COBBUS
ActiveSummary
COBBUS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.66M and a net result of €53k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 91% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.49 against 9.05 in 2024; short-term debt: 2.8% and cash: 0.6% of total assets), and 7.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
2.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
61 d late
2023
51 d late
2022
11 d late
2021
10 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.66M▲ 3.3%
2024 · €1.60M
2018: €1.45M
2019: €1.45M● -0.0% vs 2018lowest in 8 years
2020: €1.46M▲ +0.6% vs 2019
2021: €1.50M▲ +2.6% vs 2020
2022: €1.48M▼ -0.9% vs 2021
2023: €1.55M▲ +4.5% vs 2022
2024: €1.60M▲ +3.5% vs 2023
2025: €1.66M▲ +3.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.80M▲ 6.2%
2024 · €1.69M
2018: €1.45Mlowest in 8 years
2019: €1.47M▲ +1.1% vs 2018
2020: €1.49M▲ +1.4% vs 2019
2021: €1.57M▲ +5.5% vs 2020
2022: €1.54M▼ -2.0% vs 2021
2023: €1.61M▲ +4.5% vs 2022
2024: €1.69M▲ +5.2% vs 2023
2025: €1.80M▲ +6.2% vs 2024highest in 8 years
2018 → 2025
Net result
€53k▼ 1.9%
2024 · €54k
2018: €3k
2019: €-403▼ -114% vs 2018
2020: €8k▲ +2173% vs 2019
2021: €67k▲ +706% vs 2020highest in 8 years
2022: €-13k▼ -120% vs 2021lowest in 8 years
2023: €67k▲ +598% vs 2022
2024: €54k▼ -19.9% vs 2023
2025: €53k▼ -1.9% vs 2024
2018 → 2025
Working capital
€433k▲ 10.3%
2024 · €393k
2018: €630khighest in 8 years
2019: €617k▼ -2.0% vs 2018
2020: €607k▼ -1.8% vs 2019
2021: €560k▼ -7.6% vs 2020
2022: €305k▼ -45.6% vs 2021lowest in 8 years
2023: €350k▲ +15.0% vs 2022
2024: €393k▲ +12.0% vs 2023
2025: €433k▲ +10.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.50M-€1.48M▼ 0.9%€1.55M▲ 4.5%€1.60M▲ 3.5%€1.66M▲ 3.3%
2021: €1.50M
2022: €1.48M▼ -0.9% vs 2021lowest in 5 years
2023: €1.55M▲ +4.5% vs 2022
2024: €1.60M▲ +3.5% vs 2023
2025: €1.66M▲ +3.3% vs 2024highest in 5 years
Operating result€86k-€76k▼ 10.9%€72k▼ 6.1%€47k▼ 34.5%€49k▲ 4.2%
2021: €86khighest in 5 years
2022: €76k▼ -10.9% vs 2021
2023: €72k▼ -6.1% vs 2022
2024: €47k▼ -34.5% vs 2023lowest in 5 years
2025: €49k▲ +4.2% vs 2024
Net result€67k-€-13k€67k€54k▼ 19.9%€53k▼ 1.9%
2021: €67khighest in 5 years
2022: €-13k▼ -120% vs 2021lowest in 5 years
2023: €67k▲ +598% vs 2022
2024: €54k▼ -19.9% vs 2023
2025: €53k▼ -1.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€1.31M ▲ 4.9%
Current assets
€484k ▲ 9.7%
Equity and liabilities €1.80M
Equity
€1.66M ▲ 3.3%
Debt
€140k ▲ 59.0%
Debt's share of the balance-sheet total rises from 5.2% to 7.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €47k
Cash flow
€53k▼
2024 · €54k
Current ratio
9.49▲
2024 · 9.05
Debt to equity
0.08▲
2024 · 0.05
ROE
3.2%▼
2024 · 3.3%
ROA
2.9%▼
2024 · 3.2%
Interest coverage
-14.63▼
2024 · -7.28
Debt ≤ 1 year
€51k▲
2024 · €49k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.80M▲
Fixed assets21/28€1.25M€1.31M▲
Tangible fixed assets22/27€241k€248k▲
Land and buildings22€240k€247k▲
Furniture and vehicles24€1k€584▼
Financial fixed assets28€1.01M€1.07M▲
Current assets29/58€441k€484k▲
Amounts receivable within one year40/41€206k€258k▲
Trade receivables40€31k€33k▲
Other amounts receivable41€175k€226k▲
Current investments50/53€210k€215k▲
Cash at bank and in hand54/58€25k€10k▼
Deferred charges and accrued income490/1€299€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.80M▲
Equity10/15€1.60M€1.66M▲
Contributions10/11€1.50M€1.50M=
Capital10€1.50M-
Issued capital100€1.50M-
Profit (loss) carried forward14€107k€160k▲
Amounts payable17/49€88k€140k▲
Amounts payable within one year42/48€49k€51k▲
Financial debts43€64€42▼
Credit institutions430/8€64€42▼
Trade debts44€6k€13k▲
Suppliers440/4€6k€13k▲
Taxes, remuneration and social security45€43k€28k▼
Taxes450/3€43k€28k▼
Other amounts payable47/48-€10k
Accrued charges and deferred income492/3€39k€89k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€507€758▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€49k€51k▲
Operating profit (loss)9901€47k€49k▲
Financial income75/76B€14k€15k▲
Recurring financial income75€14k€15k▲
Financial charges65/66B€-7k€-3k▲
Recurring financial charges65€-7k€-3k▲
Profit (loss) for the period before taxes9903€68k€67k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€54k€53k▼
Profit (loss) for the period to be appropriated9905€54k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€107k€160k▲
