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COBAT - INVEST

Active
Private limited company (pre-2019)founded 1994active for 32 yearsRue du Moulin(FRY) 10, 7503 Tournai, BelgiumKBO/BCE: BE 0451.909.142
Summary

COBAT - INVEST has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,450 and a net result of -€4,841. Equity has been shrinking by about 2.6% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-01-1994 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.065.733.873 7503 Tournai, since 23-02-1994
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Logistic ConsultingDirector
Shareholders

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€547
▲ 135%
Turnover
≈ €3,700
estimated
Loss
€4,841
▼ 30.0%
Equity
€209,450
▼ 2.3%
Total assets
€228,680
▼ 6.0%
  • 2025 accounts filed 17 days after the deadline
Filed on 17-08-2026
Score breakdownlowers riskSize: total assets €228,680Founded in 1994Equity €209,450 (91.6% of total assets)Liquidity: current ratio 14.33, cash €50,058Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.6% of total assets
Liquidity 77-6
short-term debt 4.3% · cash 21.9%
Profitability 16+1
return on assets -2.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.33 (15.57 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 21.9% of total assets. 8.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 71% on liquidity, 15% on profitability and 37% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €228,680
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €209,450 (91.6% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 14.33, cash €50,058
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,841
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
17 days late
2024
23 days early
2023
43 days early
2022
34 days early
2021
40 days early
2020
39 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 27 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€4,841 View

Key facts about COBAT - INVEST

What is the company number of COBAT - INVEST?
The company number of COBAT - INVEST is 0451.909.142. The VAT number is the same number with BE in front: BE 0451.909.142.
Where is COBAT - INVEST based?
The registered office is at Rue du Moulin(FRY) 10, 7503 Tournai.Company details
What is the legal form of COBAT - INVEST?
The legal form of COBAT - INVEST is Private limited company (pre-2019) (BVBA).
When was COBAT - INVEST founded?
COBAT - INVEST was founded on 31-01-1994.
Is COBAT - INVEST still active?
Yes, COBAT - INVEST is an active enterprise in the KBO register.
What is the turnover of COBAT - INVEST?
The turnover in financial year 2025 is ≈ €3,700. This figure is estimated from the gross margin of €547 and 2,694 comparable companies of the same size. It probably lies between €1,500 and €9,200. It is a rough estimate.Financials
Is COBAT - INVEST profitable?
In financial year 2025, COBAT - INVEST made a loss of €4,841.
Where can I find the annual accounts of COBAT - INVEST?
COBAT - INVEST filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COBAT - INVEST due?
COBAT - INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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