COBALT CONSULTING
ActiveCOBALT CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €36k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.72 in 2024), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
35.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
19 d early
2024
23 d early
2023
19 d late
2022
19 d early
2021
3 d early
2020
11 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▲ 47.7%
2024 · €25k
2019: €20k
2020: €24k
2021: €6k
2022: €24k
2023: €34k
2024: €25k
2019 → 2025
Working capital
€29k▲ 38.8%
2024 · €21k
2019: €29k
2020: €37k
2021: €26k
2022: €37k
2023: €42k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€43k▲ 15.4%€61k▲ 41.2%€56k▼ 8.7%€57k▲ 2.1%
Operating result€14k-€33k▲ 141%€49k▲ 47.7%€38k▼ 23.9%€51k▲ 36.6%
Net result€6k-€24k▲ 298%€34k▲ 40.2%€25k▼ 27.1%€36k▲ 47.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€28k▼ 19.9%
Current assets
€74k▲ 47.1%
Equity and liabilities €102k
Equity
€57k▲ 2.1%
Debt
€45k▲ 53.0%
The debt ratio rises from 34.3% to 43.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€67k▲
2024 · €53k
Cash flow
€52k▲
2024 · €40k
Solvency
56.1%▼
2024 · 65.7%
Current ratio
1.65▼
2024 · 1.72
Quick ratio
1.65▼
2024 · 1.72
Debt / equity
0.78▲
2024 · 0.52
ROE
63.9%▲
2024 · 44.2%
ROA
35.8%▲
2024 · 29.0%
Interest coverage
620.55▲
2024 · 72.00
Debt
€45k▲
2024 · €29k
Debt ≤ 1 year
€45k▲
2024 · €29k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€102k▲
Fixed assets21/28€35k€28k▼
Tangible fixed assets22/27€35k€28k▼
Land and buildings22-€698
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€32k€24k▼
Current assets29/58€50k€74k▲
Amounts receivable within one year40/41€13k€7k▼
Trade receivables40€8k-
Other amounts receivable41€5k€7k▲
Current investments50/53€10k€29k▲
Cash at bank and in hand54/58€27k€37k▲
Deferred charges and accrued income490/1-€926
Equity and liabilities
Total equity and liabilities10/49€85k€102k▲
Equity10/15€56k€57k▲
Contributions10/11€8k€8k=
Reserves13€35k€35k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€29k€45k▲
Amounts payable within one year42/48€29k€45k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9-€78
Other amounts payable47/48€23k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€54k€68k▲
Operating profit (loss)9901€38k€51k▲
Financial income75/76B€79€156▲
Recurring financial income75€79€156▲
Financial charges65/66B€732€108▼
Recurring financial charges65€732€108▼
Profit (loss) for the period before taxes9903€37k€51k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€25k€36k▲
Profit (loss) for the period to be appropriated9905€25k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€49k▲
Profit (loss) brought forward from the previous period14P€18k€13k▼
Profit to be distributed694/7€30k€35k▲
Return on contributions (dividend)694€30k€35k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €36k ▲47.7%
Operating result €51k, net result €36k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €6k ▼74.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 1311082 Sint-Agatha-BerchemGround area
127 m²
Building footprint
70 m²
Volume, LiDAR
777 m³
Parcel 21342B0094/00K005, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
COBALT CONSULTING
since 20192.291.736.153
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0094/00K005 | Brussels | 127 m² | 1 · 70 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Chobreta
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AE INVEST
BE 0645.654.962
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D.N. van den Berg
BE 0599.833.548
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D² Consult
BE 1015.702.044
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,752 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2019
Fiscal year end31-12
Abbreviation FR
Co27
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.