COBAMA
ActiveSummary
COBAMA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €13k. Its solvency ranks better than 56% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.18; short-term debt: 58.3% and cash: 32.1% of total assets), and 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€52k
Net result
€13k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€16k
Current assets
€36k
Equity and liabilities €52k
Equity
€21k
Debt
€31k
Debt finances 59.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€18k
Cash flow
€13k
Current ratio
1.18
Debt to equity
1.44
ROE
62.6%
ROA
25.6%
Interest coverage
559.56
Debt ≤ 1 year
€30k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€52k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€13k
Furniture and vehicles24€3k
Current assets29/58€36k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€21k
Contributions10/11€8k
Profit (loss) carried forward14€13k
Amounts payable17/49€31k
Amounts payable within one year42/48€30k
Trade debts44€19k
Suppliers440/4€19k
Taxes, remuneration and social security45€10k
Taxes450/3€9k
Remuneration and social security454/9€2k
Other amounts payable47/48€1k
Accrued charges and deferred income492/3€400
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55
Other operating charges640/8€468
Gross operating margin9900€19k
Operating profit (loss)9901€18k
Financial charges65/66B€33
Recurring financial charges65€33
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€5k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos des Eviaux,Floriffoux 15150 FloreffeGround area
728 m²
Building footprint
90 m²
Volume, LiDAR
597 m³
Parcel 92046C0194/00R000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COBAMA
since 20252.378.037.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92046C0194/00R000 | Wallonia | 728 m² | 1 · 90 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELECTRO REM PNS
BE 0847.205.324
Kasterlee · Eq €20,660
UTEN
BE 0458.018.558
Diest · Eq €20,514
SANEL C.C.
BE 0462.984.463
Brussel · Eq €22,501
DESIGNER SPACE AND LIGHT ATMOSPHERE
BE 0500.855.540
Spa · Eq €22,803
VioSi
BE 1003.806.082
Heers · Eq €22,874
Of 766 companies in sector 47552 we hold annual accounts for 444. 235 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
90393Specialised image, lighting and sound technical services
47690Retail sale of other cultural and recreation goods
59202Motion picture, video and television programme production, sound recording and music publishing activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.