?
The legal form of COBL'INVEST is Private limited company (pre-2019) (BVBA).
When was COBL'INVEST founded?
COBL'INVEST was founded on 29-11-2013.
Is COBL'INVEST still active?
Yes, COBL'INVEST is an active enterprise in the KBO register.
What is the turnover of COBL'INVEST?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €20,547 and 6,330 comparable companies of the same size. It probably lies between €72,000 and €380,000. It is a rough estimate.Financials
Is COBL'INVEST profitable?
In financial year 2025, COBL'INVEST made a profit of €13,241.
Where can I find the annual accounts of COBL'INVEST?
COBL'INVEST filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COBL'INVEST due?
COBL'INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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