Equity
-€8,473
Debts exceed assets in financial year 2025.
COBIBE
Lifetime
20 annual accounts with figures on one time axispeak €192,543 (2020)
-€1,272▼ €131,031
lowest -€33,458 (2015)
-€2,777▲ €478
peak €27,789 (2009)
-€8,473▼ €2,777
€18,109▼ 70.5%
peak 3 FTE (2017)
0 FTE▼ 100%
Board1 name since 2021
1 director
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €129,759 to -€1,272Loss of €2,777Staff from 2 FTE to 0 FTEEquity from -€5,696 to -€8,473Debts from €61,343 to €18,109Cash from €710 to €1,815
Key points
from the 2025 annual accountsLosses
-€8,256 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€18,109 188% of the balance sheet
Turnover not published (abbreviated or micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,635 companies had the same profile as COBIBE has now. Each dot stands for 17 companies, two years later.
84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for COBIBE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0874042848
Change of role: , from manager to director
Gazette deed
First establishment
COBIBA BVBA, Handelsstraat 771, Brussels
Incorporation
published on 02-06-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COBIBE Brussels | €9,636 | -€1,272 | -87.9% | 0 |
| BATI PIERYS Forest | €11,525 | €1,264 | 99.3% | - |
| A.M. RENO Evere | €10,356 | -€32,579 | 96.0% | - |
| MIKODECOR Anderlecht | €14,302 | -€8,591 | 94.5% | - |
| HM CONSTRUCT Evere | €15,296 | -€154 | -26.3% | - |
| Moderne Renovation Uccle | €14,118 | -€338 | 67.5% | - |
| JPS Grez-Doiceau | €10,972 | -€105 | -8.8% | - |
These companies have the same main activity as COBIBE: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €10,400 and €15,300, founded between 1999 and 2010.
Official details
Source: KBO- Status
- Active since 25-05-2005Normal situation
- Activity
- Other specialised construction activitiesNACE 43990
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.147.155.2771000 Brussels, since 27-05-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 24-09-2026
Annual accounts 2025
- €9,636▼ 82.7%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on COBIBE
COBIBE files the abbreviated format. That format states no turnover. The gross margin fell from €87,261 in 2006 to -€1,272 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COBIBE
- What is the company number of COBIBE?
- The company number of COBIBE is 0874.042.848. The VAT number is the same number with BE in front: BE 0874.042.848.
- Where is COBIBE based?
- The registered office is at Handelsstraat 77, 1000 Brussels.Company details
- What does COBIBE do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of COBIBE?
- COBIBE is a private limited company (BV).
- When was COBIBE founded?
- COBIBE was founded on 25-05-2005.
- Is COBIBE still active?
- Yes, COBIBE is an active enterprise in the KBO register.
- How many employees does COBIBE have?
- COBIBE had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does COBIBE fall under?
- In its 2025 annual accounts, COBIBE states joint committee 124 (Construction).
- What is the turnover of COBIBE?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it. In financial year 2018 turnover was €363,968.
- Is COBIBE profitable?
- In financial year 2025, COBIBE made a loss of €2,777.
- Where can I find the annual accounts of COBIBE?
- COBIBE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COBIBE due?
- COBIBE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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