Profit (loss) brought forward from the previous period14P€54k€107k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €425 | €469 | €469 | €507 | €758 | ▲ 49.6% |
| Other operating charges640/8 | €868 | €868 | €1k | €1k | €2k | ▲ 20.2% |
| Gross operating margin9900 | €87k | €78k | €73k | €49k | €51k | ▲ 5.1% |
| Operating profit (loss)9901 | €86k | €76k | €72k | €47k | €49k | ▲ 4.2% |
| Financial income75/76B | €7k | €8k | €11k | €14k | €15k | ▲ 3.5% |
| Recurring financial income75 | €7k | €8k | €11k | €14k | €15k | ▲ 3.5% |
| Financial charges65/66B | €290 | €81k | €-8k | €-7k | €-3k | ▲ 48.0% |
| Recurring financial charges65 | €290 | €81k | €-8k | €-7k | €-3k | ▲ 48.0% |
| Profit (loss) for the period before taxes9903 | €92k | €4k | €90k | €68k | €67k | ▼ 1.0% |
| Income taxes67/77 | €25k | €17k | €23k | €14k | €14k | ▲ 2.3% |
| Profit (loss) for the period9904 | €67k | €-13k | €67k | €54k | €53k | ▼ 1.9% |
| Profit (loss) for the period to be appropriated9905 | €67k | €-13k | €67k | €54k | €53k | ▼ 1.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.57M | €1.54M | €1.61M | €1.69M | €1.80M | ▲ 6.2% |
| Fixed assets21/28 | €937k | €1.18M | €1.21M | €1.25M | €1.31M | ▲ 4.9% |
| Tangible fixed assets22/27 | €2k | €238k | €238k | €241k | €248k | ▲ 2.6% |
| Land and buildings22 | - | €237k | €237k | €240k | €247k | ▲ 2.9% |
| Furniture and vehicles24 | €2k | €1k | €982 | €1k | €584 | ▼ 56.5% |
| Financial fixed assets28 | €935k | €941k | €974k | €1.01M | €1.07M | ▲ 5.5% |
| Current assets29/58 | €633k | €360k | €397k | €441k | €484k | ▲ 9.7% |
| Amounts receivable within one year40/41 | €65k | €110k | €130k | €206k | €258k | ▲ 25.3% |
| Trade receivables40 | €1k | €3k | €9k | €31k | €33k | ▲ 5.6% |
| Other amounts receivable41 | €64k | €107k | €121k | €175k | €226k | ▲ 28.7% |
| Current investments50/53 | €520k | €192k | €201k | €210k | €215k | ▲ 2.4% |
| Cash at bank and in hand54/58 | €48k | €57k | €66k | €25k | €10k | ▼ 59.9% |
| Deferred charges and accrued income490/1 | - | €138 | €294 | €299 | €1k | ▲ 277% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.57M | €1.54M | €1.61M | €1.69M | €1.80M | ▲ 6.2% |
| Equity10/15 | €1.50M | €1.48M | €1.55M | €1.60M | €1.66M | ▲ 3.3% |
| Contributions10/11 | €1.50M | €1.50M | €1.50M | €1.50M | €1.50M | = |
| Capital10 | €1.50M | €1.50M | €1.50M | €1.50M | - | - |
| Issued capital100 | €1.50M | €1.50M | €1.50M | €1.50M | - | - |
| Profit (loss) carried forward14 | - | €-13k | €54k | €107k | €160k | ▲ 49.1% |
| Amounts payable17/49 | €72k | €55k | €57k | €88k | €140k | ▲ 59.0% |
| Amounts payable within one year42/48 | €72k | €55k | €47k | €49k | €51k | ▲ 4.6% |
| Financial debts43 | - | - | - | €64 | €42 | ▼ 34.4% |
| Credit institutions430/8 | - | - | - | €64 | €42 | ▼ 34.4% |
| Trade debts44 | €2k | €13k | €462 | €6k | €13k | ▲ 114% |
| Suppliers440/4 | €2k | €13k | €462 | €6k | €13k | ▲ 114% |
| Taxes, remuneration and social security45 | €25k | €42k | €46k | €43k | €28k | ▼ 33.5% |
| Taxes450/3 | €25k | €42k | €46k | €43k | €28k | ▼ 33.5% |
| Other amounts payable47/48 | €46k | €0 | - | - | €10k | - |
| Accrued charges and deferred income492/3 | - | - | €11k | €39k | €89k | ▲ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67k | €-13k | €67k | €54k | €53k | ▼ 1.9% |
| + Depreciation and write-downs630 | €425 | €469 | €469 | €507 | €758 | ▲ 49.6% |
| Operating cash flow (approximation) | €68k | €-13k | €68k | €54k | €53k | ▼ 1.4% |
| Investment in fixed assets (approximation) | - | €-243k | €-33k | €-41k | €-63k | ▼ 54.1% |
| Change in cash | - | €10k | €9k | €-41k | €-15k | ▲ 63.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Highest result since 2018net €67k ▲706%
Operating result €86k, net result €67k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2015
Ground area
8,446 m²
Building footprint
3,941 m²
Volume, LiDAR
33,088 m³
2 parcels, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
COBBUS
since 20152.241.922.990
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0119/00D002 | Flanders | 6,833 m² | 1 · 2,538 m² | 14.2 m · 3 fl. |
| 23095C0091/00T002 | Flanders | 1,612 m² | 1 · 1,403 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300E4BZCEHVXUUS25
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 22,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.